31 Victoria Terrace, Grimsby Ontario. Located in Historic Grimsby Beach, a quaint little beach community, on city sewer and water. Fronting on Lake Ontario with a fantastic view of Toronto. Easy access to QEW, both Niagara and Toronto bound. Beautiful Victorian with 4 bedrooms, 2 washrooms and beautiful gourmet kitchen. Surrounded by parklands, this home has been extensively updated. Driveway and courtyard are poured concrete. On the west side of the home is another deeded waterfront lot. On the east side of the home, a closed road allowance. Adjacent to that is a municipally owned lot (never to be built on). So lots of privacy is assured. The beach (approx. 1/4 mile long) and fishing pier within steps. Enjoy watersports, swimming or just plain beaching. It's like living at the cottage all year round without the hassle of sitting in traffic for hours.
3 bedrooms, 2 bathrooms, about 1,500 sq ft, works out to roughly $933 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.
Inside 31 Victoria Terr N
Every detail from the listing, in one place.
Type
Detached
Style
2-Storey
Living space
1500-2000 sq ftas stated on the listing
Parking
2 spaces
Basement
Crawl Space
Features & systems
Parking & garage
Parking spaces
2
Interior
Basement
Crawl Space
Lot & land
Lot size (sqft)
0
Listing & possession
Property style
2-Storey
Property class
Detached
31 Victoria Terr N Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$6,873
/mo
based on the purchase price of $1,399,000
$279,800 cash
$1,119,200 financed
$942,660 total interest
Principal54%$1,119,200
Interest46%$942,660
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
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Similar homes for sale nearby in Grimsby
Other 3–4 bed homes for sale in Grimsby around $1.4M.
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio97.3%On average, homes sold below asking.
Active listings182Homes for sale here right now.
Median vs prior 90 days+3.3%Compared with Apr 25 – Jul 24, 2026: prices up.
Based on 162 sales from Jul 24 – Oct 22, 2026 (111 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 31 Victoria Terr N
How much is 31 Victoria Terr N listed for?
31 Victoria Terr N is listed at $1,399,000 (MLS® X13436304). Summitly updates the price as soon as the MLS® record changes.
Is $1,399,000 a good price for 31 Victoria Terr N?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Grimsby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 31 Victoria Terr N changed?
Yes — it was first listed at $1,495,000 and is now $1,399,000, a drop of $96,000 (6.4%).
How many bedrooms and bathrooms does 31 Victoria Terr N have?
31 Victoria Terr N has 3 bedrooms and 2 bathrooms, with about 1,500–2,000 square feet of living space. It is a detached home in Grimsby.
How much would the monthly mortgage be on 31 Victoria Terr N?
About $6,873 a month — principal and interest on $1,399,000 with 20% down ($279,800), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 31 Victoria Terr N compare with other homes in Grimsby?
Its asking price of $1,399,000 is about 93% above the median sold price in Grimsby over the last 90 days, $723,250, across 162 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 31 Victoria Terr N been sold before?
Summitly has no earlier MLS® sale or lease of 31 Victoria Terr N on record from the last two years. Older records aren't shown under TRREB rules.
Where is 31 Victoria Terr N?
31 Victoria Terr N is in Grimsby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 31 Victoria Terr N been on the market?
133 days — 31 Victoria Terr N was listed on June 11, 2026.
What is the price per square foot of 31 Victoria Terr N?
About $700 to $933 per square foot: the asking price of $1,399,000 over the 1,500–2,000 sq ft the listing gives as its size range.
Does 31 Victoria Terr N have parking or a garage?
Yes — the listing gives 2 parking spaces.
Does 31 Victoria Terr N have a basement, and is it finished?
The listing describes the basement as: Crawl Space.
