DetachedOn market 56 days

2600 Kentucky Derby Way, Oshawa

Name: 2600 Kentucky Derby Way
SKU: E13724112
Price: 845000 CAD
Availability: InStock

Oshawa, ON · · MLS® E13724112Updated August 28, 2026

$845,000Est. $4,151/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 2000–2500sq ft
Parking spaces: 2

Type Detached
Garage Yes
Basement Separate Entrance, Unfinished

What you should know

2600 Kentucky Derby Way is a 3-bedroom, 2-bathroom detached home in Oshawa, listed for $845,000. It has 2000-2500 sq ft of living space.

Welcome to 2600 Kentucky Derby Way, a bright and spacious detached home in the highly desirable Windfields community of North Oshawa.
The upgraded kitchen features quartz countertops, ample upgraded cabinetry, under-cabinet lighting, large-format tile and stainless steel appliances.
Upstairs, the spacious primary bedroom features a walk-in closet and 4-piece ensuite with separate shower and tub.

Ask Zara:

3 Bed, 2 Bath Detached Home in Oshawa

About 2600 Kentucky Derby Way

Welcome to 2600 Kentucky Derby Way, a bright and spacious detached home in the highly desirable Windfields community of North Oshawa. Originally offered as a 4-bedroom layout, this home was upgraded through the builder to a spacious 3-bedroom configuration, creating larger bedrooms and enhanced living space. The open-concept main floor features 9-ft ceilings, generous living and family areas, large windows, shutters and plenty of natural light throughout. The upgraded kitchen features quartz countertops, ample upgraded cabinetry, under-cabinet lighting, large-format tile and stainless steel appliances. The adjoining breakfast area offers sliding doors with a walkout to the fenced backyard, perfect for everyday family living and entertaining. Upstairs, the spacious primary bedroom features a walk-in closet and 4-piece ensuite with separate shower and tub. Two additional generously sized bedrooms, a second 4-piece bathroom with double vanity, and a convenient second-floor laundry room with window, built-in storage and counter complete the upper level. Additional features include a separate basement entrance offering potential for an in-law suite or future basement apartment, basement cold room, two basement windows including one larger window, front porch and an existing Tesla Wall Connector with 240V connection. Ideally located near Ontario Tech University, Durham College, Costco, shopping, parks, public transit and the new Cedar Valley Secondary School, scheduled to open September 2026, with convenient access to Highways 407 and 412 and approximately a 20-minute drive to Whitby GO Station. A fantastic opportunity to own a spacious family home in one of North Oshawa's most sought-after communities.

3 bedrooms, 2 bathrooms, about 2,000 sq ft, works out to roughly $423 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 2600 Kentucky Derby Way

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 2 spacesYes garage
Basement: Separate Entrance, Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 2

Interior

Basement: Separate Entrance · Unfinished

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

2600 Kentucky Derby Way Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 28, 2026For saleListedThis listingMLS® E13724112$845,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 2600 Kentucky Derby Way Compares to the Oshawa Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 1,186 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Oshawa market, last 90 days

Median sold price: $665,000
Average sold price: $702,237
Average days on market: 29
Homes sold: 660

Closed sales on the TRREB MLS®.

Full Oshawa market report

Recently sold nearby in Oshawa

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home2600 Kentucky Derby Way 3 bd · 2 ba · 2,000 sqft	$845,000asking	$423	—	—
379 Arthur Street 2 bd · 1 ba · 700 sqft
890 Grierson Street 3 bd · 2 ba · 1,100 sqft
2485 Bandsman Crescent 4 bd · 3 ba · 3,000 sqft
99 Pontiac Avenue 2 bd · 2 ba · 700 sqft
802 Coldstream Drive 2 bd · 3 ba · 1,100 sqft
2125 Scottscraig Drive 3 bd · 3 ba · 1,100 sqft

379 Arthur Street
2 bd · 1 ba · 700 sqft
890 Grierson Street
3 bd · 2 ba · 1,100 sqft
2485 Bandsman Crescent
4 bd · 3 ba · 3,000 sqft
99 Pontiac Avenue
2 bd · 2 ba · 700 sqft
802 Coldstream Drive
2 bd · 3 ba · 1,100 sqft
2125 Scottscraig Drive
3 bd · 3 ba · 1,100 sqft

Living in Oshawa: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Loading schools, parks, groceries and more nearby…

How long is your commute?

From 2600 Kentucky Derby Way. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 2600 Kentucky Derby Way

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,151; 20% down · 25 years · 5.5% assumed
Property tax: $465; 0.66% mill rate · ON
Total per month: $4,616; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Mortgage payments

Mortgage financingPowered by

Lock in a low rate before you offer

Compare today's rates across lenders, lock yours in, and get pre-qualified in about 2 minutes.

Lock in my rate

Call now

Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$4,151

/mo

based on the purchase price of $845,000

Down payment20%

$169,000 cash

Amortization25 yr

$676,000 financed

Rate5.50%

$569,369 total interest

Principal54%$676,000

Interest46%$569,369

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

Own a home on Kentucky Derby Way? See what yours is worth

Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.

Free · No obligation · Backed by Coldwell Banker

Book a tour of 2600 Kentucky Derby Way with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 2600 Kentucky Derby Way day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Listing brokerage: HOMELIFE/FUTURE REALTY INC., BrokerageMLS® E13724112 · Listing data last updated August 28, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 27· $423/sq ft

Estimated monthly mortgage$4,151/moMortgage only · 20% down · 5.5% assumed

Adjust

Talk to a Real Estate Advisor · (905) 553-8500(main line)

Ask a question about this home

Get pre-approved for this home Run your scenario →

Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.

Price alert

We'll email you if this price drops.

5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

Similar homes for sale nearby in Oshawa

Other 3–4 bed homes for sale in Oshawa around $845K.

See all 3-bedroom homes for sale in Oshawa

Homes for sale in Oshawa

Every active Oshawa MLS® listing, updated all day.

Houses for sale in Oshawa