DetachedOn market 104 days

23 The Cedars St, St. Catharines

Name: 23 The Cedars Street
SKU: X13503288
Price: 1649000 CAD
Availability: InStock

St. Catharines, ON · · MLS® X13503288Updated June 30, 2026

$1,649,000Est. $8,101/mo mortgage

Bedrooms: 3
Bathrooms: 3
Living space: 1500–2000sq ft
Parking spaces: 3

Type Detached
Garage Yes
Basement Full, Finished

What you should know

23 The Cedars St is a 3-bedroom, 3-bathroom detached home in St. Catharines, listed for $1,649,000. It has 1500-2000 sq ft of living space.

Welcome to 23 The Cedars, where timeless architecture meets exceptional modern luxury in one of St.
Designed for effortless everyday living and entertaining, the spectacular open-concept main floor is flooded with natural light and showcases custom finishes at every turn.
The spacious primary retreat offers a beautifully appointed private ensuite, while every room throughout the home has been customized with exceptional attention to detail.

Ask Zara:Is there an offer date?What would the monthly costs be?What's nearby?

3 Bed, 3 Bath Detached Home in St. Catharines

About 23 The Cedars Street

Welcome to 23 The Cedars, where timeless architecture meets exceptional modern luxury in one of St. Catharines' most sought-after neighbourhoods. Nestled on a quiet street surrounded by parks, top-rated schools, and every amenity imaginable, this stunning 4-bedroom, 3 bathroom oversized bungalow has been completely reimagined from top to bottom with uncompromising quality and craftsmanship. Designed for effortless everyday living and entertaining, the spectacular open-concept main floor is flooded with natural light and showcases custom finishes at every turn. From the imported European hardwood and tile flooring to the custom cabinetry, designer lighting, built-in stainless-steel appliances, over-sized kitchen island, and premium finishes throughout, every detail has been thoughtfully curated to create a home unlike any other. The spacious primary retreat offers a beautifully appointed private ensuite, while every room throughout the home has been customized with exceptional attention to detail. A sunroom addition provides the perfect place to enjoy your morning coffee, unwind with a good book, or simply take in the peaceful views of the backyard year-round. The fully finished lower level offers incredible versatility with an expansive family recreation area, bonus media room or home office, additional bedroom, full bathroom, generous crawl space storage, and an ideal layout for a future in-law suite or multi-generational living. Step outside into your own private resort. The fully fenced backyard is a spectacular outdoor oasis featuring a heated in-ground pool, hot tub, covered lounge area, outdoor kitchen/bar, and complete privacy creating the ultimate setting for summer entertaining or relaxing with family and friends. Whether you're looking to accommodate a growing family, enjoy the convenience of one-floor living, or downsize without sacrificing luxury or space, this home delivers a rare combination of style and function that is seldom offered.

3 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $1,099 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up

Inside 23 The Cedars St

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Full, Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Full · Finished

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

23 The Cedars St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Jun 29, 2026For saleListedThis listingMLS® X13503288$1,649,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 23 The Cedars St Compares to the St. Catharines Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 1,050 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Catharines market, last 90 days

Median sold price: $557,000
Average sold price: $605,277
Average days on market: 37
Homes sold: 589

Closed sales on the TRREB MLS®.

Full St. Catharines market report

Recently sold nearby in St. Catharines

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home23 The Cedars Street 3 bd · 3 ba · 1,500 sqft	$1,649,000asking	$1,099	—	—
87 Lakeport Road 3 bd · 2 ba · 1,500 sqft
36 Woodland Avenue 2 bd · 1 ba · 1,100 sqft
63 Plymouth Avenue 4 bd · 2 ba · 700 sqft
103 Queen Street 3 bd · 2 ba · 1,500 sqft
36 Ramsey Street 3 bd · 2 ba · 1,100 sqft
34 Crestcombe Road 3 bd · 2 ba · 1,100 sqft

87 Lakeport Road
3 bd · 2 ba · 1,500 sqft
36 Woodland Avenue
2 bd · 1 ba · 1,100 sqft
63 Plymouth Avenue
4 bd · 2 ba · 700 sqft
103 Queen Street
3 bd · 2 ba · 1,500 sqft
36 Ramsey Street
3 bd · 2 ba · 1,100 sqft
34 Crestcombe Road
3 bd · 2 ba · 1,100 sqft

Living in St. Catharines: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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Costs, Mortgage & Rental Return for 23 The Cedars St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $8,101; 20% down · 25 years · 5.5% assumed
Property tax: $907; 0.66% mill rate · ON
Total per month: $9,008; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$8,101

/mo

based on the purchase price of $1,649,000

Down payment20%

$329,800 cash

Amortization25 yr

$1,319,200 financed

Rate5.50%

$1,111,113 total interest

Principal54%$1,319,200

Interest46%$1,111,113

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: EXP REALTY, BrokerageMLS® X13503288 · Listing data last updated June 30, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Jun 28· $1,099/sq ft

Estimated monthly mortgage$8,101/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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