How can Zara help?Zara · AI virtual agent · 24/7 · free
Zara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
3 Bed, 1 Bath Detached Home in Sault Ste Marie
About 258 St. James Street
Welcome to 258 St James Street! A perfect starter home close to the downtown core a. This three bedroom, one bath home has been renovated with new flooring and painted. The open concept makes the main living space feel spacious and welcoming! Gorgeous accent beams, neutral tones and light laminate add for a welcoming feeling . A perfect place for entertaining! Three good sized bedrooms updated with paint and flooring. Call today for a private viewing.
3 bedrooms, 1 bathroom. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 258 St. James St
Every detail from the listing, in one place.
Type
Detached
Style
Other
Basement
Unfinished, Full
Features & systems
Parking & garage
Garage
Yes
Interior
Basement
Unfinished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Other
Property class
Detached
258 St. James St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14157568$149,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 258 St. James St Compares to the Sault Ste Marie Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Zara’s estimate
$•,•••,•••
Estimated from city-wide sales. There isn’t enough detail on this listing to rate the price.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$736
/mo
based on the purchase price of $149,900
$29,980 cash
$119,920 financed
$101,004 total interest
Principal54%$119,920
Interest46%$101,004
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on St. James Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 258 St. James St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 258 St. James St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Sault Ste Marie
Other 2–3 bed homes for sale in Sault Ste Marie around $150K.
Average days on market36Homes sold in about 36 days on average.
Sale-to-list ratio97.0%On average, homes sold below asking.
Active listings362Homes for sale here right now.
Median vs prior 90 days+2.8%Compared with May 10 – Aug 8, 2026: prices up.
Based on 384 sales from Aug 8 – Nov 6, 2026 (305 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 258 St. James St
How much is 258 St. James St listed for?
258 St. James St is listed at $149,900 (MLS® X14157568). Summitly updates the price as soon as the MLS® record changes.
Has the price of 258 St. James St changed?
No — 258 St. James St is still listed at its original asking price of $149,900.
How many bedrooms and bathrooms does 258 St. James St have?
258 St. James St has 3 bedrooms and 1 bathroom. It is a detached home in Sault Ste Marie.
How much would the monthly mortgage be on 258 St. James St?
About $736 a month — principal and interest on $149,900 with 20% down ($29,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 258 St. James St compare with other homes in Sault Ste Marie?
Its asking price of $149,900 is about 54% below the median sold price in Sault Ste Marie over the last 90 days, $326,500, across 384 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 258 St. James St been sold before?
Summitly has no earlier MLS® sale or lease of 258 St. James St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 258 St. James St?
258 St. James St is in Sault Ste Marie, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 258 St. James St been on the market?
1 day — 258 St. James St was listed on November 5, 2026.
Does 258 St. James St have parking or a garage?
Garage: Yes.
Does 258 St. James St have a basement, and is it finished?
The listing describes the basement as: Unfinished, Full.
What is the lot size of 258 St. James St?
The lot is 50 acres, as published in the listing.
What is the land transfer tax on 258 St. James St?
About $1,224 in Ontario land transfer tax at the asking price of $149,900. First-time buyers can get up to $4,000 back. Legal fees and other closing costs are extra.
