For saleExcellent Deal

DetachedOn market 50 daysPrice drop · $10,000 off (-1.5%)

224 O'Neil St, Peterborough

Peterborough, ON · · MLS® X13799144Updated November 6, 2026

$649,900Est. $3,193/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 2

Type Detached
Garage Yes
Basement Unfinished

What you should know

224 O'Neil St is a 3-bedroom, 2-bathroom detached home in Peterborough, listed for $649,900. It has 2000-2500 sq ft of living space.

The main floor greets you with a spacious foyer and a convenient 2 piece powder room.
The cozy living room features a gas fireplace, there is a large dining area with Patio doors leading to the backyard and deck - ideal for summer evenings outdoors.
Upstairs, the primary retreat boasts a 4 piece ensuite with a separated soaker tub for that quiet time we all need now and then Plus a walk-in closet.

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1 Upcoming Open House at 224 O'Neil St

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Saturday, November 71:30 PM – 3:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

3 Bed, 2 Bath Detached Home in Peterborough

About 224 O'Neil Street

Welcome to 224 O'Neil Street, NEW home in the desirable Trails of Lily lake subdivision! This 2 storey family home offers over 2000 sq. ft. of finished living space above grade, designed with comfort and functionality in mind. The main floor greets you with a spacious foyer and a convenient 2 piece powder room. The heart of the home is the modern kitchen, complete with a large island, ample storage, and an open layout perfect for gatherings. The cozy living room features a gas fireplace, there is a large dining area with Patio doors leading to the backyard and deck - ideal for summer evenings outdoors. Upstairs, the primary retreat boasts a 4 piece ensuite with a separated soaker tub for that quiet time we all need now and then Plus a walk-in closet. Two additional bedrooms, a 5 piece bathroom, and the bonus of upper-level laundry provide everything a busy family needs. The unfinished basement offers endless possibilities for future living space or storage. A single-car garage with direct entry to the home completes this exceptional property.

3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $325 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 224 O'Neil St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

224 O'Neil St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13799144−$10,000 (1.5%)$649,900
Sep 17, 2026For saleListedThis listingMLS® X13799144$659,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 224 O'Neil St Compares to the Peterborough Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 710 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Peterborough market, last 90 days

Median sold price: $565,000
Average sold price: $592,403
Average days on market: 36
Homes sold: 366

Closed sales on the TRREB MLS®.

Full Peterborough market report

Recently sold nearby in Peterborough

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home224 O'Neil Street 3 bd · 2 ba · 2,000 sqft	$649,900asking	$325	—	—
732 Gillespie Avenue 3 bd · 1 ba · 700 sqft
661 CLANCY Crescent 2 bd · 1 ba · 700 sqft
289 Bennet Street 3 bd · 2 ba · 700 sqft
298 Cottonwood Drive 3 bd · 2 ba · 1,500 sqft
368 O'Leary Avenue 3 bd · 2 ba · 1,100 sqft
923 Northminster Avenue 3 bd · 2 ba · 700 sqft

732 Gillespie Avenue
3 bd · 1 ba · 700 sqft
661 CLANCY Crescent
2 bd · 1 ba · 700 sqft
289 Bennet Street
3 bd · 2 ba · 700 sqft
298 Cottonwood Drive
3 bd · 2 ba · 1,500 sqft
368 O'Leary Avenue
3 bd · 2 ba · 1,100 sqft
923 Northminster Avenue
3 bd · 2 ba · 700 sqft

Living in Peterborough: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 224 O'Neil St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,193; 20% down · 25 years · 5.5% assumed
Property tax: $357; 0.66% mill rate · ON
Total per month: $3,550; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,193

/mo

based on the purchase price of $649,900

Down payment20%

$129,980 cash

Amortization25 yr

$519,920 financed

Rate5.50%

$437,909 total interest

Principal54%$519,920

Interest46%$437,909

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Exit Realty Liftlock, BrokerageMLS® X13799144 · Listing data last updated November 6, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 16· $325/sq ft

Estimated monthly mortgage$3,193/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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