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Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
1 Bed, 1 Bath Condo in Stratford
Unit 304 at 245 Downie Street
Welcome to Stratford and the exceptional Bradshaw Lofts! This incredibly historic building offers a unique experience in boutique condo ownership. The Clairemont, a stunning third/top floor unit is completely move-in ready, and if turn-key is what you are after, this is an excellent option. The thoughtfully laid out floor plan encompasses all of your needs with beautiful finishes including vinyl plank flooring, high ceilings, and a stunning interior exposed brick wall, and original wood ceiling. Feel the vibe of the arts and culture of this fantastic city from the moment you enter the buidling. It boasts a chic open concept lobby, and shares its space with the trendy wine bar/coffee shop, Brch & Wyn. Also a campus for the University of Waterloo. Perfect for students, educators, Stratford fans, professionals, or the investor who would like to broaden their portfolio with a solid high performing Airbnb unit. Management with an experienced company for the rental option can be continued. Located close to the heart of everything that makes Stratford such a memorable and desired spot to live and visit!
1 bedroom, 1 bathroom, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this condo fits your budget and timing.
Inside 245 Downie St #304
Every detail from the listing, in one place.
Type
Condo
Style
1 Storey/Apt
Living space
0-499 sq ftas stated on the listing
Parking
1 space
Basement
None
Features & systems
Parking & garage
Parking spaces
1
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 Storey/Apt
Property class
Condo Apartment
245 Downie St #304 Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14120526$375,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 245 Downie St #304 Compares to the Stratford Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,842
/mo
based on the purchase price of $375,000
$75,000 cash
$300,000 financed
$252,679 total interest
Principal54%$300,000
Interest46%$252,679
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Zara · AI virtual agent
Ask about 245 Downie St #304 day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
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Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Stratford
Other 1–2 bed homes for sale in Stratford around $375K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio98.1%On average, homes sold below asking.
Active listings224Homes for sale here right now.
Median vs prior 90 days+1.7%Compared with Apr 30 – Jul 29, 2026: prices up.
Based on 177 sales from Jul 29 – Oct 27, 2026 (139 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
More in this building
2 for sale at 245 Downie St — plus its sale and lease history.
245 Downie St #304 is listed at $375,000 (MLS® X14120526). Summitly updates the price as soon as the MLS® record changes.
Has the price of 245 Downie St #304 changed?
No — 245 Downie St #304 is still listed at its original asking price of $375,000.
How many bedrooms and bathrooms does 245 Downie St #304 have?
245 Downie St #304 has 1 bedroom and 1 bathroom, with about 0–499 square feet of living space. It is a condo in Stratford.
How much would the monthly mortgage be on 245 Downie St #304?
About $1,842 a month — principal and interest on $375,000 with 20% down ($75,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 245 Downie St #304 compare with other homes in Stratford?
Its asking price of $375,000 is about 35% below the median sold price in Stratford over the last 90 days, $579,900, across 177 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 245 Downie St #304 been sold before?
Summitly has no earlier MLS® sale or lease of 245 Downie St #304 on record from the last two years. Older records aren't shown under TRREB rules.
Where is 245 Downie St #304?
245 Downie St #304 is in Stratford, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 245 Downie St #304 been on the market?
245 Downie St #304 was listed today (October 27, 2026).
What is the price per square foot of 245 Downie St #304?
About $752 per square foot: the asking price of $375,000 over the 0–499 sq ft the listing gives.
Does 245 Downie St #304 have parking or a garage?
Yes — the listing gives 1 parking space.
Does 245 Downie St #304 have a basement, and is it finished?
The listing says 245 Downie St #304 has no basement.
What is the land transfer tax on 245 Downie St #304?
About $4,100 in Ontario land transfer tax at the asking price of $375,000. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
