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Coldwell Banker Summit Realty

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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale Listed 6 days ago

    285 Cobourg Street

    Goderich (Town)·Goderich, ON·N7A 2J2·Near Essex St.

    • 4 beds
    Goderich real estate›X13511826
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    Breathtaking views of Lake Huron and its world-famous sunsets from the comfort of your covered front porch and primary suite. Offered for sale for the first time since 1890, this extraordinary lakefront-area residence presents a once-in-a-generation opportunity to own a piece of Goderich history. Lovingly maintained by the same family for over 135 years, this gorgeous home underwent a meticulous restoration in 2000, including a new foundation, while carefully preserving the timeless character and craftsmanship that make it truly special. Incredibly spacious with over 3,000 sqft of finished living space, this remarkable home features 4+ bedrooms and 5 bathrooms, perfectly blending historic charm with modern comfort. The beautifully appointed, open-concept, custom family room & kitchen, with extensive prep areas, storage, and entertaining space make hosting family & friends a joy. The thoughtfully restored architectural details, including custom windows, create an elegant and welcoming atmosphere throughout. The primary suite not only has gorgeous lake views, wet bar, walk-in closet, incredible 5pc ensuite but also a private east-facing deck. Outside, enjoy the convenience of low-maintenance decking and a spacious covered front porch-the perfect place for morning coffee or evening night cap. Perfectly located directly across from the historic Goderich Lighthouse and staircase leading to the sandy beaches below, this exceptional property offers one of the most coveted locations in the "Prettiest Town in Canada." Enjoy an easy walk to charming downtown shops, restaurants, and waterfront amenities, all while embracing the beauty and tranquility of lakeside living. A rare offering where history, character, craftsmanship, and an unrivalled location come together to create a truly unforgettable home. This home must be seen to truly appreciate the opportunity to own one of Goderich's most recognizable homes.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 1, 2026ListedCurrentFor sale$1,199,000 —X13511826This page
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Forced Air
      Air conditioning
      Central Air
      Fireplaces
      3
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 285 Cobourg Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Beach
    • Clear View
    • Cul de Sac/Dead End
    • Lake/Pond
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $5,890
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $765
    0.77% mill rate · ON
    The market

    How this home sits in the Goderich market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Goderich market right now

    Average sold price, days on market, and closed-transaction count for Goderich — sourced from MLS®.

    • Avg sold price
      $592,106
      Last 30 days
    • Median sold price
      $572,000
      Middle of the market
    • Days on market
      53 d
      Avg from list to close
    • Closed last 30d
      39
      MLS® transactions
    Full Goderich market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 285 Cobourg Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 285 Cobourg Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 285 Cobourg Street listed for?

      285 Cobourg Street is listed at $1,199,000 on the MLS® (listing X13511826). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 285 Cobourg Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 5 baths
  2. 3000-3500 sqft
  3. Detached
  4. Built 100+
  5. Asking
    $1,199,000
    $0 / sqft · MLS® X13511826
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $698,685
    $642,790Confidence range$754,580
    Asking vs estimate
    ↑↑well-above
    +$500,315
    (+71.6%)
    Asking is well above
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 4 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Goderich sell in about 53 days — this one has been listed 6 days.

    Avg sold price
    $592,106
    Median sold
    $572,000
    Avg days on market
    53
    Recently sold
    39
    See comparable sales
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tourWatch video tour
    AI highlights by Zara
    • Breathtaking views of Lake Huron and its world-famous sunsets from the comfort of your covered front porch and primary suite.
    • The beautifully appointed, open-concept, custom family room & kitchen, with extensive prep areas, storage, and entertaining space make hosting family & friends a joy.
    • The primary suite not only has gorgeous lake views, wet bar, walk-in closet, incredible 5pc ensuite but also a private east-facing deck.
    • Outside, enjoy the convenience of low-maintenance decking and a spacious covered front porch-the perfect place for morning coffee or evening night cap.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    9
    Driveway
    Private Double
  8. Interior

    5
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Upper Level
  9. Exterior & construction

    5
    Exterior
    Hardboard
    Roof
    Asphalt Shingle, Membrane
    Foundation
    Poured Concrete
    View
    Lake
    Pool
    None
  10. Lot & land

    2
    Year built
    100+
    Zoning
    R2
  11. Listing & possession

    3
    Occupancy
    TBD
    Property style
    2-Storey
    Property class
    Detached
  12. Room-by-room · 5 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    2 rooms
    • Family Room
      12.8 × 21.2 ft
    • Office
      9.5 × 10.6 ft

    Second level

    2 rooms
    • Bedroom 3
      10.6 × 8.5 ft
    • Bedroom 2
      4 Pc Ensuite
      11.9 × 11.5 ft

    Lower level

    1 room
    • Recreation
      23.5 × 21.2 ft
  13. Marina
  14. School
  15. Combined estimate
    $6,655
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $5,890
    /mo
    based on the purchase price of $1,199,000
    $239,800 cash
    $959,200 financed
    $807,898 total interest
    Monthly payment$5,890/ month
    Principal54%$959,200
    Interest46%$807,898

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Goderich

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1 Ravine Park Road
      Sold
      Sign in for price
      1 Ravine Park Road
      Detached
    • 175 St David Street
      Sold
      Sign in for price
      175 St David Street
      Detached
    • 268 Cameron Street
      Sold
      Sign in for price
      268 Cameron Street
      Detached
    • 50 CHURCH Street
      Sold
      Sign in for price
      50 CHURCH Street
      Detached
    • 308 Eldon Street
      Sold
      Sign in for price
      308 Eldon Street
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    285 Cobourg StreetThis home4 / 530,003,500$1,199,000ask———
    1 Ravine Park Road3 / 11,500—
    175 St David Street5 / 32,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Goderich

    Active listings within ±20% of this asking price.

    • 72 Colborne Street
      $1,149,900
      72 Colborne Street
      Detached 5 5
    • 238 Bennett Street
      $1,390,000
      238 Bennett Street
      Detached 6 4
    • 509 Woodridge Drive
      $989,990
      509 Woodridge Drive
      Detached 3 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Coldwell Banker All Points-Festival City Realty · displayed on Summitly per MLS® data-share rules

    285 Cobourg Street is a 4-bedroom, 5-bath, 3000-3500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 285 Cobourg Street built?

    285 Cobourg Street was built in 100+. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 285 Cobourg Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 285 Cobourg Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 285 Cobourg Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $1,199,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 285 Cobourg Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 285 Cobourg Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 285 Cobourg Street in?

    285 Cobourg Street is in Goderich (Town), Goderich. The 'Neighbourhood' section below links to the live Goderich real estate hub with average sold price, days on market, and current inventory.

  25. Is Goderich a good place to live?

    Goderich is one of ON's actively-tracked Summitly markets. The full Goderich real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 268 Cameron Street
    3 / 2
    1,100
    —
    50 CHURCH Street5 / 21,100—
    308 Eldon Street3 / 21,100—