Investment opportunity in the heart of Pembroke's East End! This up-and-down duplex offers approximately ~2,387 sq. ft. above grade, with an approximate ~1,200 sq. ft main-floor unit and an approximate ~1,187 sq. ft. upper unit. Each spacious unit features two bedrooms, hardwood floors and its own fireplace. Both currently rent for $1,600 per month, generating $38,400 in gross annual rental income. Tenants pay their own separately metered hydro. Updates completed in 2024 include a roof, vinyl windows on the lower half of the home, bedroom flooring. Set on a small, very low-maintenance lot with two rear parking spaces. Basement storage provides potential space for future coin-operated laundry, offering an opportunity to generate additional income! A luxury six-unit residential building is being constructed next door, adding to the area's ongoing investment and development. Walk to Algonquin College, Metro, Circle K, restaurants and McDonald's, with schools, parks, Pembroke Regional Hospital and a police station nearby! A solid addition to any investment portfolio!
4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $205 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 229 Cecelia St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
2 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0.06
Listing & possession
Property style
2-Storey
Property class
Duplex
229 Cecelia St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,014
/mo
based on the purchase price of $409,900
$81,980 cash
$327,920 financed
$276,195 total interest
Principal54%$327,920
Interest46%$276,195
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Pembroke
Other 3–7 bed homes for sale in Pembroke around $410K.
Average days on market40Homes sold in about 40 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings75Homes for sale here right now.
Median vs prior 90 days+2.8%Compared with Apr 26 – Jul 25, 2026: prices up.
Based on 94 sales from Jul 25 – Oct 23, 2026 (67 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 229 Cecelia St
How much is 229 Cecelia St listed for?
229 Cecelia St is listed at $409,900 (MLS® X13680000). Summitly updates the price as soon as the MLS® record changes.
Is $409,900 a good price for 229 Cecelia St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Pembroke. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 229 Cecelia St changed?
Yes — it was first listed at $429,900 and is now $409,900, a drop of $20,000 (4.7%).
How many bedrooms and bathrooms does 229 Cecelia St have?
229 Cecelia St has 4 bedrooms and 2 bathrooms, with about 2,000–2,500 square feet of living space. It is a duplex in Pembroke.
How much would the monthly mortgage be on 229 Cecelia St?
About $2,014 a month — principal and interest on $409,900 with 20% down ($81,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 229 Cecelia St compare with other homes in Pembroke?
Its asking price of $409,900 is about 11% above the median sold price in Pembroke over the last 90 days, $370,000, across 94 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 229 Cecelia St been sold before?
Summitly has no earlier MLS® sale or lease of 229 Cecelia St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 229 Cecelia St?
229 Cecelia St is in Pembroke, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 229 Cecelia St been on the market?
69 days — 229 Cecelia St was listed on August 15, 2026.
What is the price per square foot of 229 Cecelia St?
About $164 to $205 per square foot: the asking price of $409,900 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 229 Cecelia St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 229 Cecelia St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
