DetachedOn market 50 daysPrice drop · $25,100 off (-5.3%)

255 Waterloo St, Wellington North

Name: 255 Waterloo Street
SKU: X13782696
Price: 449900 CAD
Availability: InStock

Wellington North, ON · · MLS® X13782696Updated October 30, 2026

$449,900Est. $2,210/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 3

Type Detached
Lot 50 acres
Basement Unfinished, Full

What you should know

255 Waterloo St is a 3-bedroom, 2-bathroom detached home in Wellington North, listed for $449,900. It has 1100-1500 sq ft of living space.

This beautifully updated home blends modern style with everyday functionality, offering thoughtful improvements inside and out and the peace of mind today's buyers are looking for.
Oversized windows fill the home with natural light, creating warm and inviting spaces throughout.
Outside, enjoy the large back deck overlooking the beautifully landscaped yard, with a mature maple tree providing natural shade and a peaceful backdrop for morning coffee or evening entertaining.

Ask Zara:

3 Bed, 2 Bath Detached Home in Wellington North

About 255 Waterloo Street

Fully transformed, move-in ready and perfectly positioned for family living! This beautifully updated home blends modern style with everyday functionality, offering thoughtful improvements inside and out and the peace of mind today's buyers are looking for. Oversized windows fill the home with natural light, creating warm and inviting spaces throughout. The flexible layout features two spacious bedrooms on the second level, plus a versatile main-level room that can easily function as a third bedroom, home office or guest space. Two full bathrooms add convenience for busy households, while the inviting family room offers the perfect place to unwind around the cozy gas fireplace. Outside, enjoy the large back deck overlooking the beautifully landscaped yard, with a mature maple tree providing natural shade and a peaceful backdrop for morning coffee or evening entertaining. Extensive exterior updates add to the home's curb appeal and long-term value. Located in a sought-after, family-friendly neighbourhood, you're within walking distance to schools, parks, sports fields, the hospital, medical centre and arena. With an impressive list of updates and nothing left to do but move in, this is the turnkey family home you've been waiting for! Updates include: all new main-level flooring; professionally refinished kitchen with new countertops, backsplash and hardware (2025); professionally painted siding, new soffit, fascia and eavestroughs (2024); front porch and redesigned front flower beds (2022); second-level windows (2021/2022); upstairs bedroom and hallway flooring (2021) and new stackable washer and dryer (2026).

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $409 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 255 Waterloo St

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 3 spaces
Basement: Unfinished, Full

Features & systems

Parking & garage

Parking spaces: 3

Interior

Basement: Unfinished · Full

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

255 Waterloo St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

—ReducedPrice reducedThis listingMLS® X13782696−$25,100 (5.3%)$449,900
Sep 14, 2026For saleListedThis listingMLS® X13782696$475,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 255 Waterloo St Compares to the Wellington North Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 122 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Wellington North market, last 90 days

Median sold price: $540,000
Average sold price: $644,634
Average days on market: 84
Homes sold: 83

Closed sales on the TRREB MLS®.

Recently sold nearby in Wellington North

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home255 Waterloo Street 3 bd · 2 ba · 1,100 sqft	$449,900asking	$409	—	—
185 Ruby's Crescent 4 bd · 3 ba · 1,100 sqft
145 Adelaide Street 2 bd · 1 ba · 700 sqft
170 Edward Street 3 bd · 1 ba · 700 sqft
35 Fourth Avenue 2 bd · 1 ba · 1,100 sqft
169 Melissa Crescent 3 bd · 1 ba · 1,100 sqft
109 Raftis Street 4 bd · 3 ba · 2,500 sqft

185 Ruby's Crescent
4 bd · 3 ba · 1,100 sqft
145 Adelaide Street
2 bd · 1 ba · 700 sqft
170 Edward Street
3 bd · 1 ba · 700 sqft
35 Fourth Avenue
2 bd · 1 ba · 1,100 sqft
169 Melissa Crescent
3 bd · 1 ba · 1,100 sqft
109 Raftis Street
4 bd · 3 ba · 2,500 sqft

Living in Wellington North: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 255 Waterloo St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $2,210; 20% down · 25 years · 5.5% assumed
Property tax: $247; 0.66% mill rate · ON
Total per month: $2,457; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$2,210

/mo

based on the purchase price of $449,900

Down payment20%

$89,980 cash

Amortization25 yr

$359,920 financed

Rate5.50%

$303,147 total interest

Principal54%$359,920

Interest46%$303,147

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Waterloo Street? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 255 Waterloo St with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 255 Waterloo St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: eXp Realty, BrokerageMLS® X13782696 · Listing data last updated October 30, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Sep 13· $409/sq ft

Estimated monthly mortgage$2,210/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Wellington North

Other 2–3 bed homes for sale in Wellington North around $450K.

3 Bed, 2 Bath Detached Home in Wellington North