Priced to sell! This large two storey home is perfect for those wanting to get into the housing market at a great price point. Clean, bright and ready for occupancy, this home boasts three bedrooms, 2 bathrooms and a large attic flex space that could be a rec room, an office, a play room for the kids or make it a large fourth bedroom. This home has been lovingly cared for, with a cozy feel and it is located in the beautiful Ridley area of St. Catharines. It is also centrally located, close to the Downtown core, Ridley College and the GO station. Around the corner is the popular Martindale and Fourth Avenue area which has numerous restaurants and shopping options. DRY partially finished basement offers a two piece bathroom and laundry area. Added space should you wish to finish it! Step out back and enjoy the fully fenced yard and cozy deck area. The detached garage has hydro and could also be used as an office space or workshop for the handyman enthusiast. Opportunities are endless in this beautiful home.
3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $350 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 3 Victoria St
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
3 spacesYes garage
Basement
Partially Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
3
Interior
Basement
Partially Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
3 Victoria St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X14117472$524,900
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 3 Victoria St Compares to the St. Catharines Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,579
/mo
based on the purchase price of $524,900
$104,980 cash
$419,920 financed
$353,683 total interest
Principal54%$419,920
Interest46%$353,683
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
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Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in St. Catharines
Other 2–4 bed homes for sale in St. Catharines around $525K.
Average days on market38Homes sold in about 38 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings759Homes for sale here right now.
Median vs prior 90 days0.0%Compared with Apr 29 – Jul 28, 2026.
Based on 580 sales from Jul 28 – Oct 26, 2026 (499 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
3 Victoria St is listed at $524,900 (MLS® X14117472). Summitly updates the price as soon as the MLS® record changes.
Is $524,900 a good price for 3 Victoria St?
Summitly rates it Excellent Deal: the asking price is 10% or more below Zara's estimate, an estimate built from recent sales in St. Catharines. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 3 Victoria St changed?
No — 3 Victoria St is still listed at its original asking price of $524,900.
How many bedrooms and bathrooms does 3 Victoria St have?
3 Victoria St has 3 bedrooms and 1 bathroom, with about 1,500–2,000 square feet of living space. It is a detached home in St. Catharines.
Is 3 Victoria St close to transit?
The nearest rapid-transit station is St. Catharines GO Station (Lakeshore West GO), about 200 m (about a 2-minute walk) in a straight line. Distances are straight-line, not walking routes; check the transit agency for routes and schedules.
How much would the monthly mortgage be on 3 Victoria St?
About $2,579 a month — principal and interest on $524,900 with 20% down ($104,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 3 Victoria St compare with other homes in St. Catharines?
Its asking price of $524,900 is about 5% below the median sold price in St. Catharines over the last 90 days, $550,000, across 580 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 3 Victoria St been sold before?
Summitly has no earlier MLS® sale or lease of 3 Victoria St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 3 Victoria St?
3 Victoria St is in St. Catharines, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 3 Victoria St been on the market?
3 Victoria St was listed today (October 26, 2026).
What is the price per square foot of 3 Victoria St?
About $262 to $350 per square foot: the asking price of $524,900 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 3 Victoria St have parking or a garage?
Yes — the listing gives 3 parking spaces. Garage: Yes.
