Bigger than it appears and thoughtfully updated, this charming, move-in-ready home offers exceptional space, flexibility and convenience. The home features three bedrooms, one full bathroom, two half bathrooms and impressive high ceilings on the main floor.The main floor includes a formal living room, dining room, office/den, spacious updated kitchen and cozy family room with access to the back deck. Also on this level are a convenient bedroom, updated four-piece bathroom, two-piece bathroom and laundry room.Upstairs, you'll find two generous bedrooms, including a primary bedroom with a walk-in closet, along with a sitting area and two-piece bathroom with a rough-in for a future shower.Outside, enjoy the beautifully updated front porch, spacious back deck, patio area and additional storage shed. Car enthusiasts and hobbyists will appreciate the Heated and Insulated detached Double-car Garage and ample parking. Additional highlights include a durable metal roof & numerous updates throughout. With affordability, versatility and a convenient location, this home has so much to offer. Welcome Home!
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $300 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 282 Ross St
Every detail from the listing, in one place.
Type
Detached
Style
1 1/2 Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
7 spacesYes garage
Basement
Unfinished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
7
Interior
Basement
Unfinished
Lot & land
Lot size (sqft)
5554.17
Listing & possession
Property style
1 1/2 Storey
Property class
Detached
282 Ross St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14081722$449,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 282 Ross St Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,210
/mo
based on the purchase price of $449,900
$89,980 cash
$359,920 financed
$303,147 total interest
Principal54%$359,920
Interest46%$303,147
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Thomas
Other 2–5 bed homes for sale in St. Thomas around $450K.
Average days on market46Homes sold in about 46 days on average.
Sale-to-list ratio97.7%On average, homes sold below asking.
Active listings250Homes for sale here right now.
Median vs prior 90 days−3.7%Compared with Apr 18 – Jul 17, 2026: prices down.
Based on 241 sales from Jul 17 – Oct 15, 2026 (162 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 282 Ross St
How much is 282 Ross St listed for?
282 Ross St is listed at $449,900 (MLS® X14081722). Summitly updates the price as soon as the MLS® record changes.
Is $449,900 a good price for 282 Ross St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 282 Ross St changed?
No — 282 Ross St is still listed at its original asking price of $449,900.
How many bedrooms and bathrooms does 282 Ross St have?
282 Ross St has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 282 Ross St?
About $2,210 a month — principal and interest on $449,900 with 20% down ($89,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 282 Ross St?
Yes — Sunday, October 18, 11:00 AM – 1:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 282 Ross St compare with other homes in St. Thomas?
Its asking price of $449,900 is about 14% below the median sold price in St. Thomas over the last 90 days, $525,000, across 241 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 282 Ross St been sold before?
Summitly has no earlier MLS® sale or lease of 282 Ross St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 282 Ross St?
282 Ross St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 282 Ross St been on the market?
282 Ross St was listed today (October 15, 2026).
What is the price per square foot of 282 Ross St?
About $225 to $300 per square foot: the asking price of $449,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 282 Ross St have parking or a garage?
Yes — the listing gives 7 parking spaces. Garage: Yes.
