DetachedListed yesterday

29 Cambridge St N, Kawartha Lakes

Name: 29 Cambridge Street N
SKU: X14146568
Price: 399900 CAD
Availability: InStock

Kawartha Lakes, ON · · MLS® X14146568Updated November 4, 2026

$399,900Est. $1,965/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 2

Type Detached
Basement Crawl Space

What you should know

29 Cambridge St N is a 3-bedroom, 2-bathroom detached home in Kawartha Lakes, listed for $399,900. It has 1100-1500 sq ft of living space.

Welcome to 29 Cambridge St.!
The main floor features an inviting family room addition at the rear, complete with an attached additional bathroom and direct access to a solid, 10-year-old deck perfect for entertaining.
The property boasts extensive recent upgrades, including a main roof replaced just 3 years ago, a durable steel roof over the back addition, an updated 100-amp hydro panel, and an updated natural gas furnace.

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3 Bed, 2 Bath Detached Home in Kawartha Lakes

About 29 Cambridge Street North

Welcome to 29 Cambridge St.! This beautiful century home is truly unique in its structural construction, featuring solid "stacked" exterior walls built with 2x8s laid horizontally all the way to the top. This heavy-timber design provides exceptional natural insulation and superior soundproofing, completely free of the horsehair or sawdust insulation often found in homes of this vintage. Hopefully, the rest of us will be in this good of shape when we get to be 100!Move-in ready and full of charm, the entire property has been freshly painted and refloored throughout. The main floor features an inviting family room addition at the rear, complete with an attached additional bathroom and direct access to a solid, 10-year-old deck perfect for entertaining. The property boasts extensive recent upgrades, including a main roof replaced just 3 years ago, a durable steel roof over the back addition, an updated 100-amp hydro panel, and an updated natural gas furnace. While the home proudly displays its historic character-including some minor floor settling typical and expected for a well-built home over a century old-it has been thoroughly modernized where it counts. Perfectly situated within the City of Kawartha Lakes, this home offers ultimate urban convenience, sitting within easy walking distance to nearly all of downtown Lindsay's local services, shops, and amenities. With 20% down, owning this beautiful, functional home carries for less than the cost of a typical 3-bedroom rental in Lindsay today. Don't miss out on this unique oppertunity!

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $364 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 29 Cambridge St N

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1100-1500 sq ftas stated on the listing
Parking: 2 spaces
Basement: Crawl Space

Features & systems

Parking & garage

Parking spaces: 2

Interior

Basement: Crawl Space

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

29 Cambridge St N Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Nov 3, 2026For saleListedThis listingMLS® X14146568$399,900

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 29 Cambridge St N Compares to the Kawartha Lakes Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Excellent Deal· based on 841 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Kawartha Lakes market, last 90 days

Median sold price: $599,000
Average sold price: $671,217
Average days on market: 46
Homes sold: 511

Closed sales on the TRREB MLS®.

Full Kawartha Lakes market report

Recently sold nearby in Kawartha Lakes

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home29 Cambridge Street N 3 bd · 2 ba · 1,100 sqft	$399,900asking	$364	—	—
58 Winchester Drive 2 bd · 1 ba · 1,100 sqft
4 Second Street 2 bd · 2 ba · 700 sqft
116 Reid Street 2 bd · 2 ba · 1,100 sqft
21 Third Street 3 bd · 1 ba · 700 sqft
793 County Road 121 Road 2 bd · 2 ba · 1,100 sqft
213 Angeline Street 4 bd · 2 ba · 1,100 sqft

58 Winchester Drive
2 bd · 1 ba · 1,100 sqft
4 Second Street
2 bd · 2 ba · 700 sqft
116 Reid Street
2 bd · 2 ba · 1,100 sqft
21 Third Street
3 bd · 1 ba · 700 sqft
793 County Road 121 Road
2 bd · 2 ba · 1,100 sqft
213 Angeline Street
4 bd · 2 ba · 1,100 sqft

Living in Kawartha Lakes: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

Costs, Mortgage & Rental Return for 29 Cambridge St N

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $1,965; 20% down · 25 years · 5.5% assumed
Property tax: $220; 0.66% mill rate · ON
Total per month: $2,185; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$1,965

/mo

based on the purchase price of $399,900

Down payment20%

$79,980 cash

Amortization25 yr

$319,920 financed

Rate5.50%

$269,457 total interest

Principal54%$319,920

Interest46%$269,457

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: ONE PERCENT REALTY LTD., BrokerageMLS® X14146568 · Listing data last updated November 4, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Nov 2· $364/sq ft

Estimated monthly mortgage$1,965/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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