DetachedListed today

261 Spruce St, Sault Ste Marie

Name: 261 Spruce Street
SKU: X14097070
Price: 354900 CAD
Availability: InStock

Sault Ste Marie, ON · MLS® X14097070Updated October 20, 2026

$354,900Est. $1,744/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1500–2000sq ft

Type Detached
Lot 50 acres
Garage Yes
Basement Unfinished, Full

What you should know

261 Spruce St is a 3-bedroom, 2-bathroom detached home in Sault Ste Marie, listed for $354,900. It has 1500-2000 sq ft of living space.

Welcome to 261 Spruce - just under 2,000 sq ft of comfortable, well-designed living space with one of the best garages you'll find at any price point.
This inviting 3-bedroom, 2 full bathroom home offers an open-concept main floor featuring a bright kitchen, living and dining area with patio doors leading to a large, private rear deck - perfect for summer entertaining.
Retreat to the oversized primary suite complete with a walk-in closet and full en suite bathroom.

Ask Zara:

3 Bed, 2 Bath Detached Home in Sault Ste Marie

About 261 Spruce Street

Welcome to 261 Spruce - just under 2,000 sq ft of comfortable, well-designed living space with one of the best garages you'll find at any price point. This inviting 3-bedroom, 2 full bathroom home offers an open-concept main floor featuring a bright kitchen, living and dining area with patio doors leading to a large, private rear deck - perfect for summer entertaining. The main floor also includes a versatile bonus room [ideal home office, den, or playroom], main floor laundry, and a large welcoming foyer. Retreat to the oversized primary suite complete with a walk-in closet and full en suite bathroom. Two additional cute bedrooms offer a unique and charming feature - direct access to a covered front porch that spans the bedrooms. It's the cutest spot for your morning coffee. Then there's the garage. An incredible, very large 20 x 42 fully wired garage with its own 100 amp service and floor drain. Whether you need a workshop, storage for all the toys, or parking - this is a HUGE bonus. Also newly installed AC/Heat pump units in 2026 to maintain year round comfort. Move-in ready with space to live, work, and play. This one checks all the boxes.

3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $237 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 261 Spruce St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 1500-2000 sq ftas stated on the listing
Basement: Unfinished, Full

Features & systems

Parking & garage

Garage: Yes

Interior

Basement: Unfinished · Full

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2-Storey
Property class: Detached

261 Spruce St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 20, 2026For saleListedThis listingMLS® X14097070$354,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 261 Spruce St Compares to the Sault Ste Marie Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 362 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Sault Ste Marie market, last 90 days

Median sold price: $330,000
Average sold price: $354,580
Average days on market: 33
Homes sold: 428

Closed sales on the TRREB MLS®.

Full Sault Ste Marie market report

Recently sold nearby in Sault Ste Marie

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home261 Spruce Street 3 bd · 2 ba · 1,500 sqft	$354,900asking	$237	—	—
535 MacDonald Avenue 3 bd · 1 ba
40 Norden Crescent 3 bd · 2 ba · 1,500 sqft
651 Queen Street 3 bd · 2 ba
1750 Queen Street 3 bd · 1 ba
363 Pim Street 3 bd · 1 ba · 700 sqft
67 Rush Avenue 4 bd · 2 ba · 1,100 sqft

535 MacDonald Avenue
3 bd · 1 ba
40 Norden Crescent
3 bd · 2 ba · 1,500 sqft
651 Queen Street
3 bd · 2 ba
1750 Queen Street
3 bd · 1 ba
363 Pim Street
3 bd · 1 ba · 700 sqft
67 Rush Avenue
4 bd · 2 ba · 1,100 sqft

Living in Sault Ste Marie: Location & Amenities

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Costs, Mortgage & Rental Return for 261 Spruce St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,744; 20% down · 25 years · 5.5% assumed
Property tax: $195; 0.66% mill rate · ON
Total per month: $1,939; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,744

/mo

based on the purchase price of $354,900

Down payment20%

$70,980 cash

Amortization25 yr

$283,920 financed

Rate5.50%

$239,135 total interest

Principal54%$283,920

Interest46%$239,135

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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MLS® X14097070 · Listing data last updated October 20, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 19· $237/sq ft

Estimated monthly mortgage$1,744/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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