DetachedListed 2 days ago

3198 Thunder Bay Rd, Fort Erie

Name: 3198 Thunder Bay Road
SKU: X14099746
Price: 1299999 CAD
Availability: InStock

Fort Erie, ON · · MLS® X14099746Updated October 20, 2026

$1,299,999Est. $6,387/mo mortgage

Bedrooms: 2
Bathrooms: 3
Living space: 1500–2000sq ft
Parking spaces: 8

Type Detached
Garage Yes
Basement Finished

What you should know

3198 Thunder Bay Rd is a 2-bedroom, 3-bathroom detached home in Fort Erie, listed for $1,299,999. It has 1500-2000 sq ft of living space.

A heated inground pool with a cascading waterfall sets the stage for sun-filled afternoons and leisurely summer evenings, while expansive green space offers room to play, unwind, and entertain.
At the heart of the outdoor entertaining space, a stunning kitchen featuring natural stone, granite countertops, a built-in grill, Green Egg smoker, and stainless steel cooler makes hosting effortless and memorable.
Custom cabinetry and a chef-inspired kitchen with a generous island create a sophisticated yet welcoming gathering space.

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1 Upcoming Open House at 3198 Thunder Bay Rd

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Sunday, October 252:00 PM – 4:00 PMIn person · no booking neededAdd to Google Calendar (opens in a new tab)Apple / Outlook (.ics)

2 Bed, 3 Bath Detached Home in Fort Erie

About 3198 Thunder Bay Road

Welcome to your Ridgeway Retreat, where resort-style luxury and the warmth of home come together to make every day feel extraordinary. Set on almost half an acre in a sought-after Ridgeway neighbourhood, this custom-built home offers over 3,300 sq. ft. of finished living space, where upscale design, refined interiors, and an extraordinary backyard oasis create a lifestyle that feels like a permanent escape.Step outside and experience your own private resort. A heated inground pool with a cascading waterfall sets the stage for sun-filled afternoons and leisurely summer evenings, while expansive green space offers room to play, unwind, and entertain. The beautifully appointed pool house, complete with a bathroom, bar, and TV, brings an added level of convenience to poolside living. At the heart of the outdoor entertaining space, a stunning kitchen featuring natural stone, granite countertops, a built-in grill, Green Egg smoker, and stainless steel cooler makes hosting effortless and memorable. Interlocking stone, a covered patio, professional landscaping, and an irrigation system complete this beautifully curated outdoor setting. A newer exposed aggregate driveway leads to a grand entrance with custom double doors, introducing interiors where elegance and comfort exist in perfect balance. Custom cabinetry and a chef-inspired kitchen with a generous island create a sophisticated yet welcoming gathering space. Fireplaces on both levels bring warmth and ambiance, while the recreation room, complete with a pool table and wet bar, sets the scene for relaxed evenings and entertaining. The heated garage features raised door tracks to accommodate a golf simulator setup for year-round enjoyment, while an EV charger adds a modern touch of convenience. A private retreat where luxury meets comfort, and every space feels like home. Enjoy the best of both worlds, with refined living, inviting warmth, and a resort-inspired lifestyle that makes coming home the best part of every day.

2 bedrooms, 3 bathrooms, about 1,500 sq ft, works out to roughly $867 per square foot, the bed-to-bath ratio is generous. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.

Inside 3198 Thunder Bay Rd

Every detail from the listing, in one place.

Type: Detached
Style: Bungalow
Living space: 1500-2000 sq ftas stated on the listing
Parking: 8 spacesYes garage
Basement: Finished

Features & systems

Parking & garage

Garage: Yes
Parking spaces: 8

Interior

Basement: Finished

Exterior & construction

Pool: Yes

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Bungalow
Property class: Detached

3198 Thunder Bay Rd Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Oct 20, 2026For saleListedThis listingMLS® X14099746$1,299,999

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 3198 Thunder Bay Rd Compares to the Fort Erie Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Well Above Market· based on 412 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Fort Erie market, last 90 days

Median sold price: $561,000
Average sold price: $593,868
Average days on market: 59
Homes sold: 262

Closed sales on the TRREB MLS®.

Full Fort Erie market report

Recently sold nearby in Fort Erie

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home3198 Thunder Bay Road 2 bd · 3 ba · 1,500 sqft	$1,299,999asking	$867	—	—
37 Concession Road 3 bd · 2 ba · 700 sqft
1133 Dipietro Street 2 bd · 2 ba · 1,100 sqft
3765 Rebstock Road 4 bd · 4 ba · 1,500 sqft
147 CAIRNS Crescent 3 bd · 2 ba · 1,100 sqft
350 Belleview Boulevard 2 bd · 1 ba · 700 sqft
96 Schooley Road 2 bd · 2 ba · 1,100 sqft

37 Concession Road
3 bd · 2 ba · 700 sqft
1133 Dipietro Street
2 bd · 2 ba · 1,100 sqft
3765 Rebstock Road
4 bd · 4 ba · 1,500 sqft
147 CAIRNS Crescent
3 bd · 2 ba · 1,100 sqft
350 Belleview Boulevard
2 bd · 1 ba · 700 sqft
96 Schooley Road
2 bd · 2 ba · 1,100 sqft

Living in Fort Erie: Location & Amenities

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Costs, Mortgage & Rental Return for 3198 Thunder Bay Rd

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $6,387; 20% down · 25 years · 5.5% assumed
Property tax: $715; 0.66% mill rate · ON
Total per month: $7,102; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$6,387

/mo

based on the purchase price of $1,299,999

Down payment20%

$260,000 cash

Amortization25 yr

$1,039,999 financed

Rate5.50%

$875,952 total interest

Principal54%$1,039,999

Interest46%$875,952

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

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Listing brokerage: COLDWELL BANKER MOMENTUM REALTY, BROKERAGEMLS® X14099746 · Listing data last updated October 20, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Oct 19· $867/sq ft

Estimated monthly mortgage$6,387/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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