Set In The Heart Of Downtown Sutton, This Charming 3-Bedroom Bungalow Offers A Fantastic Opportunity To Make It Your Own! Situated On A Generous 85.45' x 132' Lot, There Is Plenty Of Room To Enjoy The Outdoors, Garden, Entertain Or Simply Relax Under The Mature Trees. The Spacious Wood Deck Creates The Perfect Spot For Summer Gatherings & Morning Coffee. Inside, Living & Kitchen Area Offers A Comfortable Layout With 3 Bedrooms & A 4 Piece Bath. Added Peace Of Mind Comes With A Newer Roof, Deck, Furnace, With Invoices Available For Warranty With The Hot Water Tank Being Owned. With 6-Car Parking & A Location Within Walking Distance To Schools, Grocery Stores, Restaurants, Marina, Golf, Public Transit, Lake Simcoe, The Fair Grounds, Hwy 48 & The 401, This Is Sutton Living At Its Best, Close To Everything You Need & Ready For You To Call Home!
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $857 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 28 St James St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
6 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
6
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
28 St James St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® N13814108$599,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 28 St James St Compares to the Georgina Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,947
/mo
based on the purchase price of $599,900
$119,980 cash
$479,920 financed
$404,219 total interest
Principal54%$479,920
Interest46%$404,219
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Georgina
Other 2–4 bed homes for sale in Georgina around $600K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.2%On average, homes sold below asking.
Active listings505Homes for sale here right now.
Median vs prior 90 days−1.8%Compared with May 14 – Aug 12, 2026: prices down.
Based on 273 sales from Aug 12 – Nov 10, 2026 (206 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 28 St James St
How much is 28 St James St listed for?
28 St James St is listed at $599,900 (MLS® N13814108). Summitly updates the price as soon as the MLS® record changes.
Is $599,900 a good price for 28 St James St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Georgina. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 28 St James St changed?
No — 28 St James St is still listed at its original asking price of $599,900.
How many bedrooms and bathrooms does 28 St James St have?
28 St James St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Georgina.
How much would the monthly mortgage be on 28 St James St?
About $2,947 a month — principal and interest on $599,900 with 20% down ($119,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 28 St James St compare with other homes in Georgina?
Its asking price of $599,900 is about 22% below the median sold price in Georgina over the last 90 days, $765,000, across 273 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 28 St James St been sold before?
Summitly has no earlier MLS® sale or lease of 28 St James St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 28 St James St?
28 St James St is in Georgina, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 28 St James St been on the market?
50 days — 28 St James St was listed on September 21, 2026.
What is the price per square foot of 28 St James St?
About $545 to $857 per square foot: the asking price of $599,900 over the 700–1,100 sq ft the listing gives as its size range.
Does 28 St James St have parking or a garage?
Yes — the listing gives 6 parking spaces.
Does 28 St James St have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
