Cambridge, ON · · MLS® X14011376Updated
$499,900Est. $2,456/mo mortgage
223 Water St N is a 4-bedroom, 3-bathroom duplex in Cambridge, listed for $499,900. It has 1500-2000 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
Great investment property with strong income potential. You will get vacant possession and set your own rents. The main level has living room, dining room, Eat-in kitchen, bathroom, Primary bedroom and a small bedroom with a full exist to the private backyard, The up stairs has Kitchen, eating are or living with two bedrooms and a loft. The basement has laundry, 3 piece bathroom... (currently the son is living there). The main level boasts high ceilings, a den/office/bed and a front and rear entrance. Three car parking behind the house. Conveniently located near the schools, hospital, shopping, and downtown, with nearby parks, river trails, and walking paths for outdoor recreation. Twenty minutes to the 401 and a bus stop directly across the road. Two Separate Hydro meters A real Money Maker.
4 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $333 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
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Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
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6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home223 Water Street N 4 bd · 3 ba · 1,500 sqft | $499,900asking | $333 | — | — |
| 55 Langlaw Drive 4 bd · 2 ba · 1,500 sqft | ||||
| 91 Roseview Avenue 3 bd · 1 ba · 2,000 sqft | ||||
| 1219 Duke Street 3 bd · 1 ba · 700 sqft | ||||
| 24 Veterans Way 3 bd · 2 ba · 1,500 sqft | ||||
| 72 Birch Street 4 bd · 2 ba · 1,100 sqft | ||||
| 7-9 Maple Ridge Road 3 bd · 2 ba · 1,500 sqft |
4 bd · 2 ba · 1,500 sqft
3 bd · 1 ba · 2,000 sqft
3 bd · 1 ba · 700 sqft
3 bd · 2 ba · 1,500 sqft
4 bd · 2 ba · 1,100 sqft
3 bd · 2 ba · 1,500 sqft
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20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: RE/MAX REAL ESTATE CENTRE INC., BrokerageMLS® X14011376 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 4–5 bed homes for sale in Cambridge around $500K.
Homes for sale in Cambridge
Every active Cambridge MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 498 sales from Jul 15 – Oct 13, 2026 (354 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
223 Water St N is listed at $499,900 (MLS® X14011376). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cambridge. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 223 Water St N is still listed at its original asking price of $499,900.
223 Water St N has 4 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a duplex in Cambridge.
About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $499,900 is about 26% below the median sold price in Cambridge over the last 90 days, $680,000, across 498 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 223 Water St N on record from the last two years. Older records aren't shown under TRREB rules.
223 Water St N is in Cambridge, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
223 Water St N was listed today (October 13, 2026).
About $250 to $333 per square foot: the asking price of $499,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Yes — the listing gives 3 parking spaces.
The listing describes the basement as: Separate Entrance.
