Leave the busy life behind and discover the simple pleasure of cottage life on beautiful Lake Simcoe. This well-maintained, completely furnished waterfront bungalow is the perfect place to relax & unwind with family and friends. Open-concept layout featuring a spacious entrance with plenty of room for storage and a convenient dryer. The cottage offers three generous bedrooms and a 3-piece bathroom, making it comfortable for weekend getaways or extended stays. The inviting living room is highlighted by a wood-burning fireplace and beautiful views of the lake, creating the perfect setting for cozy evenings. A good-sized kitchen features a breakfast area. Step through to the impressive 322 sq. ft. lakeside deck, where you can enjoy breathtaking views of Lake Simcoe, morning coffees and sunsets. A second 233 sq. ft. front deck provides even more outdoor space to enjoy throughout the day. Storage is plentiful, with a shed, crawl space and additional storage tucked beneath the decks - ideal for keeping cottage essentials, water toys and outdoor equipment organized. Amenities close by, Restaurants, Local Marina & Grocery Stores. This Lake Simcoe cottage offers the opportunity to slow down and enjoy what cottage life is all about. Wake up to beautiful views, spend your days by the water and enjoy the lake!
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $1,128 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 2728 Lone Birch Trl
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
2728 Lone Birch Trl Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® S13776108$789,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 2728 Lone Birch Trl Compares to the Ramara Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,881
/mo
based on the purchase price of $789,900
$157,980 cash
$631,920 financed
$532,243 total interest
Principal54%$631,920
Interest46%$532,243
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Ramara
Other 2–4 bed homes for sale in Ramara around $790K.
Average days on market48Homes sold in about 48 days on average.
Sale-to-list ratio94.6%On average, homes sold below asking.
Active listings217Homes for sale here right now.
Median vs prior 90 days−17.3%Compared with May 10 – Aug 8, 2026: prices down.
Based on 66 sales from Aug 8 – Nov 6, 2026 (53 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 2728 Lone Birch Trl
How much is 2728 Lone Birch Trl listed for?
2728 Lone Birch Trl is listed at $789,900 (MLS® S13776108). Summitly updates the price as soon as the MLS® record changes.
Is $789,900 a good price for 2728 Lone Birch Trl?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Ramara. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 2728 Lone Birch Trl changed?
No — 2728 Lone Birch Trl is still listed at its original asking price of $789,900.
How many bedrooms and bathrooms does 2728 Lone Birch Trl have?
2728 Lone Birch Trl has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Ramara.
How much would the monthly mortgage be on 2728 Lone Birch Trl?
About $3,881 a month — principal and interest on $789,900 with 20% down ($157,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 2728 Lone Birch Trl compare with other homes in Ramara?
Its asking price of $789,900 is about 22% above the median sold price in Ramara over the last 90 days, $645,000, across 66 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 2728 Lone Birch Trl been sold before?
Summitly has no earlier MLS® sale or lease of 2728 Lone Birch Trl on record from the last two years. Older records aren't shown under TRREB rules.
Where is 2728 Lone Birch Trl?
2728 Lone Birch Trl is in Ramara, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 2728 Lone Birch Trl been on the market?
55 days — 2728 Lone Birch Trl was listed on September 12, 2026.
What is the price per square foot of 2728 Lone Birch Trl?
About $718 to $1,128 per square foot: the asking price of $789,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 2728 Lone Birch Trl have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 2728 Lone Birch Trl have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
