Discover this 4-level sidesplit. Nestled on a premium, expansive cul-de-sac lot in one of Napanee's most desirable mature neighborhoods. Smart Layout: A highly practical 4-level design featuring 3+1 spacious bedrooms, 2 full bathrooms, and a massive, private backyard. Unbeatable Location: Situated in a quiet, family-friendly residential pocket just minutes from local schools, parks, shopping, and major commuter routes. Property is currently tenanted. Please provide 24 hours' notice for all showings.
3 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $700 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 245 Smart Cres
Every detail from the listing, in one place.
Type
Detached
Style
Sidesplit 4
Living space
700-1100 sq ftas stated on the listing
Parking
3 spaces
Basement
Finished with Walk-Out
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Finished with Walk-Out
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Sidesplit 4
Property class
Detached
245 Smart Cres Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13166856$489,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 245 Smart Cres Compares to the Greater Napanee Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,407
/mo
based on the purchase price of $489,900
$97,980 cash
$391,920 financed
$330,100 total interest
Principal54%$391,920
Interest46%$330,100
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Greater Napanee
Other 2–3 bed homes for sale in Greater Napanee around $490K.
Average days on market56Homes sold in about 56 days on average.
Sale-to-list ratio95.7%On average, homes sold below asking.
Active listings211Homes for sale here right now.
Median vs prior 90 days+3.1%Compared with Apr 24 – Jul 23, 2026: prices up.
Based on 95 sales from Jul 23 – Oct 21, 2026 (47 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 245 Smart Cres
How much is 245 Smart Cres listed for?
245 Smart Cres is listed at $489,900 (MLS® X13166856). Summitly updates the price as soon as the MLS® record changes.
Is $489,900 a good price for 245 Smart Cres?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Greater Napanee. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 245 Smart Cres changed?
No — 245 Smart Cres is still listed at its original asking price of $489,900.
How many bedrooms and bathrooms does 245 Smart Cres have?
245 Smart Cres has 3 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Greater Napanee.
How much would the monthly mortgage be on 245 Smart Cres?
About $2,407 a month — principal and interest on $489,900 with 20% down ($97,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 245 Smart Cres compare with other homes in Greater Napanee?
Its asking price of $489,900 is about the same as the median sold price in Greater Napanee over the last 90 days, $495,000, across 95 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 245 Smart Cres been sold before?
Summitly has no earlier MLS® sale or lease of 245 Smart Cres on record from the last two years. Older records aren't shown under TRREB rules.
Where is 245 Smart Cres?
245 Smart Cres is in Greater Napanee, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 245 Smart Cres been on the market?
151 days — 245 Smart Cres was listed on May 23, 2026.
What is the price per square foot of 245 Smart Cres?
About $445 to $700 per square foot: the asking price of $489,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 245 Smart Cres have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 245 Smart Cres have a basement, and is it finished?
The listing describes the basement as: Finished with Walk-Out.
