Available on mobile

Take Summitly with you.

Browse listings, get instant alerts, and talk to your AI concierge — all from your pocket.

Download on theApp StoreGet it onGoogle Play

Weekly market briefing

The smartest move starts here.

Curated listings, price trends, and neighbourhood insights — delivered Sunday morning.

Summitly

Your trusted partner in real estate. We help you find your perfect home, make informed decisions, and connect with expert professionals across Canada.

Coldwell Banker Summit Realty

Explore

Map SearchBrowse ListingsBrowse RentalsSold HomesOpen Houses

Sell & Rent

Sell Your HomeHome ValuationList Your Rental — FreeRental PricingRenting on Summitly

Resources

CalculatorsGet Pre-QualifiedNews & InsightsGuidesAI ConciergeFranchise

Company

AboutContactFind a RealtorCareers — Join SummitlyFAQs
310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

Privacy PolicyTerms of UseCookiesSitemap

Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

    Summitly
    Buy
    Sell
    Rent
    Pre-con
    Meet ZaraMy HomeNews & Insights
    HomeBuySell
    For sale Listed 2 days ago

    27 Lower Lane

    Seguin·Seguin, ON·P2A 0B2·Near Second Line / Lower Lane

    • 3 beds
    Seguin real estate›X13558352
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Discover the timeless appeal of waterfront living on one of the Parry Sound area's most desirable lakes. Set on 2.1 acres with nearly 245' of pristine shoreline, this exceptional Otter Lake property offers an increasingly rare combination of privacy, gentle topography & crystal-clear, spring-fed waters. Tucked away in a peaceful, sheltered bay, the setting is ideal for swimming, paddling, fishing & creating lasting family memories. Surrounded by mature trees, the charming 3-bedroom side-split cottage blends seamlessly with its natural surroundings. Inside, warm wood-lined cathedral ceilings, a cozy wood-burning stove & a dramatic wall of windows create an inviting gathering space filled with natural light & panoramic lake views. The kitchen features a large picture window overlooking the property, making meal preparation a pleasure before dining on the spacious lakeside deck as the sun reflects across the water. Outside, the level waterfront is perfectly suited for all ages, complete with a natural sand shoreline, a lakeside fire pit & an extensive dock system ready to accommodate your boating lifestyle. Whether you're enjoying quiet mornings with a coffee on the dock or entertaining family and friends throughout the summer, this property embraces everything that makes cottage life so special. Significant recent improvements provide peace of mind, including a professionally reinforced foundation with newly installed steel mesh, fresh parging, new footings, support posts and beam, along with a freshly painted exterior, allowing you to simply arrive and enjoy while adding your own personal vision over time. Located minutes from Parry Sound, you'll enjoy convenient access to shopping, restaurants, the regional hospital, marinas, golf courses & Hwy 400, making weekend escapes or year-round enjoyment effortless. Offering exceptional privacy, outstanding waterfront & tremendous potential, this is a rare opportunity to secure your place on beautiful Otter Lake.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 13, 2026ListedCurrentFor sale$649,000 —X13558352This page
    May 28, 2025Previously listedExp$699,000 —X12178830View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Baseboard
      Air conditioning
      None
      Water source
      Other
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 27 Lower Lane
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,188
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $154
    0.29% mill rate · ON
    The market

    How this home sits in the Seguin market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Seguin market right now

    Average sold price, days on market, and closed-transaction count for Seguin — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Seguin market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 27 Lower Lane — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 27 Lower Lane and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 27 Lower Lane listed for?

      27 Lower Lane is listed at $649,000 on the MLS® (listing X13558352). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 27 Lower Lane have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 1 bath
  2. 700-1100 sqft
  3. Detached
  4. Asking
    $649,000
    $0 / sqft · MLS® X13558352
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Seguin.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Discover the timeless appeal of waterfront living on one of the Parry Sound area's most desirable lakes.
    • Inside, warm wood-lined cathedral ceilings, a cozy wood-burning stove & a dramatic wall of windows create an inviting gathering space filled with natural light & panoramic lake views.
    • The kitchen features a large picture window overlooking the property, making meal preparation a pleasure before dining on the spacious lakeside deck as the sun reflects across the water.
    Ask Zara a follow-up
    Septic
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    6
    Driveway
    6
  7. Interior

    4
    Basement
    None
    Family room
    N
    Kitchens
    1
    Total rooms
    5
  8. Exterior & construction

    5
    Exterior
    Stone, Vinyl Siding
    Roof
    Asphalt Shingle
    Foundation
    Piers, Concrete Block
    Waterfront
    Y
    Pool
    None
  9. Listing & possession

    3
    Possession
    2026-08-14T00:00:00.000-00:00
    Property style
    Sidesplit
    Property class
    Detached
  10. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    4 rooms
    • Living Room
      15.1 × 13.0 ft
    • Bedroom
      8.1 × 7.0 ft
    • Bedroom
      7.0 × 20.0 ft
    • Dining Room
      8.0 × 16.0 ft

    Second level

    1 room
    • Primary Bedroom
      12.0 × 8.0 ft
    Combined estimate
    $3,342
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,188
    /mo
    based on the purchase price of $649,000
    $129,800 cash
    $519,200 financed
    $437,303 total interest
    Monthly payment$3,188/ month
    Principal54%$519,200
    Interest46%$437,303

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Seguin

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 199A Sugar Lake Road
      Sold
      Sign in for price
      199A Sugar Lake Road
      Detached
    • 322 Marshall Road
      Sold
      Sign in for price
      322 Marshall Road
      Detached
    • 32 Channelview Road
      Sold
      Sign in for price
      32 Channelview Road
      Detached
    • 41 Sunset Cove Road
      Sold
      Sign in for price
      41 Sunset Cove Road
      Detached
    • 477 C Star Lake Road
      Sold
      Sign in for price
      477 C Star Lake Road
      Detached
    • 10A Jordan Lane
      Sold
      Sign in for price
      10A Jordan Lane
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    27 Lower LaneThis home3 / 17,001,100$649,000ask———
    199A Sugar Lake Road3 / 21,100—
    322 Marshall Road3 / 1700—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Seguin

    Active listings within ±20% of this asking price.

    • 101 Chain of Lakes Road
      $549,000
      101 Chain of Lakes Road
      Detached 3 1
    • 120 Rankin Lake Road
      $769,000
      120 Rankin Lake Road
      Detached 2 3
    • 509 Horseshoe Lake WA (Bear Lane)
      $539,000
      509 Horseshoe Lake WA (Bear Lane)
      Detached 3 1
    • 59 Black Road
      $674,900
      59 Black Road
      Detached 3 2
    • 391 Salmon Lake Road
      $749,888
      391 Salmon Lake Road
      Detached 3 1
    • 64 Loucks Road
      $749,900
      64 Loucks Road
      Detached 3 4
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of Engel & Volkers Parry Sound · displayed on Summitly per MLS® data-share rules

    27 Lower Lane is a 3-bedroom, 1-bath, 700-1100 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 27 Lower Lane built?

    The year built for 27 Lower Lane isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 27 Lower Lane?

    The 'Property tax' tab in the History section shows the most recent annual tax for 27 Lower Lane plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 27 Lower Lane?

    The affordability calculator on this page shows an estimated monthly mortgage for $649,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 27 Lower Lane been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 27 Lower Lane with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 27 Lower Lane in?

    27 Lower Lane is in Seguin, Seguin. The 'Neighbourhood' section below links to the live Seguin real estate hub with average sold price, days on market, and current inventory.

  20. Is Seguin a good place to live?

    Seguin is one of ON's actively-tracked Summitly markets. The full Seguin real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 32 Channelview Road
    2 / 1
    700
    —
    41 Sunset Cove Road2 / 21,100—
    477 C Star Lake Road3 / 1700—
    10A Jordan Lane3 / 1700—