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310-3100 Steeles Ave W, Vaughan, ON, L4K 3R1
1-333-345-6868info@summitly.ca

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Listing data is provided by the Toronto Regional Real Estate Board (TRREB) via PropTx and is deemed reliable but not guaranteed. Coldwell Banker Summit Realty, Brokerage — an independently owned and operated Coldwell Banker franchise.

REALTOR® Disclosure▾

For listings in Canada, the trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by The Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The trademarks MLS®, Multiple Listing Service® and the associated logos are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA. Used under license.

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    For sale On market 7 days

    3 Lynch Street

    Coldwater·Severn, ON·L0K 1E0·Near River St. and Lynch St.

    • 3 beds
    Severn real estate›S13440048
    • Overview
    • History
    • Details
    • Location
    • Mortgage
    • Investment
    • Comparables
    • FAQ
    Open house & tour

    1 upcoming open house

    Drop in during an open house, or tour online — no appointment needed.

    • Open house
      Sat, Jun 20
      2026-06-20T15:00:00.000-00:00 – 2026-06-20T16:30:00.000-00:00
      Public
    Walk through online
    Listing agent has provided two interactive tours
    Open virtual tour
    Overview

    What this listing tells us

    Property description

    COLDWATER-Welcome to This Beautifully Maintained Home set on an exceptionally private in-town lot with 145 ft of frontage - nearly double many surrounding properties. The seller describes it best: "It Feels Like Living in The Country While Still Being In Town." The Main Floor offers a Bright Open Kitchen and Dining Area with Open Shelving, a Generous Pantry Closet, 9 ft x 3 ft, and Sliding Glass Doors Leading Directly onto The Deck - The Perfect Spot for Morning Coffee Overlooking The Backyard.***THE DETAILS*** 3 Bedrooms | 2 Baths. The main level features 3 bedrooms and a 4-piece bath. The finished lower level adds flexible living space with an extra bonus rm & gym/family room area, and 3-piece bath, and room for recreation, hobbies, guests, or family gatherings. There is inside entry from the attached 27 ft x 14 ft garage, along with a Laundry/Mechanical room located on the lower level. A cold room provides excellent additional storage for pantry staples, preserves, or seasonal overflow items. A huge side deck directly off The Kitchen extends The Living Space outdoors - Ideal for Entertaining, Dining, Relaxing summer evenings, or simply enjoying The Peaceful Backyard Setting.***MORE INFORMATION***The generous lot may offer future severance potential between the home and the raised garden bed area (buyers are encouraged to complete their own due diligence with the municipality).The seller's passion for gardening is evident throughout the property, with established fruit trees, raised garden beds, and exceptional backyard privacy creating a peaceful outdoor retreat. Conveniently located just 20 mins to Barrie, 15 mins to Orillia, & 5 minutes to Highway 400, this property offers the perfect balance of accessibility and small-town charm. Situated in the heart of Coldwater, you'll enjoy an easy walk to downtown shops, restaurants, trails, and seasonal community events, while still coming home to a tranquil setting that feels more like the country than in-town living.

    Cleaned for readability — original MLS® text was lightly de-abbreviated and decapitalized.

    History

    Listing, price, and tax history

    Every previous listing of this property, every list-price change, and 5 years of estimated annual property tax — switch tabs to drill in.

    DateEventStatusPriceChangeMLS®View
    Jun 12, 2026ListedCurrentFor sale$664,999 —S13440048This page
    May 22, 2026Previously listedTer$699,000 —S13165470View
    Sourced from MLS® · includes all previous listings of this property · tap View to open the archived listing in a new tab
    Property details

    Inside this property

    Systems, finishes, room dimensions, and building information — pulled from the full MLS® feed.

    Features & systems

    Heating, cooling, parking, exterior, lot, possession, and more.

    • Systems

      5
      Heating
      Baseboard
      Air conditioning
      None
      Fireplaces
      1
      Water source
    Location & lifestyle

    Getting around, schools & the block

    Walkability and transit, the nearest schools, an interactive map of the exact spot, and what's nearby.

    📍 3 Lynch Street
    What's nearby

    Points of interest classified by the MLS® feed.

    • Cul de Sac/Dead End
    • Golf
    • Level
    • Place Of Worship
    Financials

    The money — monthly cost, mortgage & return

    Everything financial in one place: what you'd pay each month, a live mortgage calculator at the asking price, and what it could return as a rental.

    Cost of ownership

    A monthly snapshot at typical assumptions — personalize the mortgage just below.

    Est. monthly mortgage
    $3,267
    20% down · 25y · 5.50% — adjust below ↓
    Est. monthly property tax
    $201
    0.36% mill rate · ON
    The market

    How this home sits in the Severn market

    Live neighbourhood stats, the closed sales you'd negotiate against, and comparable active listings.

    The Severn market right now

    Average sold price, days on market, and closed-transaction count for Severn — sourced from MLS®.

    • Avg sold price
      $843,754
      Last 30 days
    • Median sold price
      $725,000
      Middle of the market
    • Days on market
      63 d
      Avg from list to close
    • Closed last 30d
      69
      MLS® transactions
    Full Severn market report
    Buy with Coldwell Banker Summit Realty

    We'll get you into 3 Lynch Street — the seller pays our commission

    On every MLS® listing in Canada, the seller's brokerage pays a cooperating commission to whoever brings the buyer. Buyer representation is free to you.

    Free buyer representation · Coldwell Banker® affiliate

    $0 to you. The seller pays our fee.

    On every MLS® listing in Canada, the seller's brokerage advertises a cooperating commission for the buyer's agent. A Coldwell Banker Summit Realty agent represents you — you owe us nothing.

    Call now
    Due diligence

    Property flags & disclosures

    An automated scan of public records and news for anything a buyer should know about this specific address — liens, outstanding work orders, or stigma-related history. We never invent flags.

    Nothing concerning surfaced — all clear.

    We scanned public records and news for liens, outstanding work orders, and stigma-related history (e.g. a former grow-op or fire) at 3 Lynch Street and found nothing flagged. We re-check automatically as new records publish.

    Frequently asked

    Common questions about this property

    Tap a question to expand the answer. Short, direct answers tuned for AI search and voice assistants.

    • How much is 3 Lynch Street listed for?

      3 Lynch Street is listed at $664,999 on the MLS® (listing S13440048). The price refreshes on Summitly within minutes of any MLS® change.

    • How many bedrooms, bathrooms, and square feet does 3 Lynch Street have?

    Coldwell Banker Summit Realty is a RECO-licensed Ontario real estate brokerage, independently owned and operated. Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Listing data is sourced from MLS® and is provided for informational purposes only — not guaranteed accurate by the MLS® or its members. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

  1. 2 baths
  2. 1100-1500 sqft
  3. Detached
  4. Built 31-50
  5. Asking
    $664,999
    $0 / sqft · MLS® S13440048
    Chat Zara
  6. Zara AI Estimate
    Live · refreshes nightly
    Estimated value
    $843,754
    $776,254Confidence range$911,254
    Asking vs estimate
    ↓below
    −$178,755
    (-21.2%)
    Asking is below estimate
    Run the affordability numbers

    Based on the city's average sold price, adjusted for 3 bedrooms (no sqft on file).

    Market analytics

    Homes like this in Severn sell in about 63 days — this one has been listed 7 days.

    Avg sold price
    $843,754
    Median sold
    $725,000
    Avg days on market
    63
    Recently sold
    69
    See comparable sales
    Watch video tour
    AI highlights by Zara
    • COLDWATER-Welcome to This Beautifully Maintained Home set on an exceptionally private in-town lot with 145 ft of frontage - nearly double many surrounding properties.
    • The main level features 3 bedrooms and a 4-piece bath.
    • The finished lower level adds flexible living space with an extra bonus rm & gym/family room area, and 3-piece bath, and room for recreation, hobbies, guests, or family gatherings.
    • There is inside entry from the attached 27 ft x 14 ft garage, along with a Laundry/Mechanical room located on the lower level.
    Ask Zara a follow-up
    Municipal
    Sewer
    Sewer
  7. Parking & garage

    4
    Garage
    Attached
    Garage spaces
    1
    Parking spaces
    5
    Driveway
    Inside Entry, Private Double
  8. Interior

    5
    Basement
    Finished
    Family room
    Y
    Kitchens
    1
    Total rooms
    8
    Laundry level
    Lower Level
  9. Exterior & construction

    5
    Exterior
    Brick
    Roof
    Metal
    Foundation
    Concrete Block
    View
    Garden, Trees/Woods
    Pool
    None
  10. Lot & land

    2
    Year built
    31-50
    Zoning
    R1
  11. Listing & possession

    4
    Possession
    2026-06-25T00:00:00.000-00:00
    Occupancy
    to be determined
    Property style
    Bungalow-Raised
    Property class
    Detached
  12. Room-by-room · 14 rooms

    Every room with its dimensions, level, and notable features.

    Room dimensions

    Main level

    9 rooms
    • Kitchen
      13.7 × 11.3 ft
    • Living Room
      17.4 × 14.8 ft
    • Foyer
      5.2 × 21.0 ft
    • Bedroom
      13.7 × 12.1 ft
    • Dining Room
      11.5 × 13.5 ft
    • Bedroom 2
      10.3 × 13.3 ft
    • Bedroom
      13.6 × 9.0 ft
    • Pantry
      9.0 × 3.0 ft
    • Bathroom
      6.2 × 8.8 ft

    Lower level

    5 rooms
    • Recreation
      23.7 × 13.3 ft
    • Office
      10.4 × 13.3 ft
    • Laundry
      12.4 × 6.8 ft
    • Bathroom
      6.1 × 6.8 ft
    • Cold Room/Cantina
      5.2 × 13.5 ft
  13. Wooded/Treed
  14. River/Stream
  15. Combined estimate
    $3,468
    Mortgage + tax · before condo / insurance

    Mortgage & affordability

    Today's best Canadian rates from Mortgage Squad, then a live calculator — adjust down payment, amortization, and rate, and email yourself the report.

    Today's rates · Powered by Mortgage Squad
    350+ lender access · Best rate matched in 2 min
    Lock my rate
    • Best
      5-yr Fixed · Insured
      4.09%
      0.40% below banks
    • 5-yr Fixed · Conventional
      4.34%
      APR · OAC
    • 3-yr Fixed · Conventional
      4.49%
      APR · OAC
    • 5-yr Variable · Variable
      4.85%
      APR · OAC
    Rates indicative · Updated today · OAC, subject to underwritingSee all Mortgage Squad rates →
    Affordability calculator
    Estimated monthly payment
    $3,267
    /mo
    based on the purchase price of $664,999
    $133,000 cash
    $531,999 financed
    $448,083 total interest
    Monthly payment$3,267/ month
    Principal54%$531,999
    Interest46%$448,083

    20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

    Email this mortgage report to yourself

    Save the full affordability breakdown — down payment, monthly, interest paid, and today's Mortgage Squad rate — in your inbox. Create a free Summitly account to save it, get rate-drop alerts, and build a shortlist.

    Create account & email meor send as guest
    Get pre-approved in minutes

    Know exactly what you can afford — a no-obligation pre-approval from Mortgage Squad.

    Get pre-approved

    Rental income & return

    What this home could rent for and the return at the asking price — an AI estimate against real property tax and condo fees.

    Est. monthly rent
    low–high
    Gross yield
    rent × 12 ÷ price
    Cap rate (est.)
    net of tax + fees

    AI estimate for discussion only — not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price and real property tax.

    Comparable detacheds that just sold in Severn

    Swipe the closed sales, then use the table for a side-by-side $/sqft comparison against this home.

    • 1191 Anderson Line
      Sold
      Sign in for price
      1191 Anderson Line
      Detached
    • 2973 Matchedash Street
      Sold
      Sign in for price
      2973 Matchedash Street
      Detached
    • 3693 Town Line
      Sold
      Sign in for price
      3693 Town Line
      Detached
    • 3127 Grange Avenue
      Sold
      Sign in for price
      3127 Grange Avenue
      Detached
    • 1878 Ridley Boulevard
      Sold
      Sign in for price
      1878 Ridley Boulevard
      Detached
    • 2531 Baguley Road
      Sold
      Sign in for price
      2531 Baguley Road
      Detached
    AddressBd / BaSqftSold$/sqft% of askSold
    3 Lynch StreetThis home3 / 211,001,500$664,999ask———
    1191 Anderson Line3 / 2700—
    2973 Matchedash Street4 / 22,000—
    Sold prices are hidden under TRREB rules. Sign in to reveal them.

    More detacheds in Severn

    Active listings within ±20% of this asking price.

    • 3204 Vasey Road
      $734,900
      3204 Vasey Road
      Detached 3 2
    • 12804 County Road 16
      $699,900
      12804 County Road 16
      Detached 3 2
    • 1209 Balkwill Line
      $774,900
      1209 Balkwill Line
      Detached 3 2
    • 3164 Searidge Street
      $738,044
      3164 Searidge Street
      Detached 3 3
    • 3317 Summerhill Way
      $700,000
      3317 Summerhill Way
      Detached 4 3
    • 2183 Brennan Line
      $674,900
      2183 Brennan Line
      Detached 3 2
    AI-first listing data

    Zara's valuation, full price history, room insights, and live MLS® refresh — all in one feed. No more comparing 4 sites.

  16. One team, no handoffs

    Your realtor, mortgage broker, and offer-night closing team work side-by-side. One conversation, not three.

  17. Showings on YOUR schedule

    Same-day showings for shortlisted homes, evenings + weekends. Your Coldwell Banker Summit Realty agent coordinates with the listing brokerage.

  18. Mortgage that closes

    Pre-approval, rate hold, and 350+ lender access via Mortgage Squad Advisors — no juggling lender chats yourself.

  19. Public listing courtesy of Royal LePage In Touch Realty · displayed on Summitly per MLS® data-share rules

    3 Lynch Street is a 3-bedroom, 2-bath, 1100-1500 sqft. Full room dimensions and floor breakdown are in the 'Rooms' section of this page.

  20. When was 3 Lynch Street built?

    3 Lynch Street was built in 31-50. Construction style, foundation, roof material, and EnerGuide rating (when published) are in the 'Features' section above.

  21. What is the property tax for 3 Lynch Street?

    The 'Property tax' tab in the History section shows the most recent annual tax for 3 Lynch Street plus a 5-year breakdown with YoY % change. Monthly equivalent is shown alongside.

  22. How much would the monthly mortgage be on 3 Lynch Street?

    The affordability calculator on this page shows an estimated monthly mortgage for $664,999 at 20% down, 25-year amortization, and 5.5% rate. Adjust the sliders to model your own down payment and rate.

  23. Has 3 Lynch Street been sold before?

    The 'Listing history' tab above lists every previous MLS® listing of 3 Lynch Street with its list date, sold price (when sold), and final status. Each row is colour-coded with price-change arrows.

  24. What neighbourhood is 3 Lynch Street in?

    3 Lynch Street is in Coldwater, Severn. The 'Neighbourhood' section below links to the live Severn real estate hub with average sold price, days on market, and current inventory.

  25. Is Severn a good place to live?

    Severn is one of ON's actively-tracked Summitly markets. The full Severn real estate hub covers live average sold price, days on market, and neighbourhood-level inventory.

  26. 3693 Town Line
    3 / 2
    2,000
    —
    3127 Grange Avenue3 / 21,100—
    1878 Ridley Boulevard4 / 31,500—
    2531 Baguley Road2 / 31,500—