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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 13 days

    232 Thomas Street

    St. Marys·St. Marys, ON·N4X 1C1·Near Westover x Thomas

    • 3 beds
    St. Marys real estate›X13239998
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Looking for a heritage home in charming small town Ontario? Look no further than 232 Thomas Street in beautiful St. Marys. Located in the historic West ward near the Upper Thames River, Westover Inn and just steps away from the Quarry, this architecturally significant home has many original features. Just bask in the gleaming hardwood floors, intricate trim and stunning stained glass in this home built in 1899. The home has spacious principal rooms and a large primary suite on the second floor. Its has been impeccably maintained and stewarded by one family for over 42 years. With an oversized lot, 2-car garage, two driveways and plenty of outdoor entertaining space, this home really does have something for everyone. For more information or to view this listing for yourself, contact your favourite REALTOR today!

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • Just bask in the gleaming hardwood floors, intricate trim and stunning stained glass in this home built in 1899.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 4, 2026ListedCurrentFor sale$600,000 —X13239998This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air, Window Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 232 Thomas Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • River/Stream
    • Hospital
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,948
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $313
    0.63% mill rate · ON
    The market

    How this home sits in the St. Marys market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Marys market right now

    Average sold price, days on market, and closed-transaction count for St. Marys — sourced from MLS®.

    • Avg sold price
      $563,081
      Last 30 days
    • Median sold price
      $550,750
      Middle of the market
    • Days on market
      90 d
      Avg from list to close
    • Closed last 30d
      42
      MLS® transactions
    Full St. Marys market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 232 Thomas Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 232 Thomas Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 232 Thomas Street listed for?

      232 Thomas Street is listed at $600,000 on the MLS® (listing X13239998). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 232 Thomas Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1500-2000 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $600,000
    $0 / sqft · MLS® X13239998
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $563,081
    $518,035Confidence range$608,127
    Asking vs estimate
    ↑above
    +$36,919
    (+6.6%)
    Asking is above estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Marys sell in about 90 days — this one has been listed 13 days.

    Avg sold price
    $563,081
    Median sold
    $550,750
    Avg days on market
    90
    Recently sold
    42
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
  7. The home has spacious principal rooms and a large primary suite on the second floor.
  8. With an oversized lot, 2-car garage, two driveways and plenty of outdoor entertaining space, this home really does have something for everyone.
  9. For more information or to view this listing for yourself, contact your favourite REALTOR today!
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    8
    Driveway
    Private Double
  12. Interior

    4
    Basement
    Unfinished
    Family room
    N
    Kitchens
    1
    Total rooms
    7
  13. Exterior & construction

    4
    Exterior
    Brick, Vinyl Siding
    Roof
    Asphalt Rolled, Asphalt Shingle
    Foundation
    Stone
    Pool
    None
  14. Lot & land

    2
    Year built
    100+
    Zoning
    R2-1
  15. Listing & possession

    3
    Occupancy
    FLEXIBLE
    Property style
    1 1/2 Storey
    Property class
    Detached
  16. Room-by-room · 9 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    7 rooms
    • Bedroom 2
      12.1 × 10.4 ft
    • Dining Room
      16.9 × 13.8 ft
    • Bedroom 2
      11.2 × 8.8 ft
    • Bathroom
      3 Pc Bath
      8.4 × 4.7 ft
    • Kitchen
      14.9 × 12.2 ft
    • Living Room
      13.5 × 12.4 ft
    • Mud Room
      15.4 × 7.8 ft

    Second level

    2 rooms
    • Bathroom
      4 Pc Ensuite
      13.7 × 9.4 ft
    • Primary Bedroom
      25.1 × 20.5 ft
    Combined estimate
    $3,261
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,948
    /mo
    based on the purchase price of $600,000
    $120,000 cash
    $480,000 financed
    $404,286 total interest
    Monthly payment$2,948/ month
    Principal54%$480,000
    Interest46%$404,286

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in St. Marys

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 573 Queen Street
      Sold
      Sign in for price
      573 Queen Street
      Detached
    • 19 Meadowridge Drive
      Sold
      Sign in for price
      19 Meadowridge Drive
      Detached
    • 89 Markham Street
      Sold
      Sign in for price
      89 Markham Street
      Detached
    • 12 MEADOWRIDGE Drive
      Sold
      Sign in for price
      12 MEADOWRIDGE Drive
      Detached
    • 137 Church Street
      Sold
      Sign in for price
      137 Church Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    232 Thomas StreetThis home3 / 215,002,000$600,000ask———
    573 Queen Street4 / 11,100—
    19 Meadowridge Drive3 / 2700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in St. Marys

    Active listings within ±20% of this asking price.

    • 395 QUEEN Street
      $655,000
      395 QUEEN Street
      Detached 3 1
    • 165 Thomas Street
      $669,000
      165 Thomas Street
      Detached 2 2
    • 29 Dunsford Crescent
      $641,000
      29 Dunsford Crescent
      Detached 3 2
    • 353 Queen Street
      $499,000
      353 Queen Street
      Detached 3 3
    • 202 Queen Street
      $669,000
      202 Queen Street
      Detached 4 4
    • 255 Water Street
      $679,900
      255 Water Street
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  17. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  18. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  19. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  20. Public listing courtesy of Home and Company Real Estate Corp Brokerage · displayed on Summitly per MLS® data-share rules

    232 Thomas Street is a 3-bedroom, 2-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  21. When was 232 Thomas Street built?

    232 Thomas Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  22. What is the property tax for 232 Thomas Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 232 Thomas Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  23. How much would the monthly mortgage be on 232 Thomas Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $600,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  24. Has 232 Thomas Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 232 Thomas Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  25. What neighbourhood is 232 Thomas Street in?

    232 Thomas Street is in St. Marys, St. Marys. The 'Neighbourhood' section below links to the live St. Marys real estate hub with average sold price, days on market, and current inventory.

  26. Is St. Marys a good place to live?

    St. Marys is one of ON's actively-tracked Summitly markets. The full St. Marys real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  27. 89 Markham Street
    3 / 2
    1,500
    —
    12 MEADOWRIDGE Drive3 / 31,100—
    137 Church Street3 / 11,100—