31 Neal Ave is a 3-bedroom, 2-bathroom detached home in St. Thomas, listed for $565,000. It has 1100-1500 sq ft of living space.
1Welcome to 31 Neal Ave, St.
2This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms.
Welcome to 31 Neal Ave, St. Thomas! This well-maintained Collier built bungalow with concrete drive offers comfortable main floor living with 3 bedrooms, lots of lower living space, and 2, 3-piece bathrooms. Updates include roof, newer windows, upgraded kitchen cabinets, and appliances, updated flooring throughout the main living area, a owned tankless water heater, upgraded insulation in the attic, and upgraded heat pump.Enjoy your morning coffee on the beautiful updated front porch, or entertain guests on the back deck. The lower level adds even more living space with a large family room featuring a gas fireplace, a bar area, the second 3 piece bath, a workshop for all your hobbies, and a cold cellar with plenty of storage.Tastefully decorated and full of thoughtful updates, this home checks all the boxes for first-time buyers, someone looking to downsize, or anyone looking for convenient main floor living at a reasonable price, in a great area.
3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $514 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 31 Neal Ave
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
1100-1500 sq ftas stated on the listing
Parking
2 spacesYes garage
Basement
Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
2
Interior
Basement
Finished
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
Bungalow
Property class
Detached
31 Neal Ave Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,776
/mo
based on the purchase price of $565,000
$113,000 cash
$452,000 financed
$380,703 total interest
Principal54%$452,000
Interest46%$380,703
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in St. Thomas
Other 2–3 bed homes for sale in St. Thomas around $565K.
Average days on market44Homes sold in about 44 days on average.
Sale-to-list ratio97.6%On average, homes sold below asking.
Active listings255Homes for sale here right now.
Median vs prior 90 days−2.9%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 239 sales from Jul 24 – Oct 22, 2026 (163 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 31 Neal Ave
How much is 31 Neal Ave listed for?
31 Neal Ave is listed at $565,000 (MLS® X13492528). Summitly updates the price as soon as the MLS® record changes.
Is $565,000 a good price for 31 Neal Ave?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in St. Thomas. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 31 Neal Ave changed?
Yes — it was first listed at $572,000 and is now $565,000, a drop of $7,000 (1.2%).
How many bedrooms and bathrooms does 31 Neal Ave have?
31 Neal Ave has 3 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a detached home in St. Thomas.
How much would the monthly mortgage be on 31 Neal Ave?
About $2,776 a month — principal and interest on $565,000 with 20% down ($113,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 31 Neal Ave compare with other homes in St. Thomas?
Its asking price of $565,000 is about 8% above the median sold price in St. Thomas over the last 90 days, $525,000, across 239 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 31 Neal Ave been sold before?
Summitly has no earlier MLS® sale or lease of 31 Neal Ave on record from the last two years. Older records aren't shown under TRREB rules.
Where is 31 Neal Ave?
31 Neal Ave is in St. Thomas, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 31 Neal Ave been on the market?
119 days — 31 Neal Ave was listed on June 25, 2026.
What is the price per square foot of 31 Neal Ave?
About $377 to $514 per square foot: the asking price of $565,000 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 31 Neal Ave have parking or a garage?
Yes — the listing gives 2 parking spaces. Garage: Yes.
Does 31 Neal Ave have a basement, and is it finished?