Welcome to this beautifully updated 4-bedroom, 3-bathroom home in the charming community of Cobourg! Offering approximately 1,030 sq. ft. of comfortable living space, this home combines modern updates with everyday functionality. Enjoy an updated kitchen featuring brand-new appliances, along with beautifully updated bathrooms that add a fresh, contemporary feel throughout. With four spacious bedrooms and three bathrooms, there is plenty of room for families, guests, or those looking for additional space to work from home. A wonderful opportunity to enjoy comfortable living in a welcoming Cobourg community!
4 bedrooms, 2 bathrooms, about 700 sq ft, works out to roughly $1,000 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 254 Margaret St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
700-1100 sq ftas stated on the listing
Parking
3 spaces
Basement
Full
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
254 Margaret St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14172750$699,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 254 Margaret St Compares to the Cobourg Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,438
/mo
based on the purchase price of $699,900
$139,980 cash
$559,920 financed
$471,600 total interest
Principal54%$559,920
Interest46%$471,600
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cobourg
Other 3–4 bed homes for sale in Cobourg around $700K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio97.4%On average, homes sold below asking.
Active listings233Homes for sale here right now.
Median vs prior 90 days0.0%Compared with May 16 – Aug 14, 2026.
Based on 143 sales from Aug 14 – Nov 12, 2026 (115 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 254 Margaret St
How much is 254 Margaret St listed for?
254 Margaret St is listed at $699,900 (MLS® X14172750). Summitly updates the price as soon as the MLS® record changes.
Is $699,900 a good price for 254 Margaret St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Cobourg. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 254 Margaret St changed?
No — 254 Margaret St is still listed at its original asking price of $699,900.
How many bedrooms and bathrooms does 254 Margaret St have?
254 Margaret St has 4 bedrooms and 2 bathrooms, with about 700–1,100 square feet of living space. It is a detached home in Cobourg.
How much would the monthly mortgage be on 254 Margaret St?
About $3,438 a month — principal and interest on $699,900 with 20% down ($139,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 254 Margaret St compare with other homes in Cobourg?
Its asking price of $699,900 is about 9% above the median sold price in Cobourg over the last 90 days, $640,000, across 143 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 254 Margaret St been sold before?
Summitly has no earlier MLS® sale or lease of 254 Margaret St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 254 Margaret St?
254 Margaret St is in Cobourg, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 254 Margaret St been on the market?
3 days — 254 Margaret St was listed on November 9, 2026.
What is the price per square foot of 254 Margaret St?
About $636 to $1,000 per square foot: the asking price of $699,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 254 Margaret St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 254 Margaret St have a basement, and is it finished?
