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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 40 days

    232 Elgin Street

    Centre Hastings·Madoc, ON·K0K 2K0·Near Victoria

    • 3 beds
    Madoc real estate›X13100814
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    A carefully curated 1.5 story, 3 bed home, that is thoughtfully organized and features many upgrades. Some of the updates include windows, central air, washer/dryer, updated electrical, some plumbing updates, flooring in laundry and bath, interior light fixtures and too much more to list. The kitchen has been beautifully redone and modernized with white cabinets and new counter tops. The door off the kitchen opens onto a lovely large deck that is perfect for hosting a BBQ or just relaxing. A bright sunny room, off the living room, has a handy access to the side yard which would make an ideal office with it's own entrance. The living room is spacious with lots of room for the family and opens out onto the covered front porch which is ideal to while away the hours and continue all your day dreams! There are outdoor sheds on the edge of the large veggies/flower gardens as well as an established raspberry patch at the back of the house and lovely perennial flower beds greet you as you get out of your car. This lovely home is easy to view and awaits you and your family!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    May 8, 2026ListedCurrentFor sale$359,900 —X13100814This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 232 Elgin Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $1,768
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $155
    0.52% mill rate · ON
    The market

    How this home sits in the Madoc market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Madoc market right now

    Average sold price, days on market, and closed-transaction count for Madoc — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Madoc market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 232 Elgin Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 232 Elgin Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 232 Elgin Street listed for?

      232 Elgin Street is listed at $359,900 on the MLS® (listing X13100814). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 232 Elgin Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 1100-1500 sqft
  3. Detached
  4. Asking
    $359,900
    $0 / sqft · MLS® X13100814
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Madoc.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    The kitchen has been beautifully redone and modernized with white cabinets and new counter tops.
  6. The door off the kitchen opens onto a lovely large deck that is perfect for hosting a BBQ or just relaxing.
  7. The living room is spacious with lots of room for the family and opens out onto the covered front porch which is ideal to while away the hours and continue all your day dreams!
  8. This lovely home is easy to view and awaits you and your family!
  9. Ask Zara a follow-up
    Sewer
  10. Parking & garage

    3
    Garage
    None
    Parking spaces
    4
    Driveway
    4
  11. Interior

    7
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Main Level
    Elevator
    N
    Accessibility
    N
  12. Exterior & construction

    5
    Exterior
    Aluminum Siding
    Roof
    Metal
    Foundation
    Stone
    View
    Garden
    Pool
    None
  13. Lot & land

    1
    Zoning
    R1
  14. Listing & possession

    3
    Occupancy
    TBD
    Property style
    1 1/2 Storey
    Property class
    Detached
  15. Room-by-room · 8 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    6 rooms
    • Bathroom
      4 Pc Bath
      13.0 × 5.5 ft
    • Primary Bedroom
      11.9 × 7.8 ft
    • Other
      Side Door
      14.9 × 5.6 ft
    • Laundry
      7.9 × 5.3 ft
    • Living Room
      15.9 × 15.9 ft
    • Kitchen
      Eat-in Kitchen
      13.7 × 11.3 ft

    Second level

    2 rooms
    • Bedroom 3
      Closet
      12.1 × 7.8 ft
    • Bedroom 2
      B/I Closet
      12.1 × 7.7 ft
    Combined estimate
    $1,923
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $1,768
    /mo
    based on the purchase price of $359,900
    $71,980 cash
    $287,920 financed
    $242,504 total interest
    Monthly payment$1,768/ month
    Principal54%$287,920
    Interest46%$242,504

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Madoc

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 83 Harts Road
      Sold
      Sign in for price
      83 Harts Road
      Detached
    • 33 Woodridge Drive
      Sold
      Sign in for price
      33 Woodridge Drive
      Detached
    • 229 St Lawrence Street
      Sold
      Sign in for price
      229 St Lawrence Street
      Detached
    • 91 Duncan Street
      Sold
      Sign in for price
      91 Duncan Street
      Detached
    • 83 Palmer Road
      Sold
      Sign in for price
      83 Palmer Road
      Detached
    • 31 Station Road
      Sold
      Sign in for price
      31 Station Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    232 Elgin StreetThis home3 / 111,001,500$359,900ask———
    83 Harts Road3 / 31,100—
    33 Woodridge Drive3 / 21,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Madoc

    Active listings within ±20% of this asking price.

    • 136 St Lawrence Street
      $399,000
      136 St Lawrence Street
      Detached 3 2
    • 11 Crookston Road
      $424,900
      11 Crookston Road
      Detached 3 2
    • 144 Blakely Lane
      $398,000
      144 Blakely Lane
      Detached 2 1
    • 15880 62 Highway
      $399,900
      15880 62 Highway
      Detached 3 2
    • 13 Douglas Road
      $419,000
      13 Douglas Road
      Detached 3 1
    • 106 St Lawrence Street
      $399,000
      106 St Lawrence Street
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of QUEENSWOOD NATIONAL REAL ESTATE LTD · displayed on Summitly per MLS® data-share rules

    232 Elgin Street is a 3-bedroom, 1-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 232 Elgin Street built?

    The year built for 232 Elgin Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  21. What is the property tax for 232 Elgin Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 232 Elgin Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 232 Elgin Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $359,900 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 232 Elgin Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 232 Elgin Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 232 Elgin Street in?

    232 Elgin Street is in Centre Hastings, Madoc. The 'Neighbourhood' section below links to the live Madoc real estate hub with average sold price, days on market, and current inventory.

  25. Is Madoc a good place to live?

    Madoc is one of ON's actively-tracked Summitly markets. The full Madoc real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 229 St Lawrence Street
    3 / 1
    700
    —
    91 Duncan Street3 / 21,100—
    83 Palmer Road2 / 1700—
    31 Station Road3 / 21,100—