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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
905-553-8500info@summitly.ca

©2026 Summitly. All rights reserved. Coldwell Banker Summit Realty, Brokerage.

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 11 days

    29 Gertrude Street

    Industrial Sector·Hamilton, ON·L8L 4B7·Near Gertrude St & Gage Ave N

    • 4 beds
    Hamilton real estate›X13540144
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    3 upcoming open houses

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    • Open house
      Date TBD
      Time TBD
    Overview

    What this listing tells us

    Property description

    29 Gertrude Street is an investment property within a portfolio. A legal duplex in Hamilton's lower city, offering current income with a clear value-add path. The property is currently generating a 5.44% cap rate with $26,918 in current NOI and 67% occupancy, with 2 of 3 doors currently occupied. One of the three units is month-to-month, creating an opportunity to reset rents to market on turnover and increase income. The property is configured with a 2-bedroom main-floor unit and a 3-room upstairs unit. Separate hydro metering is already in place, with tenants paying their own hydro, helping keep the owner's operating costs low and allowing added rent to flow more directly to NOI. The basement is currently unfinished and vacant, representing the immediate value-add opportunity. A future owner may be able to finish the basement and create a third rentable door, adding a new income stream on top of the in-place NOI without changing the building's footprint, subject to buyer due diligence and any required approvals. The upstairs unit is currently month-to-month and can be brought closer to market rent on turnover, while the vacant basement provides additional rental upside through build-out. With legal-duplex designation, separate hydro metering, current NOI, rent-reset potential, and a clear basement expansion opportunity, 29 Gertrude Street is well positioned for an investor seeking both immediate income and long-term appreciation in a tenant-dense Hamilton lower-city pocket.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jul 7, 2026ListedCurrentFor sale$495,000 —X13540144This page
    Apr 17, 2025Previously listedTer$575,000 —X12092221View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      4
      Heating
      Forced Air
      Air conditioning
      Central Air
      Water source
      Municipal
      Sewer
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 29 Gertrude Street
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $2,432
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $189
    0.46% mill rate · ON
    The market

    How this home sits in the Hamilton market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Hamilton market right now

    Average sold price, days on market, and closed-transaction count for Hamilton — sourced from MLS®.

    • Avg sold price
      —
      Last 30 days
    • Median sold price
      —
      Middle of the market
    • Days on market
      —
      Avg from list to close
    • Closed last 30d
      —
      MLS® transactions
    Full Hamilton market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 29 Gertrude Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 29 Gertrude Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 29 Gertrude Street listed for?

      29 Gertrude Street is listed at $495,000 on the MLS® (listing X13540144). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 29 Gertrude Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Duplex
  4. Asking
    $495,000
    $0 / sqft · MLS® X13540144
    Chat Zara
  5. Zara AI Estimate
    Live valuation

    Not enough neighbourhood comparable data yet to estimate this listing. Chat with Zara for a private valuation.

    Ask Zara
    Market analytics

    Live market data for Hamilton.

    Avg sold price
    —
    Median sold
    —
    Avg days on market
    —
    Recently sold
    —
    See comparable sales
    AI highlights by Zara
    • 29 Gertrude Street is an investment property within a portfolio.
    • A legal duplex in Hamilton's lower city, offering current income with a clear value-add path.
    • The basement is currently unfinished and vacant, representing the immediate value-add opportunity.
    • The upstairs unit is currently month-to-month and can be brought closer to market rent on turnover, while the vacant basement provides additional rental upside through build-out.
    Ask Zara a follow-up
    Sewer
  6. Parking & garage

    3
    Garage
    None
    Parking spaces
    2
    Driveway
    2
  7. Interior

    4
    Basement
    Unfinished
    Family room
    N
    Kitchens
    2
    Total rooms
    10
  8. Exterior & construction

    4
    Exterior
    Brick Front
    Roof
    Asphalt Shingle
    Foundation
    Unknown
    Pool
    None
  9. Listing & possession

    3
    Occupancy
    Available
    Property style
    2-Storey
    Property class
    Duplex
  10. Combined estimate
    $2,621
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $2,432
    /mo
    based on the purchase price of $495,000
    $99,000 cash
    $396,000 financed
    $333,536 total interest
    Monthly payment$2,432/ month
    Principal54%$396,000
    Interest46%$333,536

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable duplexs that just sold in Hamilton

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 11 Holton Avenue
      Sold
      Sign in for price
      11 Holton Avenue
      Duplex
    • 203 John Street
      Sold
      Sign in for price
      203 John Street
      Duplex
    • 1141 Mohawk Road
      Sold
      Sign in for price
      1141 Mohawk Road
      Duplex
    • 252 King Street
      Sold
      Sign in for price
      252 King Street
      Duplex
    • 31-33 HAWTHORNE Avenue
      Sold
      Sign in for price
      31-33 HAWTHORNE Avenue
      Duplex
    • 27 Melrose Avenue
      Sold
      Sign in for price
      27 Melrose Avenue
      Duplex
    AddressBd / BaSqftSold$/sqft% of askSold
    29 Gertrude StreetThis home4 / 211,001,500$495,000ask———
    11 Holton Avenue6 / 51,500—
    203 John Street4 / 31,500—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More duplexs in Hamilton

    Active listings within ±20% of this asking price.

    • 22 Stinson Street
      $539,000
      22 Stinson Street
      Duplex 3 2
    • 647 Wilson Street
      $589,000
      647 Wilson Street
      Duplex 6 3
    • 24 Somerset Avenue
      $479,900
      24 Somerset Avenue
      Duplex 3 2
    • 19 Century Street
      $499,000
      19 Century Street
      Duplex 5 2
    • 105 Cheever Street
      $424,900
      105 Cheever Street
      Duplex 5 2
    • 17 Fairleigh Avenue
      $514,900
      17 Fairleigh Avenue
      Duplex 5 3
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  11. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  12. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  13. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  14. Public listing courtesy of EXP REALTY · displayed on Summitly per MLS® data-share rules

    29 Gertrude Street is a 4-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  15. When was 29 Gertrude Street built?

    The year built for 29 Gertrude Street isn't published in this MLS® feed — ask a Summitly realtor for the construction year from the seller's disclosure.

  16. What is the property tax for 29 Gertrude Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 29 Gertrude Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  17. How much would the monthly mortgage be on 29 Gertrude Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $495,000 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  18. Has 29 Gertrude Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 29 Gertrude Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  19. What neighbourhood is 29 Gertrude Street in?

    29 Gertrude Street is in Industrial Sector, Hamilton. The 'Neighbourhood' section below links to the live Hamilton real estate hub with average sold price, days on market, and current inventory.

  20. Is Hamilton a good place to live?

    Hamilton is one of ON's actively-tracked Summitly markets. The full Hamilton real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  21. 1141 Mohawk Road
    3 / 2
    1,100
    —
    252 King Street3 / 21,500—
    31-33 HAWTHORNE Avenue3 / 21,100—
    27 Melrose Avenue5 / 41,500—