DetachedOn market 58 days

318 Elizabeth St, St. Marys

Name: 318 Elizabeth Street
SKU: X13706430
Price: 825000 CAD
Availability: InStock

St. Marys, ON · · MLS® X13706430Updated September 21, 2026

$825,000Est. $4,053/mo mortgage

Bedrooms: 3
Bathrooms: 1
Living space: 1500–2000sq ft
Parking spaces: 9

Type Detached
Lot 50 acres
Garage Yes
Basement Partially Finished

What you should know

318 Elizabeth St is a 3-bedroom, 1-bathroom detached home in St. Marys, listed for $825,000. It has 1500-2000 sq ft of living space.

It's an outdoor oasis with a heated on-ground pool wrapped in decking, a covered gazebo patio for dinners, raised garden beds, and mature trees for privacy.
Off the back, you get a deck and a side patio that tie the whole yard together.The detached garage is the showstopper.
There's a concrete drive at the garage plus a paver drive out front, so there's parking for everyone.Inside, the layout just works.

Ask Zara:

3 Bed, 1 Bath Detached Home in St. Marys

About 318 Elizabeth Street

This one has the whole package, and it starts in the backyard. It's an outdoor oasis with a heated on-ground pool wrapped in decking, a covered gazebo patio for dinners, raised garden beds, and mature trees for privacy. Out front there's a covered porch made for morning coffee. Off the back, you get a deck and a side patio that tie the whole yard together.The detached garage is the showstopper. Oversized, double car, heated, with a workshop and a loft above. There's a concrete drive at the garage plus a paver drive out front, so there's parking for everyone.Inside, the layout just works. Three bedrooms, one and a half baths, and an addition that added a bright family room, main floor laundry, and a powder room. The kitchen and baths are updated, and there's a formal dining room for dinners with the family. The upstairs full bath is a treat, with a soaker tub and a separate oversized shower.The big items are done. Roof with ice and rain shield (2023), furnace and A/C (2021), hot water tank and water softener (2021), and in 2003 the home was taken to the studs with new wiring, plumbing, windows and spray foam. There's even an EV charger in the garage.Location seals it. Walking distance to schools, parks, the rec centre and downtown St. Marys. If you don't know the Stonetown, you're in for a treat. Think limestone heritage buildings, the spring-fed quarry, great local shops and restaurants, and a real sense of community. Small-town Ontario at its best.

3 bedrooms, 1 bathroom, about 1,500 sq ft, works out to roughly $550 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 318 Elizabeth St

Every detail from the listing, in one place.

Type: Detached
Style: 1 1/2 Storey
Living space: 1500-2000 sq ftas stated on the listing
Parking: 9 spacesYes garage
Basement: Partially Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 9

Interior

Basement: Partially Finished

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0.311

Listing & possession

Property style: 1 1/2 Storey
Property class: Detached

318 Elizabeth St Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 24, 2026For saleListedThis listingMLS® X13706430$825,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 318 Elizabeth St Compares to the St. Marys Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 80 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

St. Marys market, last 90 days

Median sold price: $574,000
Average sold price: $587,009
Average days on market: 69
Homes sold: 45

Closed sales on the TRREB MLS®.

Full St. Marys market report

Recently sold nearby in St. Marys

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home318 Elizabeth Street 3 bd · 1 ba · 1,500 sqft	$825,000asking	$550	—	—
296 Glass Street 4 bd · 3 ba · 1,100 sqft
138 Millson Crescent 3 bd · 3 ba · 1,100 sqft
10 Dunsford Crescent 3 bd · 2 ba · 700 sqft
94 Wilson Court 4 bd · 3 ba · 2,000 sqft
94 William Street 3 bd · 2 ba · 700 sqft
29 Dunsford Crescent 3 bd · 2 ba · 1,100 sqft

296 Glass Street
4 bd · 3 ba · 1,100 sqft
138 Millson Crescent
3 bd · 3 ba · 1,100 sqft
10 Dunsford Crescent
3 bd · 2 ba · 700 sqft
94 Wilson Court
4 bd · 3 ba · 2,000 sqft
94 William Street
3 bd · 2 ba · 700 sqft
29 Dunsford Crescent
3 bd · 2 ba · 1,100 sqft

Living in St. Marys: Location & Amenities

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Costs, Mortgage & Rental Return for 318 Elizabeth St

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $4,053; 20% down · 25 years · 5.5% assumed
Property tax: $454; 0.66% mill rate · ON
Total per month: $4,507; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

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Estimated monthly payment

$4,053

/mo

based on the purchase price of $825,000

Down payment20%

$165,000 cash

Amortization25 yr

$660,000 financed

Rate5.50%

$555,893 total interest

Principal54%$660,000

Interest46%$555,893

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: Peak Select Realty Inc, BrokerageMLS® X13706430 · Listing data last updated September 21, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 23· $550/sq ft

Estimated monthly mortgage$4,053/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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