DetachedListed yesterday

235 Simcoe St, Niagara-on-the-Lake

Name: 235 Simcoe Street
SKU: X14089456
Price: 1949000 CAD
Availability: InStock

Niagara-on-the-Lake, ON · · MLS® X14089456Updated October 16, 2026

$1,949,000Est. $9,575/mo mortgage

Bedrooms: 4
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 2

Type Detached
Basement Partially Finished

What you should know

235 Simcoe St is a 4-bedroom, 2-bathroom detached home in Niagara-on-the-Lake, listed for $1,949,000. It has 2000-2500 sq ft of living space.

Thoughtfully updated throughout, the home blends classic details with inviting spaces suited to both everyday living and entertaining.
Step outside to discover private rear gardens with peaceful sitting and dining areas, ideal for enjoying the outdoors in a private setting.
The expansive lower gardens offer endless possibilities for those with a passion for gardening and creating their own outdoor sanctuary.

Ask Zara:

4 Bed, 2 Bath Detached Home in Niagara-on-the-Lake

About 235 Simcoe Street

Rich in character and beautifully restored, this distinctive heritage home blends timeless charm with modern comforts in the heart of Old Town Niagara-on-the-Lake. Thoughtfully updated throughout, the home blends classic details with inviting spaces suited to both everyday living and entertaining. Step outside to discover private rear gardens with peaceful sitting and dining areas, ideal for enjoying the outdoors in a private setting. The expansive lower gardens offer endless possibilities for those with a passion for gardening and creating their own outdoor sanctuary. Additional space in the detached coach house adds versatility to this special offering. Set in an exceptional location, just moments from the shops, restaurants, cultural attractions and village charm that make Niagara-on-the-Lake so desirable, this is a property with a character and setting all its own.

4 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $975 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 235 Simcoe St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 2 spaces
Basement: Partially Finished

Features & systems

Parking & garage

Parking spaces: 2

Interior

Basement: Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

235 Simcoe St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 16, 2026For saleListedThis listingMLS® X14089456$1,949,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 235 Simcoe St Compares to the Niagara-on-the-Lake Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 226 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Niagara-on-the-Lake market, last 90 days

Median sold price: $1,020,000
Average sold price: $1,193,934
Average days on market: 57
Homes sold: 160

Closed sales on the TRREB MLS®.

Full Niagara-on-the-Lake market report

Recently sold nearby in Niagara-on-the-Lake

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home235 Simcoe Street 4 bd · 2 ba · 2,000 sqft	$1,949,000asking	$975	—	—
5 Luther Avenue 3 bd · 2 ba · 1,500 sqft
29 Circle Street 3 bd · 2 ba · 1,100 sqft
1080 Line 3 Road 3 bd · 2 ba · 2,000 sqft
14382 Niagara River Parkway 4 bd · 2 ba · 2,000 sqft
9 Pine Street 4 bd · 4 ba · 3,500 sqft
178 Regent Street 3 bd · 3 ba · 1,100 sqft

5 Luther Avenue
3 bd · 2 ba · 1,500 sqft
29 Circle Street
3 bd · 2 ba · 1,100 sqft
1080 Line 3 Road
3 bd · 2 ba · 2,000 sqft
14382 Niagara River Parkway
4 bd · 2 ba · 2,000 sqft
9 Pine Street
4 bd · 4 ba · 3,500 sqft
178 Regent Street
3 bd · 3 ba · 1,100 sqft

Living in Niagara-on-the-Lake: Location & Amenities

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Costs, Mortgage & Rental Return for 235 Simcoe St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $9,575; 20% down · 25 years · 5.5% assumed
Property tax: $1,072; 0.66% mill rate · ON
Total per month: $10,647; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$9,575

/mo

based on the purchase price of $1,949,000

Down payment20%

$389,800 cash

Amortization25 yr

$1,559,200 financed

Rate5.50%

$1,313,256 total interest

Principal54%$1,559,200

Interest46%$1,313,256

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: NIAGARA-ON-THE-LAKE REALTY (1994) LTD, BROKERAGEMLS® X14089456 · Listing data last updated October 16, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 15· $975/sq ft

Estimated monthly mortgage$9,575/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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