Modular HomeListed yesterday

23 Four Mile Creek Rd #317, Niagara-on-the-Lake

Name: 23 Four Mile Creek Road, Unit 317
SKU: X14181754
Price: 520000 CAD
Availability: InStock

Niagara-on-the-Lake, ON · · MLS® X14181754Updated November 15, 2026

$520,000Est. $2,555/mo mortgage

Bedrooms: 2
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 2

Type Modular Home
Garage Yes
Basement Other, Walk-Out

What you should know

23 Four Mile Creek Rd #317 is a 2-bedroom, 2-bathroom modular home in Niagara-on-the-Lake, listed for $520,000. It has 1100-1500 sq ft of living space.

The spacious open-concept living area features a stunning vaulted ceiling with exposed beams, two generous bedrooms, two bathrooms and plenty of storage.
The oversized deck overlooks a DEEP, Private lot backing onto a tranquil creek.
The Creekside Community Centre offers a library, games room, billiards, party/meeting room and kitchen.

Ask Zara:

2 Bed, 2 Bath Modular Home in Niagara-on-the-Lake

Unit 317 at 23 Four Mile Creek Road

Nestled below the Niagara Escarpment in St. Davids, this sought-after 55+ community offers an exceptional lifestyle close to everything Niagara-on-the-Lake has to offer, including golf courses, scenic wineries, quality restaurants and outlet shopping. Convenient highway access makes travelling to surrounding communities and the U.S. border a breeze. UNIT 317 IS A Rare find! Offering over 1,100 sq. ft., this beautifully updated home has undergone MORE THAN $40,000 IN RENOVATIONS over the past year, including new flooring and trim, fresh paint, light fixtures and ceiling fans, as well as new soffit, fascia and eaves and new carport. The spacious open-concept living area features a stunning vaulted ceiling with exposed beams, two generous bedrooms, two bathrooms and plenty of storage. A ramp leading to the side entrance provides added accessibility. Step outside and discover what truly sets this property apart! The oversized deck overlooks a DEEP, Private lot backing onto a tranquil creek. Additional features include a workshop tucked beneath the deck and an extra-large shed, ideal for motorcycle storage, hobbies or your own man cave/she shed! The Creekside Community Centre offers a library, games room, billiards, party/meeting room and kitchen. Enjoy an active social calendar featuring Happy Hours, Community Breakfasts, Potluck Dinners, Movie Nights, Bingo, Cards, Dominoes and Crafts. Cool off in the Outdoor Heated In-Ground Pool during the warmer months. NOTE: The List Price has been reduced by $35,000, which is the Mandatory Shareholder Fee that the Buyer must pay to the COOP directly on closing, which is fully refunded when sold. The Common Element Fee is only $245/month, and Infrastructure Fee is $28.00/month. Further details available. A Beautifully updated home, a truly special setting and a wonderful community lifestyle!Welcome to year-round resort living at award-winning creekside senior estates!

2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $473 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this modular home fits your budget and timing.

Inside 23 Four Mile Creek Rd #317

Every detail from the listing, in one place.

Type: Modular Home
Style: Bungalow
Living space: 1100-1500 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Other, Walk-Out

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Other · Walk-Out

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Modular Home

23 Four Mile Creek Rd #317 Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 14, 2026For saleListedThis listingMLS® X14181754$520,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 23 Four Mile Creek Rd #317 Compares to the Niagara-on-the-Lake Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 234 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara-on-the-Lake market, last 90 days

Median sold price: $975,000
Average sold price: $1,142,842
Average days on market: 58
Homes sold: 143

Closed sales on the TRREB MLS®.

Full Niagara-on-the-Lake market report

Recently sold nearby in Niagara-on-the-Lake

Sold prices are shown free to signed-in members, as board rules require.

3 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This homeUnit 317 — 23 Four Mile Creek Road 2 bd · 2 ba · 1,100 sqft	$520,000asking	$473	—	—
23 Four Mile Creek Road 2 bd · 1 ba · 700 sqft
23 Four Mile Creek Road 2 bd · 2 ba · 700 sqft
23 FOUR MILE CREEK Road 2 bd · 1 ba · 700 sqft

23 Four Mile Creek Road
2 bd · 1 ba · 700 sqft
23 Four Mile Creek Road
2 bd · 2 ba · 700 sqft
23 FOUR MILE CREEK Road
2 bd · 1 ba · 700 sqft

Living in Niagara-on-the-Lake: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 23 Four Mile Creek Rd #317

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,555; 20% down · 25 years · 5.5% assumed
Property tax: $286; 0.66% mill rate · ON
Total per month: $2,841; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$2,555

/mo

based on the purchase price of $520,000

Down payment20%

$104,000 cash

Amortization25 yr

$416,000 financed

Rate5.50%

$350,381 total interest

Principal54%$416,000

Interest46%$350,381

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: EXP REALTY, BrokerageMLS® X14181754 · Listing data last updated November 15, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 13· $473/sq ft

Estimated monthly mortgage$2,555/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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