27 Francis St, Kawartha Lakes

Name: 27 Francis Street
SKU: X14100812
Price: 629900 CAD
Availability: InStock

1 Upcoming Open House at 27 Francis St

Drop in during an open house, or book a private viewing at a time that suits you.

Saturday, October 241:00 PM – 2:30 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

5 Bed, 1 Bath Detached Home in Kawartha Lakes

About 27 Francis Street

Whether you're purchasing your very first home or looking for more space to make memories, this is a home you'll be excited to call your own. Bursting with charm and thoughtfully updated for today's lifestyle, this beautiful century home offers an incredible opportunity for something truly special! From the moment you arrive, the inviting enclosed front porch sets the tone for a home filled with warmth and personality. Step inside to discover beautiful hardwood floors, a welcoming living room with classic French doors, and a spacious formal dining room perfect for hosting family and friends. This 5 Bedroom, 2 Bath home has plenty of updates with roof (2024), furnace (2020), A/C (2021), windows (2021), and custom kitchen (2021). Imagine summer afternoons lounging beside your IN-GROUND POOL, weekend bbq's, and unforgettable gatherings with friends. The deep backyard provides plenty of outdoor space, while the detached double garage offers valuable parking and storage. Conveniently located close to everyday amenities, this home offers the perfect blend of century-home character and modern-day comfort.

5 bedrooms, 1 bathroom, about 2,000 sq ft, works out to roughly $315 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 27 Francis St

Every detail from the listing, in one place.

Type: Detached
Style: 2-Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Unfinished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Unfinished

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0.14

Listing & possession

Property style: 2-Storey
Property class: Detached

27 Francis St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 21, 2026For saleListedThis listingMLS® X14100812$629,900
SoldPreviously listedMLS® X12432499View listing (opens in a new tab)

See what it sold for, free. Board rules need a free account before we can show sold and past prices.

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 27 Francis St Compares to the Kawartha Lakes Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 817 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Kawartha Lakes market, last 90 days

Median sold price: $607,250
Average sold price: $677,671
Average days on market: 45
Homes sold: 524

Closed sales on the TRREB MLS®.

Full Kawartha Lakes market report

Market pulse · Kawartha Lakes

Kawartha Lakes market

Median sold price$607,250Last 90 days
Average days on market45Homes sold in about 45 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings913Homes for sale here right now.
Median vs prior 90 days−3.1%Compared with Apr 24 – Jul 23, 2026: prices down.

Based on 524 sales from Jul 23 – Oct 21, 2026 (352 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Kawartha Lakes

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home27 Francis Street 5 bd · 1 ba · 2,000 sqft	$629,900asking	$315	—	—
19 Hennessey Crescent 5 bd · 5 ba · 2,500 sqft
11 Perry Street 4 bd · 2 ba · 1,500 sqft
137 Stinsons Bay Road 5 bd · 2 ba · 2,500 sqft
94 Adelaide Street 6 bd · 2 ba · 3,500 sqft
60 Hennessey Crescent 6 bd · 3 ba · 3,500 sqft
95 Kenrei Road 4 bd · 3 ba · 1,500 sqft

19 Hennessey Crescent
5 bd · 5 ba · 2,500 sqft
11 Perry Street
4 bd · 2 ba · 1,500 sqft
137 Stinsons Bay Road
5 bd · 2 ba · 2,500 sqft
94 Adelaide Street
6 bd · 2 ba · 3,500 sqft
60 Hennessey Crescent
6 bd · 3 ba · 3,500 sqft
95 Kenrei Road
4 bd · 3 ba · 1,500 sqft

Living in Kawartha Lakes: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

From 27 Francis St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 27 Francis St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,095; 20% down · 25 years · 5.5% assumed
Property tax: $346; 0.66% mill rate · ON
Total per month: $3,441; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,095

/mo

based on the purchase price of $629,900

Down payment20%

$125,980 cash

Amortization25 yr

$503,920 financed

Rate5.50%

$424,433 total interest

Principal54%$503,920

Interest46%$424,433

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

Book a tour of 27 Francis St with a licensed buyer's agent

Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.

Zara, any time

Zara · AI virtual agent

Ask about 27 Francis St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.

A licensed local agent

Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.

Find an agent (905) 553-8500 (main line)

Questions About 27 Francis St

How much is 27 Francis St listed for?

27 Francis St is listed at $629,900 (MLS® X14100812). Summitly updates the price as soon as the MLS® record changes.

Is $629,900 a good price for 27 Francis St?

Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 27 Francis St changed?

No — 27 Francis St is still listed at its original asking price of $629,900.

How many bedrooms and bathrooms does 27 Francis St have?

27 Francis St has 5 bedrooms and 1 bathroom, with about 2,000–2,500 square feet of living space. It is a detached home in Kawartha Lakes.

How much would the monthly mortgage be on 27 Francis St?

About $3,095 a month — principal and interest on $629,900 with 20% down ($125,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

Are there open houses at 27 Francis St?

Yes — Saturday, October 24, 1:00 PM – 2:30 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.

How does 27 Francis St compare with other homes in Kawartha Lakes?

Its asking price of $629,900 is about 4% above the median sold price in Kawartha Lakes over the last 90 days, $607,250, across 524 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 27 Francis St been sold before?

Yes — Summitly has 1 earlier MLS® listing of 27 Francis St on record. Their prices and dates are shown to signed-in members under TRREB rules: sign in free to see them in the Listing history above.

Where is 27 Francis St?

27 Francis St is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 27 Francis St been on the market?

27 Francis St was listed today (October 21, 2026).

What is the price per square foot of 27 Francis St?

About $252 to $315 per square foot: the asking price of $629,900 over the 2,000–2,500 sq ft the listing gives as its size range.

Does 27 Francis St have parking or a garage?

Yes — the listing gives 8 parking spaces. Garage: Yes.

What you should know

1 Upcoming Open House at 27 Francis St

5 Bed, 1 Bath Detached Home in Kawartha Lakes

About 27 Francis Street

Inside 27 Francis St

Features & systems

27 Francis St Price & Sale History

How 27 Francis St Compares to the Kawartha Lakes Market

Kawartha Lakes market, last 90 days

Recently sold nearby in Kawartha Lakes

Living in Kawartha Lakes: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 27 Francis St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Francis Street? See what yours is worth

Zara, any time

A licensed local agent

See 27 Francis St, Kawartha Lakes in person

Similar homes for sale nearby in Kawartha Lakes

Explore More Detached Homes in Kawartha Lakes

1 Upcoming Open House at 27 Francis St

5 Bed, 1 Bath Detached Home in Kawartha Lakes

About 27 Francis Street

Inside 27 Francis St

Features & systems

27 Francis St Price & Sale History

How 27 Francis St Compares to the Kawartha Lakes Market

Kawartha Lakes market, last 90 days

Market pulse · Kawartha Lakes

Recently sold nearby in Kawartha Lakes

Living in Kawartha Lakes: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 27 Francis St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Francis Street? See what yours is worth

Zara, any time

A licensed local agent

See 27 Francis St, Kawartha Lakes in person

Questions About 27 Francis St

How much is 27 Francis St listed for?

Is $629,900 a good price for 27 Francis St?

Has the price of 27 Francis St changed?

How many bedrooms and bathrooms does 27 Francis St have?

How much would the monthly mortgage be on 27 Francis St?

Are there open houses at 27 Francis St?

How does 27 Francis St compare with other homes in Kawartha Lakes?

Has 27 Francis St been sold before?

Where is 27 Francis St?

How long has 27 Francis St been on the market?

What is the price per square foot of 27 Francis St?

Does 27 Francis St have parking or a garage?

Similar homes for sale nearby in Kawartha Lakes

Explore More Detached Homes in Kawartha Lakes

Market pulse · Kawartha Lakes

Questions About 27 Francis St

How much is 27 Francis St listed for?

Is $629,900 a good price for 27 Francis St?

Has the price of 27 Francis St changed?

How many bedrooms and bathrooms does 27 Francis St have?

How much would the monthly mortgage be on 27 Francis St?

Are there open houses at 27 Francis St?

How does 27 Francis St compare with other homes in Kawartha Lakes?

Has 27 Francis St been sold before?

Where is 27 Francis St?

How long has 27 Francis St been on the market?

What is the price per square foot of 27 Francis St?

Does 27 Francis St have parking or a garage?