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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 54 days

    239 Bay Road

    Rideau Lakes (South Elmsley) Twp·Rideau Lakes, ON·K0G 1L0·Near Rideau Ferry Rd and Bay Rd

    • 3 beds
    Rideau Lakes real estate›X13019886
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Nestled on a private, wooded 3.1-acre lot at 239 Bay Rd, this charming 2-storey home offers an exceptional blend of space, character, and tranquility, all just a short drive to Perth and Smiths Falls. Featuring 3 bedrooms and 2 bathrooms, this unique property is ideal for comfortable family living and entertaining.Step inside to a spacious open-concept main floor highlighted by a cozy wood-burning fireplace, built-in china cabinet, and elegant art niches that add warmth and character. A beautifully crafted custom oak spindle staircase serves as a striking focal point, while oak flooring and ceramic tile extend throughout the home. Conveniently located off the kitchen, you'll find a main floor 3-piece bath as well as a functional mudroom, adding everyday practicality.Upstairs, a bright library area welcomes you at the top of the staircase-perfect for reading, working, or relaxing-along with three bedrooms (one currently used as a walk-in closet) and a second 3-piece bathroom. The primary bedroom also features its own wood-burning fireplace, creating a warm and inviting space.The finished basement adds excellent versatility, offering a dedicated office, spacious laundry room, and cold storage with a convenient wood chute. A wood stove provides additional warmth during the colder months.Additional features include a ductless heat pump system installed in 2019, with wall-mounted units on each level delivering efficient, year-round climate control, as well as a Generac backup generator installed in 2025 for added peace of mind.Outside, enjoy landscaped paths, established perennial gardens, and the privacy of mature trees surrounding the property. A circular driveway provides easy access and ample parking, while the detached 2.5-car garage with loft above offers excellent space for a workshop, studio, or additional storage.A rare opportunity to enjoy peaceful country living with space, privacy, and thoughtful features throughout.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Apr 17, 2026ListedCurrentFor sale$799,000 —X13019886This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Heat Pump
      Air conditioning
      Wall Unit(s)
      Fireplaces
      2
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 239 Bay Road
    What's nearby

    Points of interest classified by the MLS® feed.

    • Wooded/Treed
    • School Bus Route
    • Marina
    • Golf
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,925
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $268
    0.40% mill rate · ON
    The market

    How this home sits in the Rideau Lakes market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Rideau Lakes market right now

    Average sold price, days on market, and closed-transaction count for Rideau Lakes — sourced from MLS®.

    • Avg sold price
      $621,404
      Last 30 days
    • Median sold price
      $560,000
      Middle of the market
    • Days on market
      39 d
      Avg from list to close
    • Closed last 30d
      69
      MLS® transactions
    Full Rideau Lakes market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 239 Bay Road — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 239 Bay Road and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 239 Bay Road listed for?

      239 Bay Road is listed at $799,000 on the MLS® (listing X13019886). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 239 Bay Road have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 2000-2500 sqft
  3. Detached
  4. 2-4.99 ac lot
  5. Asking
    $799,000
    $0 / sqft · MLS® X13019886
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $621,404
    $571,692Confidence range$671,116
    Asking vs estimate
    ↑↑well-above
    +$177,596
    (+28.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Rideau Lakes sell in about 39 days — this one has been listed 54 days.

    Avg sold price
    $621,404
    Median sold
    $560,000
    Avg days on market
    39
    Recently sold
    69
    See comparable sales
    AI highlights by Zara
    • Nestled on a private, wooded 3.1-acre lot at 239 Bay Rd, this charming 2-storey home offers an exceptional blend of space, character, and tranquility, all just a short drive to Perth and Smiths Falls.
    • A beautifully crafted custom oak spindle staircase serves as a striking focal point, while oak flooring and ceramic tile extend throughout the home.
    Ask Zara a follow-up
    Well
    Sewer
    Septic
  7. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    2
    Parking spaces
    12
    Driveway
    10
  8. Interior

    5
    Basement
    Finished
    Family room
    N
    Kitchens
    1
    Total rooms
    14
    Laundry level
    Lower Level
  9. Exterior & construction

    5
    Exterior
    Wood
    Roof
    Asphalt Shingle
    Foundation
    Concrete Block
    View
    Trees/Woods
    Pool
    None
  10. Listing & possession

    3
    Possession
    2026-05-29T00:00:00.000-00:00
    Property style
    2-Storey
    Property class
    Detached
  11. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Ground level

    6 rooms
    • Dining Room
      17.3 × 12.8 ft
    • Living Room
      20.7 × 13.8 ft
    • Mud Room
      10.3 × 6.7 ft
    • Foyer
      8.5 × 7.8 ft
    • Bathroom
      3 Pc Bath
      12.6 × 8.7 ft
    • Kitchen
      14.1 × 10.8 ft

    Second level

    5 rooms
    • Bathroom
      3 Pc Bath
      9.9 × 4.2 ft
    • Bedroom 2
      9.8 × 9.8 ft
    • Library
      Irregular Room
      12.8 × 5.3 ft
    • Primary Bedroom
      9.4 × 14.2 ft
    • Bedroom 3
      Closet
      97500.0 × 10.1 ft

    Basement level

    3 rooms
    • Office
      10.1 × 6.8 ft
    • Laundry
      12.8 × 7.6 ft
    • Family Room
      27.5 × 26.0 ft
  12. Beach
  13. Combined estimate
    $4,193
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,925
    /mo
    based on the purchase price of $799,000
    $159,800 cash
    $639,200 financed
    $538,374 total interest
    Monthly payment$3,925/ month
    Principal54%$639,200
    Interest46%$538,374

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Rideau Lakes

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 9727 Highway 42
      Sold
      Sign in for price
      9727 Highway 42
      Detached
    • 31 Colborne Street
      Sold
      Sign in for price
      31 Colborne Street
      Detached
    • 3 B5A Road
      Sold
      Sign in for price
      3 B5A Road
      Detached
    • 60 Egan Lane
      Sold
      Sign in for price
      60 Egan Lane
      Detached
    • 2924 R29 Road
      Sold
      Sign in for price
      2924 R29 Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    239 Bay RoadThis home3 / 220,002,500$799,000ask———
    9727 Highway 423 / 31,500—
    31 Colborne Street6 / 12,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Rideau Lakes

    Active listings within ±20% of this asking price.

    • 28 ANGLICAN CHURCH Road
      $695,000
      28 ANGLICAN CHURCH Road
      Detached 3 2
    • 97 Golf Club Road
      $789,900
      97 Golf Club Road
      Detached 3 2
    • 216 Connies Lane
      $900,000
      216 Connies Lane
      Detached 2 2
    • 4782 Briton-Houghton Bay Road
      $679,900
      4782 Briton-Houghton Bay Road
      Detached 3 3
    • 402 Troy Lake Road
      $874,900
      402 Troy Lake Road
      Detached 4 2
    • 6296 Big Island
      $699,900
      6296 Big Island
      Detached 3 1
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  14. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  15. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  16. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  17. Public listing courtesy of RE/MAX AFFILIATES MARQUIS · displayed on Summitly per MLS® data-share rules

    239 Bay Road is a 3-bedroom, 2-bath, 2000-2500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  18. When was 239 Bay Road built?

    The year built for 239 Bay Road isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  19. What is the property tax for 239 Bay Road?

    The 'Property tax' tab in the History section shows the most recent annual tax for 239 Bay Road plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  20. How much would the monthly mortgage be on 239 Bay Road?

    The affordability calculator on this page shows an estimated monthly mortgage for $799,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  21. Has 239 Bay Road been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 239 Bay Road with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  22. What neighbourhood is 239 Bay Road in?

    239 Bay Road is in Rideau Lakes (South Elmsley) Twp, Rideau Lakes. The 'Neighbourhood' section below links to the live Rideau Lakes real estate hub with average sold price, days on market, and current inventory.

  23. Is Rideau Lakes a good place to live?

    Rideau Lakes is one of ON's actively-tracked Summitly markets. The full Rideau Lakes real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  24. 3 B5A Road
    4 / 1
    700
    —
    60 Egan Lane4 / 21,500—
    2924 R29 Road4 / 31,500—