Welcome 28 Harrow Lane! The Rosewood model features expansive vaulted ceilings in the beautiful Great Room and 1,440 sq ft of living space. The main floor includes a versatile second bedroom or den just off the foyer, along with an open-concept kitchen with walk-in pantry, 6-foot uninterrupted island with a quartz countertop, and an adjoining dining area. The vaulted great room offers plenty of space and natural light, with a patio door leading to the spacious backyard. The primary bedroom features a walk-in closet and an ensuite with walk-in shower and quartz countertop. A 4-piece bathroom, mudroom, and laundry room complete the main level. The unfinished basement provides excellent potential for additional living space and includes two large egress windows with potential for 2 additional bedrooms, rec room and a rough in for 3 or 4 piece bath. Located in one of St. Thomas' more most sought-after neighbourhoods within the Mitchell Hepburn school District, this home is in the perfect location. Doug Tarry Homes are Energy Star Certified & Net Zero Ready. This home is currently UNDER CONSTRUCTION and will be available for its first family in January 2027. Reach out today to find out how you can be 28 Harrow''s first family!
2 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $589 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 28 Harrow Lane
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
4 spacesYes garage
Basement
Full, Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
4
Interior
Basement
Full · Unfinished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
28 Harrow Lane Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14016752$648,235
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 28 Harrow Lane Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,185
/mo
based on the purchase price of $648,235
$129,647 cash
$518,588 financed
$436,787 total interest
Principal54%$518,588
Interest46%$436,787
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 3–4 bed homes for sale in St. Thomas around $648K.
Average days on market47Homes sold in about 47 days on average.
Sale-to-list ratio97.8%On average, homes sold below asking.
Active listings238Homes for sale here right now.
Median vs prior 90 days−4.2%Compared with Apr 16 – Jul 15, 2026: prices down.
Based on 248 sales from Jul 15 – Oct 13, 2026 (156 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 28 Harrow Lane
How much is 28 Harrow Lane listed for?
28 Harrow Lane is listed at $648,235 (MLS® X14016752). Summitly updates the price as soon as the MLS® record changes.
Is $648,235 a good price for 28 Harrow Lane?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 28 Harrow Lane changed?
No — 28 Harrow Lane is still listed at its original asking price of $648,235.
How many bedrooms and bathrooms does 28 Harrow Lane have?
28 Harrow Lane has 2 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 28 Harrow Lane?
About $3,185 a month — principal and interest on $648,235 with 20% down ($129,647), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 28 Harrow Lane compare with other homes in St. Thomas?
Its asking price of $648,235 is about 24% above the median sold price in St. Thomas over the last 90 days, $522,500, across 248 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 28 Harrow Lane been sold before?
Summitly has no earlier MLS® sale or lease of 28 Harrow Lane on record from the last two years. Older records aren't shown under TRREB rules.
Where is 28 Harrow Lane?
28 Harrow Lane is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 28 Harrow Lane been on the market?
28 Harrow Lane was listed today (October 13, 2026).
What is the price per square foot of 28 Harrow Lane?
About $432 to $589 per square foot: the asking price of $648,235 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 28 Harrow Lane have parking or a garage?
Yes — the listing gives 4 parking spaces. Garage: Yes.
Does 28 Harrow Lane have a basement, and is it finished?
The listing describes the basement as: Full, Unfinished.
