Perfect for downsizing or first tine buyer! This 1.5 storey home located in a quite neighbourhood. Condo alternative - with no condo fees with a low property tax. Main floor has a bedroom, 4 piece bathroom, kitchen and living room. Second floor has 2 extra bedrooms. Private driveway enough for 2 vehicles plus a fully fence side yard, great for your vegetable garden. Furnace and AC updated in 2024. Within walking distance of Pinafore Park, Hospital, Schools, restaurants and shops.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $428 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.
Inside 29 Elmina St
Every detail from the listing, in one place.
Type
Semi-Detached
Style
1 1/2 Storey
Living space
700-1100 sq ftas stated on the listing
Parking
2 spaces
Basement
Unfinished, Full
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Unfinished · Full
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
1 1/2 Storey
Property class
Semi-Detached
29 Elmina St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14127064$299,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 29 Elmina St Compares to the St. Thomas Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$1,473
/mo
based on the purchase price of $299,900
$59,980 cash
$239,920 financed
$202,076 total interest
Principal54%$239,920
Interest46%$202,076
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Keep looking near 29 Elmina St
Homes for sale in St. Thomas
Every active St. Thomas MLS® listing, updated all day.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings245Homes for sale here right now.
Median vs prior 90 days−2.0%Compared with May 2 – Jul 31, 2026: prices down.
Based on 241 sales from Jul 31 – Oct 29, 2026 (168 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 29 Elmina St
How much is 29 Elmina St listed for?
29 Elmina St is listed at $299,900 (MLS® X14127064). Summitly updates the price as soon as the MLS® record changes.
Is $299,900 a good price for 29 Elmina St?
Summitly rates it Good Deal: the asking price is 3% to 10% below Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 29 Elmina St changed?
No — 29 Elmina St is still listed at its original asking price of $299,900.
How many bedrooms and bathrooms does 29 Elmina St have?
29 Elmina St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a semi-detached home in St. Thomas.
How much would the monthly mortgage be on 29 Elmina St?
About $1,473 a month — principal and interest on $299,900 with 20% down ($59,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Are there open houses at 29 Elmina St?
Yes — Saturday, October 31, 1:00 PM – 3:00 PM; Sunday, November 1, 1:00 PM – 3:00 PM. Open-house times come from the listing brokerage and can change, so check this page before you go, or book a private viewing.
How does 29 Elmina St compare with other homes in St. Thomas?
Its asking price of $299,900 is about 43% below the median sold price in St. Thomas over the last 90 days, $525,000, across 241 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 29 Elmina St been sold before?
Summitly has no earlier MLS® sale or lease of 29 Elmina St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 29 Elmina St?
29 Elmina St is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 29 Elmina St been on the market?
29 Elmina St was listed today (October 29, 2026).
What is the price per square foot of 29 Elmina St?
About $273 to $428 per square foot: the asking price of $299,900 over the 700–1,100 sq ft the listing gives as its size range.
