2542 Providence Line, Otonabee-South Monaghan

Name: 2542 Providence Line
SKU: X13731158
Price: 367500 CAD
Availability: InStock

4 Bed, 1 Bath Detached Home in Otonabee-South Monaghan

About 2542 Providence Line

Welcome to 2542 Providence Line, Keene! Situated on nearly 3/4 of an acre, this cozy 4-bedroom home offers peaceful country living with plenty of mature trees, privacy and a year-round creek running through the property. Inside, you'll find a galley-style kitchen, combined living and dining area, two main-floor bedrooms and two additional bedrooms upstairs, with one of the main-floor bedrooms currently being used as an office. A furnace with HEPA filter and central air conditioning provide year-round comfort. Outside, enjoy established perennial and vegetable gardens, a butterfly garden, and plenty of space to relax and enjoy the natural surroundings. Offering a quiet country setting with convenient access to Peterborough, this property is a great option for first-time buyers, downsizers or anyone looking for a little more space and privacy.

4 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $525 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 2542 Providence Line

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 700-1100 sq ftas stated on the listing
Parking: 4 spaces
Basement: None

Features & systems

Parking & garage

Parking spaces: 4

Interior

Basement: None

Lot & land

Lot size (sqft): 0.702

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

2542 Providence Line Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13731158−$32,400 (8.1%)$367,500
Sep 1, 2026For saleListedThis listingMLS® X13731158$399,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 2542 Providence Line Compares to the Otonabee-South Monaghan Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 59 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Otonabee-South Monaghan market, last 90 days

Median sold price: $565,000
Average sold price: $559,678
Average days on market: 54
Homes sold: 47

Closed sales on the TRREB MLS®.

Full Otonabee-South Monaghan market report

Market pulse · Otonabee South Monaghan

Otonabee South Monaghan market

Median sold price$565,000Last 90 days
Average days on market54Homes sold in about 54 days on average.
Sale-to-list ratio94.2%On average, homes sold below asking.
Active listings107Homes for sale here right now.
Median vs prior 90 days−15.7%Compared with Apr 24 – Jul 23, 2026: prices down.

Based on 47 sales from Jul 23 – Oct 21, 2026 (23 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Otonabee-South Monaghan

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home2542 Providence Line 4 bd · 1 ba · 700 sqft	$367,500asking	$525	—	—
1311 Charles Street 3 bd · 2 ba · 1,500 sqft
29 Crystal Springs Drive 3 bd · 2 ba · 2,000 sqft
260 Cedar Bank Road 3 bd · 1 ba · 700 sqft
51 COUNTY ROAD 4 N/A 3 bd · 1 ba · 1,100 sqft
266 Greenwood Road 3 bd · 2 ba · 1,500 sqft
965 Hiawatha Line 3 bd · 1 ba · 1,100 sqft

1311 Charles Street
3 bd · 2 ba · 1,500 sqft
29 Crystal Springs Drive
3 bd · 2 ba · 2,000 sqft
260 Cedar Bank Road
3 bd · 1 ba · 700 sqft
51 COUNTY ROAD 4 N/A
3 bd · 1 ba · 1,100 sqft
266 Greenwood Road
3 bd · 2 ba · 1,500 sqft
965 Hiawatha Line
3 bd · 1 ba · 1,100 sqft

Living in Otonabee-South Monaghan: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 2542 Providence Line. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 2542 Providence Line

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,805; 20% down · 25 years · 5.5% assumed
Property tax: $202; 0.66% mill rate · ON
Total per month: $2,007; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,805

/mo

based on the purchase price of $367,500

Down payment20%

$73,500 cash

Amortization25 yr

$294,000 financed

Rate5.50%

$247,625 total interest

Principal54%$294,000

Interest46%$247,625

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 2542 Providence Line with a licensed buyer's agent

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Questions About 2542 Providence Line

How much is 2542 Providence Line listed for?

2542 Providence Line is listed at $367,500 (MLS® X13731158). Summitly updates the price as soon as the MLS® record changes.

Is $367,500 a good price for 2542 Providence Line?

Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Otonabee-South Monaghan. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 2542 Providence Line changed?

Yes — it was first listed at $399,900 and is now $367,500, a drop of $32,400 (8.1%).

How many bedrooms and bathrooms does 2542 Providence Line have?

2542 Providence Line has 4 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Otonabee-South Monaghan.

How much would the monthly mortgage be on 2542 Providence Line?

About $1,805 a month — principal and interest on $367,500 with 20% down ($73,500), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 2542 Providence Line compare with other homes in Otonabee-South Monaghan?

Its asking price of $367,500 is about 35% below the median sold price in Otonabee-South Monaghan over the last 90 days, $565,000, across 47 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 2542 Providence Line been sold before?

Summitly has no earlier MLS® sale or lease of 2542 Providence Line on record from the last two years. Older records aren't shown under TRREB rules.

Where is 2542 Providence Line?

2542 Providence Line is in Otonabee-South Monaghan, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 2542 Providence Line been on the market?

50 days — 2542 Providence Line was listed on September 1, 2026.

What is the price per square foot of 2542 Providence Line?

About $334 to $525 per square foot: the asking price of $367,500 over the 700–1,100 sq ft the listing gives as its size range.

Does 2542 Providence Line have parking or a garage?

Yes — the listing gives 4 parking spaces.

Does 2542 Providence Line have a basement, and is it finished?

The listing says 2542 Providence Line has no basement.

2542 Providence Line, Otonabee-South Monaghan

What you should know

4 Bed, 1 Bath Detached Home in Otonabee-South Monaghan

About 2542 Providence Line

Inside 2542 Providence Line

Features & systems

2542 Providence Line Price & Sale History

How 2542 Providence Line Compares to the Otonabee-South Monaghan Market

Otonabee-South Monaghan market, last 90 days

Recently sold nearby in Otonabee-South Monaghan

Living in Otonabee-South Monaghan: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 2542 Providence Line

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Providence Line? See what yours is worth

Zara, any time

A licensed local agent

See 2542 Providence Line, Otonabee-South Monaghan in person

Similar homes for sale nearby in Otonabee-South Monaghan

Explore More Detached Homes in Otonabee-South Monaghan

4 Bed, 1 Bath Detached Home in Otonabee-South Monaghan

About 2542 Providence Line

Inside 2542 Providence Line

Features & systems

2542 Providence Line Price & Sale History

How 2542 Providence Line Compares to the Otonabee-South Monaghan Market

Otonabee-South Monaghan market, last 90 days

Market pulse · Otonabee South Monaghan

Recently sold nearby in Otonabee-South Monaghan

Living in Otonabee-South Monaghan: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 2542 Providence Line

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Providence Line? See what yours is worth

Zara, any time

A licensed local agent

See 2542 Providence Line, Otonabee-South Monaghan in person

Questions About 2542 Providence Line

How much is 2542 Providence Line listed for?

Is $367,500 a good price for 2542 Providence Line?

Has the price of 2542 Providence Line changed?

How many bedrooms and bathrooms does 2542 Providence Line have?

How much would the monthly mortgage be on 2542 Providence Line?

How does 2542 Providence Line compare with other homes in Otonabee-South Monaghan?

Has 2542 Providence Line been sold before?

Where is 2542 Providence Line?

How long has 2542 Providence Line been on the market?

What is the price per square foot of 2542 Providence Line?

Does 2542 Providence Line have parking or a garage?

Does 2542 Providence Line have a basement, and is it finished?

Similar homes for sale nearby in Otonabee-South Monaghan

Explore More Detached Homes in Otonabee-South Monaghan

Market pulse · Otonabee South Monaghan

Questions About 2542 Providence Line

How much is 2542 Providence Line listed for?

Is $367,500 a good price for 2542 Providence Line?

Has the price of 2542 Providence Line changed?

How many bedrooms and bathrooms does 2542 Providence Line have?

How much would the monthly mortgage be on 2542 Providence Line?

How does 2542 Providence Line compare with other homes in Otonabee-South Monaghan?

Has 2542 Providence Line been sold before?

Where is 2542 Providence Line?

How long has 2542 Providence Line been on the market?

What is the price per square foot of 2542 Providence Line?

Does 2542 Providence Line have parking or a garage?

Does 2542 Providence Line have a basement, and is it finished?