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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 49 days

    24 Union Street

    Western Hill·St. Catharines, ON·L2S 2R2·Near Located near the intersection of Louth and St. Paul St W.

    • 6 beds
    St. Catharines real estate›X11973841
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    INVESTMENT PROPERTY: This property located on a quiet, tree-lined street, offers a diversified blend of occupancies and a 7.27% CAP Rate. All units have separate entrances and hydro meters. The detached 1-1/2 car garage is leased out separately, providing additional revenue. There is a coin-operated laundry in the basement for the tenant's use. Two units are tenanted. Unit 1(basement) $1,050/month, Unit 2(main level) $1,700/month, Unit 3(upper) is vacant, market rent +/-$1650, Garage $300/month. Above Grade sq ft is 1612sf. Two tenants pay their own Hydro. Public transit is nearby, as are: parks, schools, eateries, gyms, hospital, 4-pad arena complex, and easy QEW/406 access. Income/Expense Sheet available. Add to your real estate investment portfolio today

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    AI highlights by Zara
    • The detached 1-1/2 car garage is leased out separately, providing additional revenue.
    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 10, 2025SoldSold$1,800+$50 (2.9%)X12131030View
    May 7, 2025Previously listedLsd$1,750 —X12131030View
    Feb 14, 2025ListedCurrentFor sale$630,000 —X11973841This page
    Aug 1, 2024Previously listedTer$649,900 —X9412381View
    Jun 4, 2024Previously listedExp$1,750 —X9412140View
    Feb 16, 2024Previously listedExp$649,900 —X8393320View
    May 15, 2023SoldSold$1,700 unchangedX8500321View
    Mar 5, 2023Previously listedLsd$1,700 —X8500321View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Window Unit(s)
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 24 Union Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Fenced Yard
    • Hospital
    • Park
    • Public Transit
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,095
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $351
    0.67% mill rate · ON
    The market

    How this home sits in the St. Catharines market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The St. Catharines market right now

    Average sold price, days on market, and closed-transaction count for St. Catharines — sourced from MLS®.

    • Avg sold price
      $581,005
      Last 30 days
    • Median sold price
      $555,000
      Middle of the market
    • Days on market
      38 d
      Avg from list to close
    • Closed last 30d
      472
      MLS® transactions
    Full St. Catharines market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 24 Union Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 24 Union Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 24 Union Street listed for?

      24 Union Street is listed at $630,000 on the MLS® (listing X11973841). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 24 Union Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 3 baths
  2. 1500-2000 sqft
  3. Triplex
  4. < .50 ac lot
  5. Asking
    $630,000
    $0 / sqft · MLS® X11973841
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $894,748
    $823,168Confidence range$966,328
    Asking vs estimate
    ↓below
    −$264,748
    (-29.6%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 6 bedrooms (no sqft on file).

    Market analytics

    Homes like this in St. Catharines sell in about 38 days — this one has been listed 49 days.

    Avg sold price
    $581,005
    Median sold
    $555,000
    Avg days on market
    38
    Recently sold
    472
    See comparable sales
  7. There is a coin-operated laundry in the basement for the tenant's use.
  8. Unit 1(basement) $1,050/month, Unit 2(main level) $1,700/month, Unit 3(upper) is vacant, market rent +/-$1650, Garage $300/month.
  9. Public transit is nearby, as are: parks, schools, eateries, gyms, hospital, 4-pad arena complex, and easy QEW/406 access.
  10. Ask Zara a follow-up
    Sewer
  11. Parking & garage

    4
    Garage
    Detached
    Garage spaces
    1.5
    Parking spaces
    4
    Driveway
    Private
  12. Interior

    7
    Basement
    Apartment, Separate Entrance
    Family room
    N
    Kitchens
    3
    Total rooms
    14
    Laundry level
    Lower Level
    Elevator
    N
    Accessibility
    N
  13. Exterior & construction

    4
    Exterior
    Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Poured Concrete
    Pool
    None
  14. Lot & land

    1
    Zoning
    R2
  15. Listing & possession

    3
    Occupancy
    Flexible
    Property style
    2-Storey
    Property class
    Triplex
  16. Rec./Commun.Centre
  17. School
  18. Combined estimate
    $3,446
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,095
    /mo
    based on the purchase price of $630,000
    $126,000 cash
    $504,000 financed
    $424,500 total interest
    Monthly payment$3,095/ month
    Principal54%$504,000
    Interest46%$424,500

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable triplexs that just sold in St. Catharines

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 65 Parkview Road
      Sold
      Sign in for price
      65 Parkview Road
      Triplex
    • 173 Russell Avenue
      Sold
      Sign in for price
      173 Russell Avenue
      Triplex
    • 7 Josephine Street
      Sold
      Sign in for price
      7 Josephine Street
      Triplex
    • 173 Russell Avenue
      Sold
      Sign in for price
      173 Russell Avenue
      Triplex
    • 27 Vine Street
      Sold
      Sign in for price
      27 Vine Street
      Triplex
    AddressBd / BaSqftSold$/sqft% of askSold
    24 Union StreetThis home6 / 315,002,000$630,000ask———
    65 Parkview Road5 / 41,500—
    173 Russell Avenue5 / 42,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More triplexs in St. Catharines

    Active listings within ±20% of this asking price.

    • 128 Geneva Street
      $749,900
      128 Geneva Street
      Triplex 6 3
    • 86 Townline Road
      $599,900
      86 Townline Road
      Triplex 5 3
    • 239 York Street
      $699,900
      239 York Street
      Triplex 6 3
    • 158 Lake Street
      $649,000
      158 Lake Street
      Triplex 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  19. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  20. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  21. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  22. Public listing courtesy of Century 21 Heritage House LTD · displayed on Summitly per MLS® data-share rules

    24 Union Street is a 6-bedroom, 3-bath, 1500-2000 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  23. When was 24 Union Street built?

    The year built for 24 Union Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  24. What is the property tax for 24 Union Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 24 Union Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  25. How much would the monthly mortgage be on 24 Union Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $630,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  26. Has 24 Union Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 24 Union Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  27. What neighbourhood is 24 Union Street in?

    24 Union Street is in Western Hill, St. Catharines. The 'Neighbourhood' section below links to the live St. Catharines real estate hub with average sold price, days on market, and current inventory.

  28. Is St. Catharines a good place to live?

    St. Catharines is one of ON's actively-tracked Summitly markets. The full St. Catharines real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  29. 7 Josephine Street
    5 / 3
    —
    —
    173 Russell Avenue5 / 42,000—
    27 Vine Street5 / 32,000—