Welcome to 315 Oxford Street, a turnkey legal duplex offering an excellent combination of income potential, functionality, parking, and outdoor living in a desirable Orillia neighbourhood.The main level features a spacious 3-bedroom, 1-bathroom layout with a large, bright living room filled with natural light and complemented by pot lighting. The updated kitchen offers a sleek, modern design with LG stainless steel appliances, backsplash, double sink, and ample workspace. Laminate flooring runs throughout the main living areas, while the updated 4-piece bathroom features attractive tile. One of the standout features of the main floor is the private side-yard access, leading to a beautiful private deck and landscaped green space. Enjoy your own outdoor retreat complete with gardens, rocks, mature shrubs, and plenty of room to relax or entertain. The lower level offers a completely separate 1-bedroom, 1-bathroom apartment with its own entrance and walk-up access. Bright and inviting, the lower unit features a large bedroom, spacious 3-piece tiled bathroom, and shared laundry/utility space. This setup provides excellent flexibility for rental income, extended family, or additional living accommodations.Outside, the property truly stands apart. The premium parking configuration provides up to 9 parking spaces, including room for approximately 6 vehicles for the main unit. The large rear yard has been recently fully fenced and includes an impressive poured concrete pad, a 10' x 20' shed with a metal roof, and abundant space for storage, equipment, vehicles, or future improvements. There is even potential to add a garage, subject to the appropriate approvals.Whether you're looking for a strong investment property, a home with rental income potential, or a versatile property for extended family, 315 Oxford Street offers an exceptional opportunity with the space, parking, outdoor amenities, and legal duplex configuration to match.
4 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $591 per square foot. Chat with Zara if you'd like a deeper read on whether this duplex fits your budget and timing.
Inside 315 Oxford St
Every detail from the listing, in one place.
Type
Duplex
Style
2-Storey
Living space
1100-1500 sq ftas stated on the listing
Parking
10 spaces
Basement
Apartment, Finished
Features & systems
Parking & garage
Parking spaces
10
Interior
Basement
Apartment · Finished
Lot & land
Lot size (sqft)
0.14
Listing & possession
Property style
2-Storey
Property class
Duplex
315 Oxford St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$3,193
/mo
based on the purchase price of $649,900
$129,980 cash
$519,920 financed
$437,909 total interest
Principal54%$519,920
Interest46%$437,909
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Oxford Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 315 Oxford St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 315 Oxford St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
A licensed local agent
Your agent shows you the home, checks the paperwork and negotiates your offer, on your side, not the seller's.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Orillia
Other 3–4 bed homes for sale in Orillia around $650K.
Average days on market42Homes sold in about 42 days on average.
Sale-to-list ratio96.4%On average, homes sold below asking.
Active listings281Homes for sale here right now.
Median vs prior 90 days−4.6%Compared with Apr 25 – Jul 24, 2026: prices down.
Based on 227 sales from Jul 24 – Oct 22, 2026 (147 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 315 Oxford St
How much is 315 Oxford St listed for?
315 Oxford St is listed at $649,900 (MLS® S13714740). Summitly updates the price as soon as the MLS® record changes.
Is $649,900 a good price for 315 Oxford St?
Summitly rates it Above Market: the asking price is 5% to 15% above Zara's estimate, an estimate built from recent sales in Orillia. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 315 Oxford St changed?
Yes — it was first listed at $675,000 and is now $649,900, a drop of $25,100 (3.7%).
How many bedrooms and bathrooms does 315 Oxford St have?
315 Oxford St has 4 bedrooms and 2 bathrooms, with about 1,100–1,500 square feet of living space. It is a duplex in Orillia.
How much would the monthly mortgage be on 315 Oxford St?
About $3,193 a month — principal and interest on $649,900 with 20% down ($129,980), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 315 Oxford St compare with other homes in Orillia?
Its asking price of $649,900 is about 14% above the median sold price in Orillia over the last 90 days, $567,777, across 227 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 315 Oxford St been sold before?
Summitly has no earlier MLS® sale or lease of 315 Oxford St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 315 Oxford St?
315 Oxford St is in Orillia, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 315 Oxford St been on the market?
57 days — 315 Oxford St was listed on August 26, 2026.
What is the price per square foot of 315 Oxford St?
About $433 to $591 per square foot: the asking price of $649,900 over the 1,100–1,500 sq ft the listing gives as its size range.
Does 315 Oxford St have parking or a garage?
Yes — the listing gives 10 parking spaces.
Does 315 Oxford St have a basement, and is it finished?
The listing describes the basement as: Apartment, Finished.