28 Oxford St, Guelph

Name: 28 Oxford Street
SKU: X13752698
Price: 1450000 CAD
Availability: InStock

4 Bed, 3 Bath Detached Home in Guelph

About 28 Oxford Street

Timeless Character Meets Incredible Income Potential in Downtown Guelph! Welcome to this beautiful century home, ideally situated on one of downtown Guelph's most sought-after streets. Full of charm, character, and opportunity, this exceptional property offers a rare combination of classic architecture, versatile living space, and impressive income potential. The detached garage is a standout feature, offering a legal two-bedroom apartment above-perfect for generating additional rental income, hosting extended family, or creating a comfortable multi-generational living arrangement. Inside the main home, the spacious layout is complemented by a separate entrance to the large basement, offering excellent potential for additional living space, a home office, recreation area, or future development opportunities. Upstairs, the loft provides even more possibilities, with plenty of space and potential to create a stunning primary retreat, studio, office, or additional living area tailored to your needs. Step outside and discover a beautiful backyard that feels like your own private retreat in the heart of the city. Gather with friends and family around the wood-fired pizza oven, enjoy summer evenings outdoors, and make the most of this wonderfully inviting space. Located just moments from the best of downtown Guelph, this is a rare opportunity to own a character-filled home in an exceptional location, with the added benefit of a legal secondary dwelling and plenty of future potential. A truly special property where historic charm, flexibility, income potential, and downtown living come together.

4 bedrooms, 3 bathrooms, about 2,000 sq ft, works out to roughly $725 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 28 Oxford St

Every detail from the listing, in one place.

Type: Detached
Style: 2 1/2 Storey
Living space: 2000-2500 sq ftas stated on the listing
Parking: 7 spacesYes garage
Basement: Partially Finished, Separate Entrance

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 7

Interior

Basement: Partially Finished · Separate Entrance

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 2 1/2 Storey
Property class: Detached

28 Oxford St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Sep 8, 2026For saleListedThis listingMLS® X13752698$1,450,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 28 Oxford St Compares to the Guelph Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 1,079 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Guelph market, last 90 days

Median sold price: $735,000
Average sold price: $780,570
Average days on market: 38
Homes sold: 587

Closed sales on the TRREB MLS®.

Full Guelph market report

Market pulse · Guelph

Guelph market

Median sold price$735,000Last 90 days
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio97.4%On average, homes sold below asking.
Active listings598Homes for sale here right now.
Median vs prior 90 days−2.2%Compared with May 12 – Aug 10, 2026: prices down.

Based on 587 sales from Aug 10 – Nov 8, 2026 (474 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.

Recently sold nearby in Guelph

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

See what these homes actually sold for

Free with a Summitly account. Sign in once and sold prices unlock across the site.

Home	Sold price	$ / sqft	% of asking	Sold
This home28 Oxford Street 4 bd · 3 ba · 2,000 sqft	$1,450,000asking	$725	—	—
43 Goldenview Drive 4 bd · 2 ba · 2,000 sqft
18 Eleanor Court 3 bd · 1 ba · 1,100 sqft
28 Foxwood Crescent 4 bd · 3 ba · 2,500 sqft
39 Keats Crescent 4 bd · 3 ba · 1,100 sqft
85 Sleeman Avenue 3 bd · 1 ba · 1,500 sqft
35 GOLFVIEW Road 3 bd · 2 ba · 1,100 sqft

43 Goldenview Drive
4 bd · 2 ba · 2,000 sqft
18 Eleanor Court
3 bd · 1 ba · 1,100 sqft
28 Foxwood Crescent
4 bd · 3 ba · 2,500 sqft
39 Keats Crescent
4 bd · 3 ba · 1,100 sqft
85 Sleeman Avenue
3 bd · 1 ba · 1,500 sqft
35 GOLFVIEW Road
3 bd · 2 ba · 1,100 sqft

Living in Guelph: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Transit nearby

Stations and stops, straight-line distance

Guelph Central GO StationKitchener GO580 m7 min walk

Places from OpenStreetMap (© OpenStreetMap contributors) and Summitly's station list. Distances are straight-line, not routes.

Loading schools, parks, groceries and more nearby…

Transit

Guelph Central GO Station (Kitchener GO)7 min walk

Nearest subway, GO and LRT stations first, then bus and streetcar stops.

Guelph Central GO Station
580 m7 minClosest· Kitchener GO
Homes near Guelph Central GO Station

Straight-line distances from the listing; walking times assume about 80 m a minute. Places © OpenStreetMap contributors, a community-maintained map that may miss or misplace some places. Directions and place details open on Google Maps.

How long is your commute?

From 28 Oxford St. Typical times without traffic delays; transit times aren't available yet.

Costs, Mortgage & Rental Return for 28 Oxford St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $7,123; 20% down · 25 years · 5.5% assumed
Property tax: $798; 0.66% mill rate · ON
Total per month: $7,921; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

Enter a rate to see the monthly cost

Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$7,123

/mo

based on the purchase price of $1,450,000

Down payment20%

$290,000 cash

Amortization25 yr

$1,160,000 financed

Rate5.50%

$977,024 total interest

Principal54%$1,160,000

Interest46%$977,024

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

Want rate-drop alerts and a saved shortlist?

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Questions About 28 Oxford St

How much is 28 Oxford St listed for?

28 Oxford St is listed at $1,450,000 (MLS® X13752698). Summitly updates the price as soon as the MLS® record changes.

Is $1,450,000 a good price for 28 Oxford St?

Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Guelph. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate

Has the price of 28 Oxford St changed?

No — 28 Oxford St is still listed at its original asking price of $1,450,000.

How many bedrooms and bathrooms does 28 Oxford St have?

28 Oxford St has 4 bedrooms and 3 bathrooms, with about 2,000–2,500 square feet of living space. It is a detached home in Guelph.

Is 28 Oxford St close to transit?

The nearest rapid-transit station is Guelph Central GO Station (Kitchener GO), about 580 m (about a 7-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.

How much would the monthly mortgage be on 28 Oxford St?

About $7,123 a month — principal and interest on $1,450,000 with 20% down ($290,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.

How does 28 Oxford St compare with other homes in Guelph?

Its asking price of $1,450,000 is about 97% above the median sold price in Guelph over the last 90 days, $735,000, across 587 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.

Has 28 Oxford St been sold before?

Summitly has no earlier MLS® sale or lease of 28 Oxford St on record from the last two years. Older records aren't shown under TRREB rules.

Where is 28 Oxford St?

28 Oxford St is in Guelph, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.

How long has 28 Oxford St been on the market?

61 days — 28 Oxford St was listed on September 8, 2026.

What is the price per square foot of 28 Oxford St?

About $580 to $725 per square foot: the asking price of $1,450,000 over the 2,000–2,500 sq ft the listing gives as its size range.

Does 28 Oxford St have parking or a garage?

Yes — the listing gives 7 parking spaces. Garage: Yes.

What you should know

4 Bed, 3 Bath Detached Home in Guelph

About 28 Oxford Street

Inside 28 Oxford St

Features & systems

28 Oxford St Price & Sale History

How 28 Oxford St Compares to the Guelph Market

Guelph market, last 90 days

Recently sold nearby in Guelph

Living in Guelph: Location & Amenities

How long is your commute?

Costs, Mortgage & Rental Return for 28 Oxford St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Oxford Street? See what yours is worth

Zara, any time

A licensed local agent

See 28 Oxford St, Guelph in person

Similar homes for sale nearby in Guelph

Explore More Detached Homes in Guelph

4 Bed, 3 Bath Detached Home in Guelph

About 28 Oxford Street

Inside 28 Oxford St

Features & systems

28 Oxford St Price & Sale History

How 28 Oxford St Compares to the Guelph Market

Guelph market, last 90 days

Market pulse · Guelph

Recently sold nearby in Guelph

Living in Guelph: Location & Amenities

Transit nearby

Transit

How long is your commute?

Costs, Mortgage & Rental Return for 28 Oxford St

Monthly cost of owning

Mortgage payments

Monthly cost

Rental income potential

Own a home on Oxford Street? See what yours is worth

Zara, any time

A licensed local agent

See 28 Oxford St, Guelph in person

Questions About 28 Oxford St

How much is 28 Oxford St listed for?

Is $1,450,000 a good price for 28 Oxford St?

Has the price of 28 Oxford St changed?

How many bedrooms and bathrooms does 28 Oxford St have?

Is 28 Oxford St close to transit?

How much would the monthly mortgage be on 28 Oxford St?

How does 28 Oxford St compare with other homes in Guelph?

Has 28 Oxford St been sold before?

Where is 28 Oxford St?

How long has 28 Oxford St been on the market?

What is the price per square foot of 28 Oxford St?

Does 28 Oxford St have parking or a garage?

Similar homes for sale nearby in Guelph

Explore More Detached Homes in Guelph

Market pulse · Guelph

Transit nearby

Transit

Questions About 28 Oxford St

How much is 28 Oxford St listed for?

Is $1,450,000 a good price for 28 Oxford St?

Has the price of 28 Oxford St changed?

How many bedrooms and bathrooms does 28 Oxford St have?

Is 28 Oxford St close to transit?

How much would the monthly mortgage be on 28 Oxford St?

How does 28 Oxford St compare with other homes in Guelph?

Has 28 Oxford St been sold before?

Where is 28 Oxford St?

How long has 28 Oxford St been on the market?

What is the price per square foot of 28 Oxford St?

Does 28 Oxford St have parking or a garage?