25 Island 20C-Horse Island. Experience the best of Georgian Bay living at this exceptional turnkey waterfront retreat. Set on a private 1.5-acre lot with 213 feet of pristine shoreline this property offers a rare combination of easy access, outstanding boating and a beautiful north-facing sand beach perfect for swimming, relaxing and family enjoyment. Conveniently located with quick access from nearby marinas, the property features a deep-water dock that easily accommodates both large and small boats making it an ideal base for exploring the world-renowned waters of Georgian Bay. Inside the cottage is thoughtfully designed for comfortable waterfront living. The open-concept kitchen and dining area flow seamlessly into a welcoming sunken living room creating the perfect gathering space for family and friends. Large windows bring in natural light and showcase the surrounding natural beauty. Offering three bedrooms and two full bathrooms there is plenty of room for family and guests. The cottage is being offered turnkey (see chattels list), allowing you to move in and begin enjoying cottage life immediately without the hassle of furnishing or outfitting the property. Whether you're looking for a peaceful family retreat, a boating paradise or a place to create lasting memories on Georgian Bay this well-maintained waterfront property delivers an exceptional opportunity in one of Ontario's most sought-after cottage destinations.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $649 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 25 Island 20C
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1500-2000 sq ftas stated on the listing
Basement
Crawl Space, Unfinished
Features & systems
Parking & garage
Parking spaces
0
Interior
Basement
Crawl Space · Unfinished
Lot & land
Lot size (sqft)
1.5
Listing & possession
Property style
Bungalow
Property class
Detached
25 Island 20C Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,785
/mo
based on the purchase price of $974,000
$194,800 cash
$779,200 financed
$656,291 total interest
Principal54%$779,200
Interest46%$656,291
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Carling
Other 2–4 bed homes for sale in Carling around $974K.
Average days on market50Homes sold in about 50 days on average.
Sale-to-list ratio96.5%On average, homes sold below asking.
Active listings55Homes for sale here right now.
Median vs prior 90 days+62.9%Compared with Apr 13 – Jul 12, 2026: prices up.
Based on 26 sales from Jul 12 – Oct 10, 2026 (12 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 25 Island 20C
How much is 25 Island 20C listed for?
25 Island 20C is listed at $974,000 (MLS® X13483332). Summitly updates the price as soon as the MLS® record changes.
Is $974,000 a good price for 25 Island 20C?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Carling. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 25 Island 20C changed?
Yes — it was first listed at $1,100,000 and is now $974,000, a drop of $126,000 (11.5%).
How many bedrooms and bathrooms does 25 Island 20C have?
25 Island 20C has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Carling.
How much would the monthly mortgage be on 25 Island 20C?
About $4,785 a month — principal and interest on $974,000 with 20% down ($194,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 25 Island 20C compare with other homes in Carling?
Its asking price of $974,000 is about 25% above the median sold price in Carling over the last 90 days, $777,000, across 26 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 25 Island 20C been sold before?
Summitly has no earlier MLS® sale or lease of 25 Island 20C on record from the last two years. Older records aren't shown under TRREB rules.
Where is 25 Island 20C?
25 Island 20C is in Carling, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 25 Island 20C been on the market?
108 days — 25 Island 20C was listed on June 24, 2026.
What is the price per square foot of 25 Island 20C?
About $487 to $649 per square foot: the asking price of $974,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 25 Island 20C have a basement, and is it finished?
The listing describes the basement as: Crawl Space, Unfinished.
What is the lot size of 25 Island 20C?
The lot is 25.995 acres, as published in the listing.
