223 Water Street N St is a 4-bedroom, 3-bathroom detached home in Cambridge, listed for $499,900. It has 1500-2000 sq ft of living space.
1Charming, inviting nicely upgraded home.
2Enjoy the total of 5 bedrooms, (none in the basement). 3 Bathrooms, 2 Kitchens, mostly freshly painted, original wood work, high ceiling's character, unique loft, 3 car parking.
3It has a huge backyard which offers plenty of space to relax, play, or even explore the possibility of a future gardens...
Charming, inviting nicely upgraded home. Enjoy the total of 5 bedrooms, (none in the basement). 3 Bathrooms, 2 Kitchens, mostly freshly painted, original wood work, high ceiling's character, unique loft, 3 car parking. It has a huge backyard which offers plenty of space to relax, play, or even explore the possibility of a future gardens... This location you can take advance of what all the Down town has to offer, river walks, trail walks, restaurants, coffee shops, shopping, schools, hospital, running track, and a bus stop across from the front door. This location truly has it all. You can move right in. Incredible opportunity.
4 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $333 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 223 Water Street N St
Every detail from the listing, in one place.
Type
Detached
Style
2 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spaces
Basement
Partially Finished, Walk-Up
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Partially Finished · Walk-Up
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2 1/2 Storey
Property class
Detached
223 Water Street N St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14011674$499,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 223 Water Street N St Compares to the Cambridge Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,456
/mo
based on the purchase price of $499,900
$99,980 cash
$399,920 financed
$336,838 total interest
Principal54%$399,920
Interest46%$336,838
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cambridge
Other 3–4 bed homes for sale in Cambridge around $500K.
Average days on market31Homes sold in about 31 days on average.
Sale-to-list ratio100.1%On average, homes sold at or above asking.
Active listings452Homes for sale here right now.
Median vs prior 90 days+0.9%Compared with Apr 16 – Jul 15, 2026: prices up.
Based on 498 sales from Jul 15 – Oct 13, 2026 (354 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 223 Water Street N St
How much is 223 Water Street N St listed for?
223 Water Street N St is listed at $499,900 (MLS® X14011674). Summitly updates the price as soon as the MLS® record changes.
Is $499,900 a good price for 223 Water Street N St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cambridge. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 223 Water Street N St changed?
No — 223 Water Street N St is still listed at its original asking price of $499,900.
How many bedrooms and bathrooms does 223 Water Street N St have?
223 Water Street N St has 4 bedrooms and 3 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Cambridge.
How much would the monthly mortgage be on 223 Water Street N St?
About $2,456 a month — principal and interest on $499,900 with 20% down ($99,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 223 Water Street N St compare with other homes in Cambridge?
Its asking price of $499,900 is about 26% below the median sold price in Cambridge over the last 90 days, $680,000, across 498 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 223 Water Street N St been sold before?
Summitly has no earlier MLS® sale or lease of 223 Water Street N St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 223 Water Street N St?
223 Water Street N St is in Cambridge, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 223 Water Street N St been on the market?
223 Water Street N St was listed today (October 13, 2026).
What is the price per square foot of 223 Water Street N St?
About $250 to $333 per square foot: the asking price of $499,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 223 Water Street N St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 223 Water Street N St have a basement, and is it finished?
The listing describes the basement as: Partially Finished, Walk-Up.
