DetachedListed today

239 Phipps St, Fort Erie

Name: 239 Phipps Street
SKU: X14174118
Price: 475000 CAD
Availability: InStock

Fort Erie, ON · · MLS® X14174118Updated November 12, 2026

$475,000Est. $2,334/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 6

Type Detached
Garage Yes
Basement Full, Partially Finished

What you should know

239 Phipps St is a 3-bedroom, 2-bathroom detached home in Fort Erie, listed for $475,000. It has 1100-1500 sq ft of living space.

Classic 1.5-storey brick home just steps from the scenic Niagara River and Parkway trails.
Inside, you'll appreciate how well this home has been cared for, highlighted by a bright, renovated kitchen complete with newer appliances (fridge, stove, dishwasher, and microwave all updated in 2025).
Finished with abundant parking and room to park your boat or trailer, this move-in-ready package is ready for its next chapter!

Ask Zara:

3 Bed, 2 Bath Detached Home in Fort Erie

About 239 Phipps Street

Classic 1.5-storey brick home just steps from the scenic Niagara River and Parkway trails. Inside, you'll appreciate how well this home has been cared for, highlighted by a bright, renovated kitchen complete with newer appliances (fridge, stove, dishwasher, and microwave all updated in 2025). Major mechanical updates over the last two years take all the guesswork out of moving in, including a new furnace, central A/C, on-demand hot water, and an updated electrical panel-plus a whole-home Generac generator (~3 yrs) and central vac (1 yr).The functional layout features a comfortable main-floor bedroom, with two more bedrooms and a 3-piece bath upstairs. Downstairs, the finished basement adds fantastic extra living space with a welcoming rec room, custom bar setup for game nights, and a second 3-piece bath/laundry combo conveniently located just a quick flight down from the main level. You'll love the generous lot featuring an outdoor firepit area, plus two incredible outbuildings: a detached double garage with a hydro-equipped loft (ready for a garage door conversion or an awesome workshop), and a dedicated "she-shed" with hydro and its own covered porch for relaxing, crafting, or extra storage. Finished with abundant parking and room to park your boat or trailer, this move-in-ready package is ready for its next chapter!

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $432 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 239 Phipps St

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 6 spacesYes garage
Basement: Full, Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 6

Interior

Basement: Full · Partially Finished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

239 Phipps St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 12, 2026For saleListedThis listingMLS® X14174118$475,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 239 Phipps St Compares to the Fort Erie Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 423 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Fort Erie market, last 90 days

Median sold price: $575,000
Average sold price: $594,749
Average days on market: 58
Homes sold: 238

Closed sales on the TRREB MLS®.

Full Fort Erie market report

Recently sold nearby in Fort Erie

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home239 Phipps Street 3 bd · 2 ba · 1,100 sqft	$475,000asking	$432	—	—
3824 Roxborough Avenue 3 bd · 2 ba · 1,500 sqft
4159 Smalls Road 2 bd · 2 ba · 1,100 sqft
970 Parkdale Avenue 3 bd · 1 ba · 700 sqft
3089 Niagara River Parkway 2 bd · 2 ba · 1,500 sqft
1171 Dexter Drive 3 bd · 2 ba · 2,000 sqft
617 Chapin Parkway 2 bd · 2 ba · 1,500 sqft

3824 Roxborough Avenue
3 bd · 2 ba · 1,500 sqft
4159 Smalls Road
2 bd · 2 ba · 1,100 sqft
970 Parkdale Avenue
3 bd · 1 ba · 700 sqft
3089 Niagara River Parkway
2 bd · 2 ba · 1,500 sqft
1171 Dexter Drive
3 bd · 2 ba · 2,000 sqft
617 Chapin Parkway
2 bd · 2 ba · 1,500 sqft

Living in Fort Erie: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 239 Phipps St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,334; 20% down · 25 years · 5.5% assumed
Property tax: $261; 0.66% mill rate · ON
Total per month: $2,595; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,334

/mo

based on the purchase price of $475,000

Down payment20%

$95,000 cash

Amortization25 yr

$380,000 financed

Rate5.50%

$320,060 total interest

Principal54%$380,000

Interest46%$320,060

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: RE/MAX NIAGARA REALTY LTD, BROKERAGEMLS® X14174118 · Listing data last updated November 12, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 11· $432/sq ft

Estimated monthly mortgage$2,334/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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