28 Cambridge St is a 2-bedroom, 2-bathroom detached home in Cambridge, listed for $499,000. It has 1100-1500 sq ft of living space.
1Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different.
2A beautifully updated, spa-inspired bathroom with a walk-in shower adds a touch of luxury to everyday living.
3Upstairs, the versatile loft space provides the flexibility today's buyers are looking for.
Historic charm meets modern living in the heart of Galt! Step inside this beautifully transformed 1880 detached home and discover a unique blend of character, style and functionality. Thoughtfully renovated while preserving its timeless appeal, this home offers an exceptional opportunity for buyers looking for something truly different. The bright, welcoming main level features soaring ceilings, an inviting living space and a modern eat-in kitchen with stainless steel appliances and a walkout to the deck and private yard-perfect for morning coffee, entertaining, or enjoying summer evenings outdoors. A beautifully updated, spa-inspired bathroom with a walk-in shower adds a touch of luxury to everyday living. Upstairs, the versatile loft space provides the flexibility today's buyers are looking for. Use it as a home office, creative studio, guest space, reading retreat or potential additional bedroom, depending on your needs. And the possibilities don't stop there. The property offers commercial and residential zoning, creating exciting potential for those who want to combine their home and business lifestyle, subject to buyer verification and applicable approvals. Extensive improvements were completed, including updated plumbing, electrical, furnace, ductwork, central air, insulation, framing, drywall, exterior finishes, fencing, soffits, eaves, water heater and water softener, with the deck subsequently updated as well. Located just minutes from downtown Galt, you'll have easy access to local shops, restaurants, the farmers' market, parks, trails, transit and other amenities. A distinctive home. A flexible lifestyle. A location with character. Come experience the possibilities at 28 Cambridge Street.
2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $454 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 28 Cambridge St
Every detail from the listing, in one place.
Type
Detached
Style
Bungaloft
Living space
1100-1500 sq ftas stated on the listing
Parking
3 spaces
Basement
Unfinished
Features & systems
Parking & garage
Parking spaces
3
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
0.086
Listing & possession
Property style
Bungaloft
Property class
Detached
28 Cambridge St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14124582$499,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 28 Cambridge St Compares to the Cambridge Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
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Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,451
/mo
based on the purchase price of $499,000
$99,800 cash
$399,200 financed
$336,231 total interest
Principal54%$399,200
Interest46%$336,231
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Cambridge
Other 2–3 bed homes for sale in Cambridge around $499K.
Average days on market32Homes sold in about 32 days on average.
Sale-to-list ratio100.0%On average, homes sold at or above asking.
Active listings439Homes for sale here right now.
Median vs prior 90 days+1.0%Compared with May 1 – Jul 30, 2026: prices up.
Based on 456 sales from Jul 30 – Oct 28, 2026 (395 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 28 Cambridge St
How much is 28 Cambridge St listed for?
28 Cambridge St is listed at $499,000 (MLS® X14124582). Summitly updates the price as soon as the MLS® record changes.
Is $499,000 a good price for 28 Cambridge St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Cambridge. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 28 Cambridge St changed?
No — 28 Cambridge St is still listed at its original asking price of $499,000.
How many bedrooms and bathrooms does 28 Cambridge St have?
28 Cambridge St has 2 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in Cambridge.
How much would the monthly mortgage be on 28 Cambridge St?
About $2,451 a month — principal and interest on $499,000 with 20% down ($99,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 28 Cambridge St compare with other homes in Cambridge?
Its asking price of $499,000 is about 27% below the median sold price in Cambridge over the last 90 days, $683,500, across 456 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 28 Cambridge St been sold before?
Summitly has no earlier MLS® sale or lease of 28 Cambridge St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 28 Cambridge St?
28 Cambridge St is in Cambridge, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 28 Cambridge St been on the market?
1 day — 28 Cambridge St was listed on October 27, 2026.
What is the price per square foot of 28 Cambridge St?
About $333 to $454 per square foot: the asking price of $499,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 28 Cambridge St have parking or a garage?
Yes — the listing gives 3 parking spaces.
Does 28 Cambridge St have a basement, and is it finished?
The listing describes the basement as: Unfinished.
