New 22 foot x 10 foot rear deck. Solid century brick home in excellent condition on a quiet street within walking distance to plaza, butcher, downtown. 9 foot ceilings main floor, stained glass window, Close to hospital. Features 3 bedrooms on second floor plus an additional bedroom could be in the finished attic, and 2 bathrooms. Approx. 1867 sq. feet inc. attic. Metal roof, newer furnace and central air , recent carpets, paint, hardwood, fireplace, walk in closet, electric fireplace, vinyl windows. Kitchen has hard surface countertops. Fenced yard. John Wise and Parkside School areas. Appliances included.2 Fridges, washer, dryer, stove, microwave. Newer electrical service. Sub panel for hot tub.
4 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $333 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 25 Locust St
Every detail from the listing, in one place.
Type
Detached
Style
2 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2 1/2 Storey
Property class
Detached
25 Locust St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,451
/mo
based on the purchase price of $499,000
$99,800 cash
$399,200 financed
$336,231 total interest
Principal54%$399,200
Interest46%$336,231
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in St. Thomas
Other 3–4 bed homes for sale in St. Thomas around $499K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings244Homes for sale here right now.
Median vs prior 90 days−1.1%Compared with May 7 – Aug 5, 2026: prices down.
Based on 238 sales from Aug 5 – Nov 3, 2026 (165 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 25 Locust St
How much is 25 Locust St listed for?
25 Locust St is listed at $499,000 (MLS® X13828822). Summitly updates the price as soon as the MLS® record changes.
Is $499,000 a good price for 25 Locust St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 25 Locust St changed?
Yes — it was first listed at $504,999 and is now $499,000, a drop of $5,999 (1.2%).
How many bedrooms and bathrooms does 25 Locust St have?
25 Locust St has 4 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 25 Locust St?
About $2,451 a month — principal and interest on $499,000 with 20% down ($99,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 25 Locust St compare with other homes in St. Thomas?
Its asking price of $499,000 is about 5% below the median sold price in St. Thomas over the last 90 days, $525,000, across 238 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 25 Locust St been sold before?
Yes — Summitly has 1 earlier MLS® listing of 25 Locust St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.
Where is 25 Locust St?
25 Locust St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 25 Locust St been on the market?
41 days — 25 Locust St was listed on September 23, 2026.
What is the price per square foot of 25 Locust St?
About $250 to $333 per square foot: the asking price of $499,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 25 Locust St have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 25 Locust St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
