This stylish home has character and charm through out . Great 2 bedroom home on a 62 by 120 foot fenced lot in a great location in the town of St Marys with all amenities close by . Walking distance to the river walkway , downtown St Marys and all schools and recreation facilities . The main level contains a large open concept kitchen with island and lots of cupboards and an access to the deck overlooking the back yard . The cozy living room area is great for entertaining and has a 2 piece washroom and a roughed in gas fireplace for future consideration . On the upper level exists two ample bedrooms and a huge 4 pc bathroom with a walk in tile shower and huge soaker tub . The upper sunroom area above the front of the home adds style and provides lots of natural light . The full basement is easily accessed and features a walk out to access the spacious fenced rear yard area . There exists a single car attached garage and a newly installed concrete double driveway . Some upgrades are newly done concrete drive, soffit facia and eavestrough (2020) Basement spray foam (2021) Attic insulation (2021) and Water softener (2022) .
2 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $671 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 230 Church St S
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
700-1100 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Walk-Out, Full
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Walk-Out · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
230 Church St S Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,308
/mo
based on the purchase price of $469,900
$93,980 cash
$375,920 financed
$316,623 total interest
Principal54%$375,920
Interest46%$316,623
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Church Street South? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 230 Church St S with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 230 Church St S day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Marys
Other 3–4 bed homes for sale in St. Marys around $470K.
Average days on market69Homes sold in about 69 days on average.
Sale-to-list ratio97.5%On average, homes sold below asking.
Active listings65Homes for sale here right now.
Median vs prior 90 days+6.1%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 45 sales from Jul 23 – Oct 21, 2026 (36 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 230 Church St S
How much is 230 Church St S listed for?
230 Church St S is listed at $469,900 (MLS® X13690992). Summitly updates the price as soon as the MLS® record changes.
Is $469,900 a good price for 230 Church St S?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Marys. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 230 Church St S changed?
Yes — it was first listed at $489,900 and is now $469,900, a drop of $20,000 (4.1%).
How many bedrooms and bathrooms does 230 Church St S have?
230 Church St S has 2 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in St. Marys.
How much would the monthly mortgage be on 230 Church St S?
About $2,308 a month — principal and interest on $469,900 with 20% down ($93,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 230 Church St S compare with other homes in St. Marys?
Its asking price of $469,900 is about 18% below the median sold price in St. Marys over the last 90 days, $574,000, across 45 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 230 Church St S been sold before?
Summitly has no earlier MLS® sale or lease of 230 Church St S on record from the last two years. Older records aren't shown under TRREB rules.
Where is 230 Church St S?
230 Church St S is in St. Marys, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 230 Church St S been on the market?
63 days — 230 Church St S was listed on August 19, 2026.
What is the price per square foot of 230 Church St S?
About $427 to $671 per square foot: the asking price of $469,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 230 Church St S have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
Does 230 Church St S have a basement, and is it finished?
The listing describes the basement as: Walk-Out, Full.
