DuplexListed today

24 Flora St, St. Thomas

Name: 24 Flora Street
SKU: X14169536
Price: 788888 CAD
Availability: InStock

St. Thomas, ON · · MLS® X14169536Updated November 11, 2026

$788,888Est. $3,876/mo mortgage

Bedrooms: 5
Bathrooms: 3
Living space: 2000–2500sq ft
Parking spaces: 6

Type Duplex
Basement Apartment, Separate Entrance

What you should know

24 Flora St is a 5-bedroom, 3-bathroom duplex in St. Thomas, listed for $788,888. It has 2000-2500 sq ft of living space.

Thomas neighborhood, this spacious and versatile property offers an incredible combination of character, functionality, and income potential.
With an impressive 7 bedrooms, 2 kitchens, 3 full bathrooms, a powder room, and 2 separate laundry areas, the possibilities are endless.
The fully renovated lower level features its own separate entrance, kitchen, two bedrooms, full bathroom, and laundry, making it ideal for an in-law suite or additional rental opportunity.

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5 Bed, 3 Bath Duplex in St. Thomas

About 24 Flora Street

.Step into the charm and character of this beautifully maintained 2.5-storey Century home, originally built in 1912, where timeless architecture meets modern convenience. Located in a desirable downtown St. Thomas neighborhood, this spacious and versatile property offers an incredible combination of character, functionality, and income potential. With an impressive 7 bedrooms, 2 kitchens, 3 full bathrooms, a powder room, and 2 separate laundry areas, the possibilities are endless. Whether you're looking for a spacious family home, multi-generational living, an investment property, or the opportunity to offset your mortgage with rental income, this home offers the flexibility to make it happen. The fully renovated lower level features its own separate entrance, kitchen, two bedrooms, full bathroom, and laundry, making it ideal for an in-law suite or additional rental opportunity. Outdoor living is just as appealing, with three rear decks, a spacious 16' x 16' ground-level deck, a 10' x 10' storage shed, and parking for up to six vehicles. Numerous updates add to the home's appeal, including windows and exterior doors (2022), furnace (2023), eavestroughs (2024), plumbing improvements, and a durable metal roof. Previously operated as a successful Airbnb, the upper-level accommodations have achieved Superhost and Guest Favourite recognition, showcasing the property's established income potential. An added bonus is the opportunity to purchase the home fully furnished, making it a convenient turnkey option for investors or buyers looking to get started right away. Enjoy the convenience of downtown living, just steps from CASO Railway Station and within walking distance to local restaurants, grocery stores, parks

5 bedrooms, 3 bathrooms, about 2,000 sq ft, works out to roughly $394 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.

Inside 24 Flora St

Every detail from the listing, in one place.

Type: Duplex
Style: 2 1/2 Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 6 spaces
Basement: Apartment, Separate Entrance

Features & systems

Parking & garage

Parking spaces: 6

Interior

Basement: Apartment · Separate Entrance

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2 1/2 Storey
Property class: Duplex

24 Flora St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 11, 2026For saleListedThis listingMLS® X14169536$788,888

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 24 Flora St Compares to the St. Thomas Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 402 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Thomas market, last 90 days

Median sold price: $522,000
Average sold price: $533,303
Average days on market: 44
Homes sold: 233

Closed sales on the TRREB MLS®.

Full St. Thomas market report

Recently sold nearby in St. Thomas

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home24 Flora Street 5 bd · 3 ba · 2,000 sqft	$788,888asking	$394	—	—
55 East Street 5 bd · 2 ba · 2,000 sqft
11 Forest Avenue 4 bd · 2 ba · 1,500 sqft
12 Weldon Avenue 4 bd · 2 ba · 1,500 sqft
40 Queen Street 4 bd · 1 ba · 1,500 sqft
60 1/2 St Catharine Street 4 bd · 3 ba · 1,500 sqft
8 Elizabeth Street 4 bd · 2 ba · 2,000 sqft

55 East Street
5 bd · 2 ba · 2,000 sqft
11 Forest Avenue
4 bd · 2 ba · 1,500 sqft
12 Weldon Avenue
4 bd · 2 ba · 1,500 sqft
40 Queen Street
4 bd · 1 ba · 1,500 sqft
60 1/2 St Catharine Street
4 bd · 3 ba · 1,500 sqft
8 Elizabeth Street
4 bd · 2 ba · 2,000 sqft

Living in St. Thomas: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 24 Flora St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,876; 20% down · 25 years · 5.5% assumed
Property tax: $434; 0.66% mill rate · ON
Total per month: $4,310; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,876

/mo

based on the purchase price of $788,888

Down payment20%

$157,778 cash

Amortization25 yr

$631,110 financed

Rate5.50%

$531,560 total interest

Principal54%$631,110

Interest46%$531,560

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: EXP REALTY, BrokerageMLS® X14169536 · Listing data last updated November 11, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 10· $394/sq ft

Estimated monthly mortgage$3,876/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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