Kawartha Lakes, ON · · MLS® X14032196Updated
$439,900Est. $2,161/mo mortgage
3 Bertie St is a 3-bedroom, 1-bathroom detached home in Kawartha Lakes, listed for $439,900. It has 1500-2000 sq ft of living space.
Coldwell Banker Summit Realty, BrokerageZara is an AI virtual agent. Advisors are licensed REALTORS® at Coldwell Banker Summit Realty, Brokerage.
3 bedroom, 1.5 bath updated and remodeled century home; ideal starter home backing to Kinsmen Park; neutral decor throughout along with easy care vinyl plank flooring on main floor; bright living room open to spacious dining room with built-in display shelves; wide casings/trim/baseboards highlight original charm of home; eat-in kitchen with multiple windows, white cabinetry and open shelving and access to rear yard; main floor laundry and powder room. Upper level complete with 3 bedrooms and 4 piece bath - ready to move in before Christmas; 100 amp electrical. Roof shingles +/- 1year old; FA gas furnace and central air +/-2021; Note: Separate vacant lot adjacent to this property.
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $293 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
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Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
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Zara’s estimate
Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works
Closed sales on the TRREB MLS®.
Full Kawartha Lakes market reportSold prices are shown free to signed-in members, as board rules require.
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119 Fell Station Drive
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2 bd · 2 ba · Detached
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3 bd · 1 ba · Detached
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57 O'reilly Lane
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6 nearby sales vs. this home
Closed sales from MLS®, compared with this home's asking price.
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| Home | Sold price | $ / sqft | % of asking | Sold |
|---|---|---|---|---|
This home3 Bertie Street 3 bd · 1 ba · 1,500 sqft | $439,900asking | $293 | — | — |
| 119 Fell Station Drive 2 bd · 1 ba · 700 sqft | ||||
| 43 McGibbon Boulevard 2 bd · 2 ba · 1,500 sqft | ||||
| 14 Morrison Street 3 bd · 1 ba · 700 sqft | ||||
| 4 Second Street 2 bd · 2 ba · 700 sqft | ||||
| 9 Charlotte Crescent 3 bd · 1 ba · 700 sqft | ||||
| 57 O'reilly Lane 3 bd · 2 ba · 1,100 sqft |
2 bd · 1 ba · 700 sqft
2 bd · 2 ba · 1,500 sqft
3 bd · 1 ba · 700 sqft
2 bd · 2 ba · 700 sqft
3 bd · 1 ba · 700 sqft
3 bd · 2 ba · 1,100 sqft
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20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Listing brokerage: Re/Max All-Stars Realty Inc., BrokerageMLS® X14032196 · Listing data last updated
Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Other 2–3 bed homes for sale in Kawartha Lakes around $440K.
Homes for sale in Kawartha Lakes
Every active Kawartha Lakes MLS® listing, updated all day.
Curated MLS® searches this property belongs to — same city, same shape of home.
Based on 533 sales from Jul 16 – Oct 14, 2026 (339 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
3 Bertie St is listed at $439,900 (MLS® X14032196). Summitly updates the price as soon as the MLS® record changes.
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in Kawartha Lakes. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
No — 3 Bertie St is still listed at its original asking price of $439,900.
3 Bertie St has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in Kawartha Lakes.
About $2,161 a month — principal and interest on $439,900 with 20% down ($87,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
Its asking price of $439,900 is about 27% below the median sold price in Kawartha Lakes over the last 90 days, $602,000, across 533 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Summitly has no earlier MLS® sale or lease of 3 Bertie St on record from the last two years. Older records aren't shown under TRREB rules.
3 Bertie St is in Kawartha Lakes, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
3 Bertie St was listed today (October 14, 2026).
About $220 to $293 per square foot: the asking price of $439,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Yes — the listing gives 2 parking spaces.
The listing describes the basement as: Unfinished.
