Semi-DetachedOn market 48 days

322 Fernwood Ave, Oshawa

Name: 322 Fernwood Avenue
SKU: E13714196
Price: 689000 CAD
Availability: InStock

Oshawa, ON · · MLS® E13714196Updated September 21, 2026

$689,000Est. $3,385/mo mortgage

Bedrooms: 3
Bathrooms: 2
Living space: 1100–1500sq ft
Parking spaces: 4

Type Semi-Detached
Basement Separate Entrance

What you should know

322 Fernwood Ave is a 3-bedroom, 2-bathroom semi-detached home in Oshawa, listed for $689,000. It has 1100-1500 sq ft of living space.

The brand-new kitchen showcases contemporary cabinetry, countertops and new appliances, creating a stylish and functional space for everyday living and entertaining.
Ideal for extended family, guests, or potential rental income.No detail has been overlooked!
The home features **brand-new flooring throughout, fresh paint, new interior fittings and fixtures, completely renovated kitchens and washrooms, and brand-new central A/C**.

Ask Zara:

3 Bed, 2 Bath Semi-Detached Home in Oshawa

About 322 Fernwood Avenue

**Welcome to this Fully Renovated North Oshawa Home!** This exceptional freehold semi-detached backsplit has been completely renovated from top to bottom and offers the rare combination of **modern living, flexible multi-generational space, and excellent income potential**. Whether you are a first-time buyer looking to offset your mortgage, a growing or multi-generational family seeking separate living spaces, or an investor looking for a turn-key property, this home is ready to impress!The bright and inviting upper level features an **open-concept living area, 2 spacious bedrooms, and 2 beautifully renovated washrooms**. The brand-new kitchen showcases contemporary cabinetry, countertops and new appliances, creating a stylish and functional space for everyday living and entertaining. The fully finished lower-level suite, complete with a **separate entrance**, offers incredible flexibility with its own **brand-new kitchen, large living area, 2 bedrooms, brand-new 3-piece bathroom and separate laundry**. Ideal for extended family, guests, or potential rental income.No detail has been overlooked! The home features **brand-new flooring throughout, fresh paint, new interior fittings and fixtures, completely renovated kitchens and washrooms, and brand-new central A/C**. Both kitchens are equipped for comfortable independent living. Included are **2 washers, 2 dryers, 2 brand-new refrigerators, 1 gas stove in the upper kitchen, 1 electric stove in the lower kitchen, and 1 dishwasher**.Enjoy the outdoors in the **fully fenced backyard**, offering plenty of room for children, pets, summer gatherings and relaxation. Located in a desirable **North Oshawa neighborhood**, close to **highways, public transit, schools, shopping and everyday amenities**, this move-in-ready home offers exceptional versatility and convenience.**A rare opportunity to own a beautifully renovated home with two self-contained living spaces and tremendous flexibility! Nothing to do but move in and enjoy.

3 bedrooms, 2 bathrooms, about 1,100 sq ft, works out to roughly $626 per square foot. Chat with Zara if you'd like a deeper read on whether this semi-detached fits your budget and timing.

Inside 322 Fernwood Ave

Every detail from the listing, in one place.

Type: Semi-Detached
Style: Backsplit 4
Living space: 1100-1500 sq ftas stated on the listing
Parking: 4 spaces
Basement: Separate Entrance

Features & systems

Parking & garage

Parking spaces: 4

Interior

Basement: Separate Entrance

Lot & land

Lot size (sqft): 0

Listing & possession

Property style: Backsplit 4
Property class: Semi-Detached

322 Fernwood Ave Price & Sale History

Earlier listings of this property, list-price changes, and the most recent annual property tax on the listing.

Aug 26, 2026For saleListedThis listingMLS® E13714196$689,000

Sourced from MLS®. Includes earlier listings of this property on record.

What's it worth?

How 322 Fernwood Ave Compares to the Oshawa Market

Zara compares it with recent sales of similar homes nearby. It's a guide, not an appraisal.

Zara’s estimate

Above Market· based on 1,202 recent sales

Value your own home →How accurate are Zara’s estimates?

Summitly estimate, not from TRREB, the MLS® or the listing brokerage. Not an appraisal. How it works

Oshawa market, last 90 days

Median sold price: $667,700
Average sold price: $705,824
Average days on market: 28
Homes sold: 707

Closed sales on the TRREB MLS®.

Full Oshawa market report

Recently sold nearby in Oshawa

Sold prices are shown free to signed-in members, as board rules require.

6 nearby sales vs. this home

Closed sales from MLS®, compared with this home's asking price.

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Home	Sold price	$ / sqft	% of asking	Sold
This home322 Fernwood Avenue 3 bd · 2 ba · 1,100 sqft	$689,000asking	$626	—	—
1113 Valley Court 3 bd · 1 ba · 1,500 sqft
1332 Fenelon Crescent 3 bd · 2 ba · 1,100 sqft
400 Wickham Court 3 bd · 1 ba · 1,100 sqft
235 Barkley Crescent 3 bd · 2 ba · 1,500 sqft
693 Nairn Court 3 bd · 2 ba · 1,100 sqft
644 Perry Crescent 3 bd · 1 ba · 1,100 sqft

1113 Valley Court
3 bd · 1 ba · 1,500 sqft
1332 Fenelon Crescent
3 bd · 2 ba · 1,100 sqft
400 Wickham Court
3 bd · 1 ba · 1,100 sqft
235 Barkley Crescent
3 bd · 2 ba · 1,500 sqft
693 Nairn Court
3 bd · 2 ba · 1,100 sqft
644 Perry Crescent
3 bd · 1 ba · 1,100 sqft

Living in Oshawa: Location & Amenities

Transit, schools, parks and everyday places near this home. Select any place to open it on Google Maps.

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How long is your commute?

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Costs, Mortgage & Rental Return for 322 Fernwood Ave

What it could cost each month, today's rates from our mortgage partner, and what it could return as a rental.

Mortgage: $3,385; 20% down · 25 years · 5.5% assumed
Property tax: $379; 0.66% mill rate · ON
Total per month: $3,764; Before utilities, insurance and fees

Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

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Monthly cost

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Down payment

Rate (%)

Years

An estimate, not a quote. Utilities and insurance are extra.

Affordability calculator

Estimated monthly payment

$3,385

/mo

based on the purchase price of $689,000

Down payment20%

$137,800 cash

Amortization25 yr

$551,200 financed

Rate5.50%

$464,255 total interest

Principal54%$551,200

Interest46%$464,255

20% down · 25-yr amortization · 5.50% rate. Principal & interest only — taxes, condo fees, and insurance not included.

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Figures are Summitly estimates for illustration only — not from TRREB or the MLS® feed, and not a mortgage approval, appraisal, or financial advice.

Rental income potential

Est. monthly rent

low–high

Gross yield

rent × 12 ÷ price

Cap rate (est.)

net of tax + fees

Summitly AI estimate for discussion only — not from TRREB or the MLS® feed, and not an appraisal or investment advice. Yield and cap rate are derived from the estimated rent versus the asking price.

For homeowners nearby

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Listing brokerage: CITYSCAPE REAL ESTATE LTD., BrokerageMLS® E13714196 · Listing data last updated September 21, 2026

Listing data comes from the Toronto Regional Real Estate Board (TRREB) and is deemed reliable but not guaranteed. Shown on Summitly by Coldwell Banker Summit Realty, Brokerage, which is not the listing brokerage. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. © 2026 Toronto Regional Real Estate Board. All rights reserved.

Mortgage financing is arranged through Mortgage Squad Advisors. Summitly is the technology platform that powers this site. Estimated values, AI insights, calculator results, and rental projections shown on this page are generated by Summitly and are not provided by, reviewed by, or sourced from TRREB, the MLS®, or the listing brokerage; they are not appraisals or opinions of value. The trademarks REALTOR®, REALTORS®, and the REALTOR® logo are controlled by the Canadian Real Estate Association (CREA) and identify real estate professionals who are members of CREA. The Coldwell Banker® name and logo are trademarks of Coldwell Banker Real Estate LLC.

For sale· listed Aug 25· $626/sq ft

Estimated monthly mortgage$3,385/moMortgage only · 20% down · 5.5% assumed

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5.0 · Google rating for Coldwell Banker Summit Realty, Brokerage · as of September 2026

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