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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 4 days ago

    231 Kay Road W

    Stephenson·Huntsville, ON·P0B 1L0·Near Muskoka Rd 10 to Deer Lake Rd. Right on Deer Lake Rd to Kay Road w. Right on Kay Rd W dead end. At the dead end go through the gate at 271 Kay Rd W. Follow to 231 Kay Rd W.

    Huntsville real estate›X13432760
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Experience the timeless character and peaceful setting of this charming riverfront getaway. Nestled along the North Branch Muskoka River, this property offers a relaxing place to step away from the pace of everyday life and enjoy the beauty of nature. Sit back and listen to the gentle sounds of the river flowing by while taking in the surrounding trees and natural landscape. Set on one acre of land, the property offers a private and serene environment with plenty of space to relax and enjoy the outdoors. Whether you're spending time by the water, exploring the property, or simply enjoying the quiet surroundings, this setting provides a true Muskoka escape. Built in 1900, this historic home carries a sense of character and history that has been enjoyed by generations over the years. The cottage features four bedrooms and a convenient two-piece bathroom, providing comfortable space for family and guests. One of the highlights of the home is the fully screened porch, the perfect spot to enjoy a morning coffee, read a book, or unwind in the evening while feeling the breeze and listening to the river nearby. This three-season property offers warm cottage charm and a welcoming atmosphere, making it an ideal place for family gatherings, outdoor activities, and creating lasting memories. If you're looking for a quiet Muskoka retreat with historic charm and riverfront beauty, this could be the perfect place to call your getaway.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 10, 2026ListedCurrentFor sale$477,000 —X13432760This page
    Mar 10, 2026Previously listedTer$529,000 —X12866826View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Other
      Air conditioning
      None
      Water source
      Well
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 231 Kay Road W
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,343
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $224
    0.56% mill rate · ON
    The market

    How this home sits in the Huntsville market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Huntsville market right now

    Average sold price, days on market, and closed-transaction count for Huntsville — sourced from MLS®.

    • Avg sold price
      $698,266
      Last 30 days
    • Median sold price
      $610,000
      Middle of the market
    • Days on market
      44 d
      Avg from list to close
    • Closed last 30d
      118
      MLS® transactions
    Full Huntsville market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 231 Kay Road W — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 231 Kay Road W and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 231 Kay Road W listed for?

      231 Kay Road W is listed at $477,000 on the MLS® (listing X13432760). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 231 Kay Road W have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

    • 3 beds
    • 1 bath
    • 1500-2000 sqft
    • Detached
    • .50-1.99 ac lot
    Asking
    $477,000
    $0 / sqft · MLS® X13432760
    Chat Zara
  1. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $698,266
    $642,405Confidence range$754,127
    Asking vs estimate
    ↓below
    −$221,266
    (-31.7%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Huntsville sell in about 44 days — this one has been listed 4 days.

    Avg sold price
    $698,266
    Median sold
    $610,000
    Avg days on market
    44
    Recently sold
    118
    See comparable sales
    Walk through online
    Listing agent has provided a interactive tour
    Open virtual tour
    • Experience the timeless character and peaceful setting of this charming riverfront getaway.
    • Set on one acre of land, the property offers a private and serene environment with plenty of space to relax and enjoy the outdoors.
    • The cottage features four bedrooms and a convenient two-piece bathroom, providing comfortable space for family and guests.
    Ask Zara a follow-up
    Septic
  2. Parking & garage

    3
    Garage
    None
    Parking spaces
    8
    Driveway
    Front Yard Parking
  3. Interior

    5
    Basement
    Unfinished, Crawl Space
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Elevator
    N
  4. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Metal
    Foundation
    Unknown
    Waterfront
    Y
    Pool
    None
  5. Lot & land

    2
    Lot dimensions
    0 x 260
    Zoning
    SR5, NR
  6. Listing & possession

    3
    Occupancy
    Immediate
    Property style
    2-Storey
    Property class
    Detached
  7. Room-by-room · 2 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    2 rooms
    • Family Room
      10.3 × 10.7 ft
    • Kitchen
      29.9 × 11.9 ft
    Combined estimate
    $2,567
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,343
    /mo
    based on the purchase price of $477,000
    $95,400 cash
    $381,600 financed
    $321,407 total interest
    Monthly payment$2,343/ month
    Principal54%$381,600
    Interest46%$321,407

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Huntsville

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 10 Charles Morley Boulevard
      Sold
      Sign in for price
      10 Charles Morley Boulevard
      Detached
    • 22 Glenwood Drive
      Sold
      Sign in for price
      22 Glenwood Drive
      Detached
    • 115 Woodland Drive
      Sold
      Sign in for price
      115 Woodland Drive
      Detached
    • 4498 Ravenscliffe Road
      Sold
      Sign in for price
      4498 Ravenscliffe Road
      Detached
    • 42 Riverside Drive
      Sold
      Sign in for price
      42 Riverside Drive
      Detached
    • 42 Old Centurion Road
      Sold
      Sign in for price
      42 Old Centurion Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    231 Kay Road WThis home3 / 115,002,000$477,000ask———
    10 Charles Morley Boulevard3 / 32,500—
    22 Glenwood Drive4 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Huntsville

    Active listings within ±20% of this asking price.

    • 6 Johanna Street
      $499,000
      6 Johanna Street
      Detached 3 2
    • 182 Brodie Kay Trail
      $499,000
      182 Brodie Kay Trail
      Detached 2 1
    • 5 Tait Street
      $399,900
      5 Tait Street
      Detached 2 2
    • 16 Breisacher Road
      $569,900
      16 Breisacher Road
      Detached 4 3
    • 290 South Waseosa Lake Road
      $489,000
      290 South Waseosa Lake Road
      Detached 2 1
    • 31 Hutcheson Beach Road
      $469,900
      31 Hutcheson Beach Road
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  8. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  9. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  10. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  11. Public listing courtesy of RE/MAX Professionals North · displayed on Summitly per MLS® data-share rules

    231 Kay Road W is a 3-bedroom, 1-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  12. When was 231 Kay Road W built?

    The year built for 231 Kay Road W isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  13. What is the property tax for 231 Kay Road W?

    The 'Property tax' tab in the History section shows the most recent annual tax for 231 Kay Road W plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  14. How much would the monthly mortgage be on 231 Kay Road W?

    The affordability calculator on this page shows an estimated monthly mortgage for $477,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  15. Has 231 Kay Road W been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 231 Kay Road W with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  16. What neighbourhood is 231 Kay Road W in?

    231 Kay Road W is in Stephenson, Huntsville. The 'Neighbourhood' section below links to the live Huntsville real estate hub with average sold price, days on market, and current inventory.

  17. Is Huntsville a good place to live?

    Huntsville is one of ON's actively-tracked Summitly markets. The full Huntsville real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  18. 115 Woodland Drive
    3 / 2
    2,000
    —
    4498 Ravenscliffe Road2 / 1700—
    42 Riverside Drive3 / 1700—
    42 Old Centurion Road2 / 2700—