Whalley Lake : Ideal Starter or Investment Cottage well maintained and being sold with many extras! Privately maintained road , from year road East Whalley Lake road , to level lot, with gentle slope to waterfront. Cottage features 3 bedrooms, spacious sitting area, small prep kitchen, and indoor bathroom. Large sunroom, and spacious decking overlooking the waterfront. Propane fireplace to take the chill off cooler days.. Mostly newly renovated bunkie offers sweet accommodation for additional family/guests. Outdoor privy and garden shed. Established fire pit. Note: hot water tank is over shower ( accessed from bedroom behind)
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $671 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 26 Spruce Lane
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
< 700 sq ftas stated on the listing
Parking
4 spaces
Basement
None
Features & systems
Parking & garage
Parking spaces
4
Interior
Basement
None
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
26 Spruce Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,309
/mo
based on the purchase price of $470,000
$94,000 cash
$376,000 financed
$316,691 total interest
Principal54%$376,000
Interest46%$316,691
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Magnetawan
Other 2–5 bed homes for sale in Magnetawan around $470K.
Average days on market43Homes sold in about 43 days on average.
Sale-to-list ratio93.6%On average, homes sold below asking.
Active listings68Homes for sale here right now.
Median vs prior 90 days+2.7%Compared with May 17 – Aug 15, 2026: prices up.
Based on 22 sales from Aug 15 – Nov 13, 2026 (12 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 26 Spruce Lane
How much is 26 Spruce Lane listed for?
26 Spruce Lane is listed at $470,000 (MLS® X12608370). Summitly updates the price as soon as the MLS® record changes.
Is $470,000 a good price for 26 Spruce Lane?
Summitly rates it Fair Price: the asking price is Within 3% below to 5% above Zara's estimate, an estimate built from recent sales in Magnetawan. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 26 Spruce Lane changed?
Yes — it was first listed at $495,000 and is now $470,000, a drop of $25,000 (5.1%).
How many bedrooms and bathrooms does 26 Spruce Lane have?
26 Spruce Lane has 3 bedrooms and 1 bathroom, with about 700 square feet of living space. It is a detached home in Magnetawan.
How much would the monthly mortgage be on 26 Spruce Lane?
About $2,309 a month — principal and interest on $470,000 with 20% down ($94,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 26 Spruce Lane compare with other homes in Magnetawan?
Its asking price of $470,000 is about 4% above the median sold price in Magnetawan over the last 90 days, $452,000, across 22 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 26 Spruce Lane been sold before?
Summitly has no earlier MLS® sale or lease of 26 Spruce Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 26 Spruce Lane?
26 Spruce Lane is in Magnetawan, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 26 Spruce Lane been on the market?
343 days — 26 Spruce Lane was listed on December 5, 2025.
What is the price per square foot of 26 Spruce Lane?
About $671 per square foot: the asking price of $470,000 over the 700 sq ft the listing gives.
Does 26 Spruce Lane have parking or a garage?
Yes — the listing gives 4 parking spaces.
Does 26 Spruce Lane have a basement, and is it finished?
