262 Simcoe St is a 4-bedroom, 3-bathroom detached home in Niagara-on-the-Lake, listed for $999,000. It has 2000-2500 sq ft of living space.
1Charming brick 1.5-storey solid home lovingly maintained by the same family for generations.
2Situated on a generous lot in one of the most desirable locations in Niagara-on-the-Lake, just a short walk to Main Street, downtown shops, restaurants, and local amenities.
3A wonderful chance to create your dream home in the heart of beautiful Niagara-on-the-Lake.
4 Bed, 3 Bath Detached Home in Niagara-on-the-Lake
About 262 Simcoe Street
Charming brick 1.5-storey solid home lovingly maintained by the same family for generations. Situated on a generous lot in one of the most desirable locations in Niagara-on-the-Lake, just a short walk to Main Street, downtown shops, restaurants, and local amenities. This well-built home offers endless potential for buyers looking to update and personalize a property in a prime setting. Features a functional layout, mature surroundings, and a fantastic opportunity to renovate or invest in a sought-after neighbourhood. A wonderful chance to create your dream home in the heart of beautiful Niagara-on-the-Lake.
4 bedrooms, 3 bathrooms, about 2,000 sq ft, works out to roughly $500 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 262 Simcoe St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
2000-2500 sq ftas stated on the listing
Parking
3 spaces
Basement
Partially Finished
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Partially Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
262 Simcoe St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$4,908
/mo
based on the purchase price of $999,000
$199,800 cash
$799,200 financed
$673,136 total interest
Principal54%$799,200
Interest46%$673,136
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Niagara-on-the-Lake
Other 3–4 bed homes for sale in Niagara-on-the-Lake around $999K.
Average days on market57Homes sold in about 57 days on average.
Sale-to-list ratio95.3%On average, homes sold below asking.
Active listings271Homes for sale here right now.
Median vs prior 90 days+2.2%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 157 sales from Jul 24 – Oct 22, 2026 (81 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 262 Simcoe St
How much is 262 Simcoe St listed for?
262 Simcoe St is listed at $999,000 (MLS® X13749146). Summitly updates the price as soon as the MLS® record changes.
Is $999,000 a good price for 262 Simcoe St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Niagara-on-the-Lake. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 262 Simcoe St changed?
Yes — it was first listed at $1,199,000 and is now $999,000, a drop of $200,000 (16.7%).
How many bedrooms and bathrooms does 262 Simcoe St have?
262 Simcoe St has 4 bedrooms and 3 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Niagara-on-the-Lake.
How much would the monthly mortgage be on 262 Simcoe St?
About $4,908 a month — principal and interest on $999,000 with 20% down ($199,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 262 Simcoe St compare with other homes in Niagara-on-the-Lake?
Its asking price of $999,000 is about the same as the median sold price in Niagara-on-the-Lake over the last 90 days, $1,010,000, across 157 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 262 Simcoe St been sold before?
Summitly has no earlier MLS® sale or lease of 262 Simcoe St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 262 Simcoe St?
262 Simcoe St is in Niagara-on-the-Lake, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 262 Simcoe St been on the market?
47 days — 262 Simcoe St was listed on September 5, 2026.
What is the price per square foot of 262 Simcoe St?
About $400 to $500 per square foot: the asking price of $999,000 over the 2,000–2,500 sq ft the listing gives as its size range.
Does 262 Simcoe St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 262 Simcoe St have a basement, and is it finished?
The listing describes the basement as: Partially Finished.
