320 Mud St is a 3-bedroom, 1-bathroom detached home in Grimsby, listed for $540,000. It has 700-1100 sq ft of living space.
1The main floor features three bedrooms, a 4-piece bathroom, living room, dining room and kitchen, all arranged on one level.
2The full basement provides additional space with a large recreation room, laundry area and utility room, along with plenty of room for storage or future improvement.
3BasementFull, Partially Finished, as described in the listing.
An affordable opportunity to get into rural living, 320 Mud Street offers a three-bedroom brick bungalow with plenty of potential for a buyer ready to make it their own. The main floor features three bedrooms, a 4-piece bathroom, living room, dining room and kitchen, all arranged on one level. The full basement provides additional space with a large recreation room, laundry area and utility room, along with plenty of room for storage or future improvement. The property is serviced by natural gas, cistern and septic, and also offers rural fibre internet -a great feature for anyone working from home or looking for reliable connectivity outside of town. With a practical layout, rural setting and room to add value over time, this property could be a great fit for a first-time buyer, renovator, contractor or anyone looking for a more affordable entry into country living.
3 bedrooms, 1 bathroom, about 700 sq ft, works out to roughly $771 per square foot. Chat with Zara if you'd like a deeper read on whether this detached fits your budget and timing.Ask Zara a follow-up
Inside 320 Mud St
Every detail from the listing, in one place.
Type
Detached
Style
Bungalow
Living space
700-1100 sq ftas stated on the listing
Parking
6 spacesYes garage
Basement
Full, Partially Finished
Features & systems
Parking & garage
Garage
Yes
Parking spaces
6
Interior
Basement
Full · Partially Finished
Lot & land
Lot size (sqft)
0.355
Listing & possession
Property style
Bungalow
Property class
Detached
320 Mud St Price & Sale History
Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.
For saleListedThis listingMLS® X13881416$540,000
Sourced from MLS®. Includes earlier listings of this property on record.
What's it worth?
How 320 Mud St Compares to the Grimsby Market
Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.
Independent mortgage broker · OAC · rates subject to change and underwritingMortgage Squad →
Referral disclosure: Summitly may refer you to Mortgage Squad Advisors, an affiliated mortgage partner. You are free to choose any lender or mortgage professional.
Monthly cost
Enter a rate to see the monthly cost
An estimate, not a quote. Utilities and insurance are extra.
Affordability calculator
Estimated monthly payment
$2,653
/mo
based on the purchase price of $540,000
$108,000 cash
$432,000 financed
$363,857 total interest
Principal54%$432,000
Interest46%$363,857
20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.
Want rate-drop alerts and a saved shortlist?
Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.
Rental income potential
Est. monthly rent
low–high
Gross yield
rent × 12 ÷ price
Cap rate (est.)
net of tax + fees
Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.
For homeowners nearby
Own a home on Mud Street? See what yours is worth
Get an instant estimate for your own home, based on recent sales around you. A free account shows the number and emails you the full report.
Free · No obligation · Backed by Coldwell Banker
Book a tour of 320 Mud St with a licensed buyer's agent
Your agent is usually paid from the seller's side. We'll confirm the co-operating commission on this listing before you sign anything.
Zara, any time
Zara · AI virtual agent
Ask about 320 Mud St day or night. Zara reads this listing and answers in plain words. When you want a person, she hands you to a licensed agent.
Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.
Similar homes for sale nearby in Grimsby
Other 2–3 bed homes for sale in Grimsby around $540K.
Average days on market34Homes sold in about 34 days on average.
Sale-to-list ratio97.5%On average, homes sold below asking.
Active listings184Homes for sale here right now.
Median vs prior 90 days+3.9%Compared with Apr 12 – Jul 11, 2026: prices up.
Based on 165 sales from Jul 11 – Oct 9, 2026 (103 in the prior 90 days). Aggregate MLS® figures for closed sales; individual sold prices are shown only to signed-in members.
Questions About 320 Mud St
How much is 320 Mud St listed for?
320 Mud St is listed at $540,000 (MLS® X13881416). Summitly updates the price as soon as the MLS® record changes.
Is $540,000 a good price for 320 Mud St?
Summitly rates it Well Above Market: the asking price is 15% or more above Zara's estimate, an estimate built from recent sales in Grimsby. The rating is an automated opinion, not an appraisal; "What's it worth?" on this page shows how it is worked out. See Zara's estimate
Has the price of 320 Mud St changed?
No — 320 Mud St is still listed at its original asking price of $540,000.
How many bedrooms and bathrooms does 320 Mud St have?
320 Mud St has 3 bedrooms and 1 bathroom, with about 700–1,100 square feet of living space. It is a detached home in Grimsby.
How much would the monthly mortgage be on 320 Mud St?
About $2,653 a month — principal and interest on $540,000 with 20% down ($108,000), a 25-year amortization and an assumed 5.5% interest rate. The mortgage calculator on this page lets you change the down payment, amortization and rate.
How does 320 Mud St compare with other homes in Grimsby?
Its asking price of $540,000 is about 25% below the median sold price in Grimsby over the last 90 days, $722,000, across 165 closed sales on the TRREB MLS®. A city median mixes every type and size of home, so the comparable sales on this page are the closer guide.
Has 320 Mud St been sold before?
Summitly has no earlier MLS® sale or lease of 320 Mud St on record from the last two years. Older records aren't shown under TRREB rules.
Where is 320 Mud St?
320 Mud St is in Grimsby, ON. Schools, transit, parks and shops nearby are under Location & lifestyle on this page.
How long has 320 Mud St been on the market?
320 Mud St was listed today (October 9, 2026).
What is the price per square foot of 320 Mud St?
About $491 to $771 per square foot: the asking price of $540,000 over the 700–1,100 sq ft the listing gives as its size range.
Does 320 Mud St have parking or a garage?
Yes — the listing gives 6 parking spaces. Garage: Yes.
Does 320 Mud St have a basement, and is it finished?
The listing describes the basement as: Full, Partially Finished.
