How much is 248 Ruttan Terr listed for?

248 Ruttan Terr is listed at $629,000 (MLS® X13789212). Summitly updates the price as soon as the MLS® record changes.

Is $629,000 a good price for 248 Ruttan Terr?

Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out.

Has the price of 248 Ruttan Terr changed?

Yes — it was first listed at $648,000 and is now $629,000, a drop of $19,000 (2.9%).

How many bedrooms and bathrooms does 248 Ruttan Terr have?

248 Ruttan Terr has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a semi-detached home in Cobourg.

How much would the monthly mortgage be on 248 Ruttan Terr?

About $3,090 a month — principal and interest on $629,000 with 20% down ($125,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 248 Ruttan Terr compare with other homes in Cobourg?

Its asking price of $629,000 is about the same as the median sold price in Cobourg over the last 90 days, $630,000, across 151 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 248 Ruttan Terr been sold before?

Summitly has no earlier MLS® sale or lease of 248 Ruttan Terr on record from the last two years. Older records aren't shown under TRREB rules.

Where is 248 Ruttan Terr?

248 Ruttan Terr is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 248 Ruttan Terr been on the market?

53 days — 248 Ruttan Terr was listed on September 16, 2026.

What is the price per square foot of 248 Ruttan Terr?

About $315 to $419 per square foot: the asking price of $629,000 over the 1,500–2,000 sq ft the listing gives as its size range.

Does 248 Ruttan Terr have parking or a garage?

Yes — the listing gives 3 parking spaces. Garage: Yes.

Does 248 Ruttan Terr have a basement, and is it finished?

The listing describes the basement as: Full, Unfinished.

For saleExcellent Deal

Semi-DetachedOn market 53 daysPrice drop · $19,000 off (-2.9%)

248 Ruttan Terr, Cobourg

Name: 248 Ruttan Terrace
SKU: X13789212
Price: 629000 CAD
Availability: InStock

Cobourg, ON · · MLS® X13789212Updated October 2, 2026

$629,000Est. $3,090/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft
Parking spaces: 3

Type Semi-Detached
Garage Yes
Basement Full, Unfinished

What you should know

248 Ruttan Terr is a 3-bedroom, 2-bathroom semi-detached home in Cobourg, listed for $629,000. It has 1500-2000 sq ft of living space.

Lovely, bright and spacious 3 Bedroom,3 Bath Semi located in Historic Cobourg's desirable, burgeoning East End.
Close to parks and Lake Ontario and convenient to almost everywhere In town including the amazing waterfront trail.
Updated kitchen with Quartz countertops, newer low maintenance laminate flooring, eat in at the kitchen bar or Dining room with walkout to deck and a large very private yard.

Ask Zara:

3 Bed, 2 Bath Semi-Detached Home in Cobourg

About 248 Ruttan Terrace

Lovely, bright and spacious 3 Bedroom,3 Bath Semi located in Historic Cobourg's desirable, burgeoning East End. Perfectly situated at the end of a very private and quiet Cul de Sac with quick access to the 401. Close to parks and Lake Ontario and convenient to almost everywhere In town including the amazing waterfront trail. Updated kitchen with Quartz countertops, newer low maintenance laminate flooring, eat in at the kitchen bar or Dining room with walkout to deck and a large very private yard. Basement is unspoiled and has a rough in for a fourth bath and ready to be finished to your families taste. Start packing, this is the one.

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $419 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.

Inside 248 Ruttan Terr

Every detail from the listing, in one place.

Type: Semi-Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 3 spacesYes garage
Basement: Full, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 3

Interior

Basement: Full · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Semi-Detached

248 Ruttan Terr Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13789212−$19,000 (2.9%)$629,000
Sep 16, 2026For saleListedThis listingMLS® X13789212$648,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 248 Ruttan Terr Compares to the Cobourg Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 255 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Cobourg market, last 90 days

Median sold price: $630,000
Average sold price: $664,800
Average days on market: 44
Homes sold: 151

Closed sales on the TRREB MLS®.

Full Cobourg market report

Recently sold nearby in Cobourg

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home248 Ruttan Terrace 3 bd · 2 ba · 1,500 sqft	$629,000asking	$419	—	—
844 Wilkins Gate 2 bd · 1 ba · 1,100 sqft
286 Morgan Street 2 bd · 2 ba · 1,100 sqft
1297 Alder Road 2 bd · 2 ba · 700 sqft
706 Ontario Street 2 bd · 3 ba · 1,100 sqft
19 Ballantine Street 2 bd · 2 ba · 700 sqft
868 Mcmurdo Drive 2 bd · 2 ba · 1,100 sqft

844 Wilkins Gate
2 bd · 1 ba · 1,100 sqft
286 Morgan Street
2 bd · 2 ba · 1,100 sqft
1297 Alder Road
2 bd · 2 ba · 700 sqft
706 Ontario Street
2 bd · 3 ba · 1,100 sqft
19 Ballantine Street
2 bd · 2 ba · 700 sqft
868 Mcmurdo Drive
2 bd · 2 ba · 1,100 sqft

Living in Cobourg: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 248 Ruttan Terr. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 248 Ruttan Terr

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,090; 20% down · 25 years · 5.5% assumed
Property tax: $346; 0.66% mill rate · ON
Total per month: $3,436; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,090

/mo

based on the purchase price of $629,000

Down payment20%

$125,800 cash

Amortization25 yr

$503,200 financed

Rate5.50%

$423,826 total interest

Principal54%$503,200

Interest46%$423,826

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: Royal Service Real Estate Inc., BrokerageMLS® X13789212 · Listing data last updated October 2, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 15· $419/sq ft

Estimated monthly mortgage$3,090/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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248 Ruttan Terr, Cobourg

What you should know